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Texas All Lines Adjuster/Insurance Adjuster Exam Bundle (Graded A) $32.49   Add to cart

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Texas All Lines Adjuster/Insurance Adjuster Exam Bundle (Graded A)

Texas All Lines Adjuster Test with Verified Answers Texas all lines adjuster exam with complete solutions TX ADJUSTER TEST Texas All-Lines Adjuster Pre-Licensing Exam All Lines Adjuster Test with complete solutions Texas All Lines Adjuster Laws & Regulation Review Texas Adjuster Exam Texas Insur...

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Texas All Lines Adjuster Test with Verified Answers

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Accumulated Depreciation - Answer- The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) Acreage Reporting Date - Answer- The deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage ...

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Texas all lines adjuster exam with complete solutions

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All of the following are criteria for an accident to have occurred "in the course of" the employment under a workers' compensation policy, EXCEPT: - Answer- While performing a task that a fellow worker requested, that was unusual to the employee's job description, but occurred on the employer's...

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TX ADJUSTER TEST QUESTIONS AND ANSWERS 2023

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Subrogate Subrogation is the right for an insurer to legally pursue a third party that caused an insurance loss to the insured. This is done as a means of recovering the amount of the claim paid by the insurance carrier to the insured for the loss. - Answer- While investigating a claim, you determin...

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Texas All-Lines Adjuster Pre-Licensing Exam Questions with correct Answers

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Chapter 1 - Answer- insurance - Answer- financial took that protects individual and organizations from unforeseen and extraordinary financial losses by transferring risk to another party insured - Answer- individual or organization that pays premiums in exchange for protection insurer - An...

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All Lines Adjuster Test with complete solutions

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When that was charge for engaging in practice is prohibited by the DTPA he was shocked "but had no intention of being misleading" he said his lawyer had to sit in a straight. Matt all of the adjectives that describe practices prohibited under the DTPA ______ is not one of them - Answer- True Wh...

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Texas All Lines Adjuster Laws & Regulation Review Quiz 2023 Questions and Answers

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All of the following are exempted from the requirement of an adjuster's license examination except: A. Those persons holding CPCU designation; B. those persons adjusting workers compensation claims; C. Those persons who have received the Associate in Claims (AIC) designation; D. Those persons who h...

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Texas Adjuster Exam Questions with Verified Answers

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If an automobile policy has split limits of 30/60/25. What is the maximum amount of liability coverage that would be paid in a covered loss where three people are involved. - Answer- $30,000 Which of the following statements best describes an inland marine policy? - Answer- Pertains to Cargo with...

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Texas Insurance License Exam Prep P&C Questions with correct Answers

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What are 3 subjects an auto policy covers? - Answer- 1. Body 2. The vehicle 3. Assets Bodily Injury Types - Answer- Personal Injury Med Pay Uninsured Motorist No Fault Insurance - Answer- State stipulates that parties cannot file a claim to the other persons insurance policy unless requi...

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Texas Insurance Exam 2023 with complete solutions

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How many hours of ethics continuing education must an agent complete in any 2-year license period? A. 4 B. 5 C. 3 D. 2 - Answer- D The commissioner has the power to A. appoint a stock insurance company board of directors B. issue certificates of authority to insurers C. authorize a mutual insura...

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Texas Claims License Chapter 1 Questions with Verified Answers

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This type of Auto coverage pays for your damages if you were involved in a hit and run: Uninsured Motorist Comprehensive Liability Collision - Answer- Uninsured Motorist What is the responsibility to another for one's negligence: Hazard Liability Risk Negligence - Answer- Liability Th...

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Adjuster Pro - Insurance adjuster test (solved)

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What is insurance? - Answer- protection against financial loss what is a premium - Answer- a scheduled amount to be paid for an insurance policy. What are premiums used for - Answer- premiums are collected into a "pool" or "reserve to pay out claimants when needed. how can insurance comp...

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Health Insurance Practice Test with complete solutions

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All of the following statements about noncancellable policies are true EXCEPT 1. a noncancellable policy is also called a noncancellable and guaranteed renewable policy. 2. the only right to cancel the noncancellable policy is for nonpayment of premium. 3. the insurer may increase the premium r...

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Life insurance - practice test questions with correct Answers (Graded A)

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A special characteristic of insurance contract where equal value is not exchanged between parties is known as: - Answer- Aleatory Life insurance contracts are ___ agreements - Answer- Unilateral What is the proper definition of "take it or leave it" contracts written by insurer? - Answer- Ad...

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Insurance License Test Practice Questions and Answers 2023

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Risk - Answer- Possibility (uncertainty) that a loss may occur. -The reason people buy insurance -Insurance is designed to provide for such losses, while not providing the insured with the possibility of gain from an accident, sickness, death, etc. Claim - Answer- Notifying the insurer (insu...

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Adjuster license practice test with complete solutions

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The purpose of the principle of indemnity is - Answer- to prevent an insured from making a profit on a loss. Jerrod is awarded $4000 in a court case after Ollie accidentally starts a fire and burns down his detached garage. This award is an example of - Answer- special damages Which of the fol...

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Insurance adjuster exam questions Test bank latest updated

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During a storm, heavy winds cause a tree limb to break and fall onto Paul's house, causing $6,500 in damage. Paul's insurance company now considers his house: - Answer- A Loss Which of the following best describes a "risk," according to the insurance definition? - Answer- A potential for fina...

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Texas All lines adjuster license insurance terms and related concepts Chapter 1

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Law of Large Numbers - Answer- the more examples used to develop any statistic, the more reliable the statistic will be Underwriting - Answer- The process and insurance company uses to decide whether to except or reject an application for a policy insurance. underwriters evaluate the risk and exp...

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Texas all lines adjuster license commercial general liability chapter 8

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Commercial general liability ( CGL) - Answer- This covers business liability hazards that are not covered under more specialiazed forms of insurance such as auto, marine, workers compensation and others. What are three forms of CGL - Answer- Professional liability Product liability Premises l...

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Insurance Adjuster Exam with complete solutions

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Which kind of losses are covered under a standard fire policy? - Answer- Direct All fires are not covered by the Standard Fire policies, only those that: - Answer- are hostile and have a flame or glow At what time does a fire policy go into affect? - Answer- 12:01am standard time at the locati...

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Claims Adjuster Exam 2023 Questions with correct Answers

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Multi Peril-Package - Answer- Any policy which provides property & liability coverage (not homeowner) ISO policy - Answer- Sold in Texas, but not Texas form Only Texas DP 1 - Answer- Mainly the only TDP sold, now with plethora of endorsements Texas Standard Fire Policy - Answer- Granddaddy ...

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