NJ Property/ Casualty Insurance NJ Property, Casualty, and Auto Licensing Exam NJ property insurance law NJ Casualty Test (solved) NJ PSI Property and Casualty NJ Property State Exam NJ Property & Casualty Exam Practice EXAMFX NJ Property & Casualty Q&A Casualty Producer NJ Nj property and cas...
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In New Jersey, and insurer must provide at least______ advance notice for cancellation of property coverages for nonpayment of premium - ANSWER-10 days The employment of another producer by a producer is subject to all of the following requirements, except a. the employer shall examine the crede...
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Ajouter au panierIn New Jersey, and insurer must provide at least______ advance notice for cancellation of property coverages for nonpayment of premium - ANSWER-10 days The employment of another producer by a producer is subject to all of the following requirements, except a. the employer shall examine the crede...
when the courts usually resolve any ambiguity in policy wording in favor of the insured this is because what? - ANSWER-Doctrine of reasonable expectations Doctrine of Reasonable Expectations - ANSWER-States: that a policy includes coverages that an average person would reasonably expect it to inc...
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Ajouter au panierwhen the courts usually resolve any ambiguity in policy wording in favor of the insured this is because what? - ANSWER-Doctrine of reasonable expectations Doctrine of Reasonable Expectations - ANSWER-States: that a policy includes coverages that an average person would reasonably expect it to inc...
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The Mobile Home Endorsement of a Homeowners policy affords coverage to mobile homes under the? A. HO-1 (Basic Form) B. HO-2 (Broad Form) C. HO-3 (Special Form) D. HO-2 or HO-3 (Broad and Special) - ANSWER-D. HO-2 or HO-3 (Broad and Special) All of the following are eligible for coverage under...
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Ajouter au panierThe Mobile Home Endorsement of a Homeowners policy affords coverage to mobile homes under the? A. HO-1 (Basic Form) B. HO-2 (Broad Form) C. HO-3 (Special Form) D. HO-2 or HO-3 (Broad and Special) - ANSWER-D. HO-2 or HO-3 (Broad and Special) All of the following are eligible for coverage under...
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Risk - ANSWER-the chance or uncertainty of loss Risk - ANSWER-used within the insurance industry to refer to the subject of the insurance policy Possibility of loss - ANSWER-the concept of risk involves ___________________ Insurance - ANSWER-a formal social device used to accomplish the tra...
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Ajouter au panierRisk - ANSWER-the chance or uncertainty of loss Risk - ANSWER-used within the insurance industry to refer to the subject of the insurance policy Possibility of loss - ANSWER-the concept of risk involves ___________________ Insurance - ANSWER-a formal social device used to accomplish the tra...
What is a Business Owners Policy (BOP)? - ANSWER-They usually are targeted at small and medium-sized businesses. This assembles the basic coverages required by a business owner in one bundle. What are the features of a BOP Policy? - ANSWER-Property Liability, Business Income, and General Liabilit...
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Ajouter au panierWhat is a Business Owners Policy (BOP)? - ANSWER-They usually are targeted at small and medium-sized businesses. This assembles the basic coverages required by a business owner in one bundle. What are the features of a BOP Policy? - ANSWER-Property Liability, Business Income, and General Liabilit...
For the purpose of insurance, risk is defined as - ANSWER-The uncertainty or chance of loss What significance did Paul vs. Virginia have on the insurance industry? - ANSWER-It was decided that insurance was not interstate commerce and could not be regulated by the federal government The War, M...
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Ajouter au panierFor the purpose of insurance, risk is defined as - ANSWER-The uncertainty or chance of loss What significance did Paul vs. Virginia have on the insurance industry? - ANSWER-It was decided that insurance was not interstate commerce and could not be regulated by the federal government The War, M...
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Powers and duties of Commissioner - ANSWER-Conduct research Make reasonable rules and regulations Issue orders and notices Issue insurance licenses and certificates of authority Impose penalties Approve insurance policy forms and rates Amount of days notice before hearing - ANSWER-10 Ret...
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Ajouter au panierPowers and duties of Commissioner - ANSWER-Conduct research Make reasonable rules and regulations Issue orders and notices Issue insurance licenses and certificates of authority Impose penalties Approve insurance policy forms and rates Amount of days notice before hearing - ANSWER-10 Ret...
Aleatory Contract - ANSWER-Insurance policy is based upon uncertainty of a loss, equal value is not given by the parties to the contract. Utmost Good Faith - ANSWER-Parties to the contract rely upon the integrity of one another. Insuring Agreement - ANSWER-The section of an insurance policy co...
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Ajouter au panierAleatory Contract - ANSWER-Insurance policy is based upon uncertainty of a loss, equal value is not given by the parties to the contract. Utmost Good Faith - ANSWER-Parties to the contract rely upon the integrity of one another. Insuring Agreement - ANSWER-The section of an insurance policy co...
Professional liability policies protect against liability resulting from - ANSWER-A. Errors and Omissions Page 46 Mini-Tail or Extended. Page 60 - ANSWER-B. 60 Days after expiration date Not an exclusion under auto physical damage selection. Page 28 - ANSWER-C. Carpools Not a covered ter...
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Ajouter au panierProfessional liability policies protect against liability resulting from - ANSWER-A. Errors and Omissions Page 46 Mini-Tail or Extended. Page 60 - ANSWER-B. 60 Days after expiration date Not an exclusion under auto physical damage selection. Page 28 - ANSWER-C. Carpools Not a covered ter...
Why was the commercial Insurance Deregulation Act Created? - ANSWER-To protect the public from the adverse effects of excessive, inadequate, & unfair discriminatory rates & marketing practices Which policies issued must follow the provisions of the Commercial Insurance Deregulation Act? - ANSWER-...
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Ajouter au panierWhy was the commercial Insurance Deregulation Act Created? - ANSWER-To protect the public from the adverse effects of excessive, inadequate, & unfair discriminatory rates & marketing practices Which policies issued must follow the provisions of the Commercial Insurance Deregulation Act? - ANSWER-...
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