University of Arkansas ECON 101 chapters Exams, Guaranteed success_ Complete Exams reviews + Study guides_ Latest Fall .

1. What does a household represent? A. An organizational structure that unites its occupants. B. A structure with a form that affects a business. C. The combined financial actions of a family. D. Logical decision making by a family. E. None of the above. 2. Which of the following best describe...

1. Which of the following tells you how you are doing today and sets the stage for any steps that need be taken to alter future activities? A. Balance sheet. B. Cash flow statement. C. Projected cash flow statement. D. Income statement. E. None of the above. 2. What is a balance sheet? A. A ...

1. Which of the following best describes cash flow planning? A. The scheduling of current and future cash needs to achieve household goals. B. The recognition that cash flows can only be generated though strategic planning. C. A financial planning scheduling strategy that links financial reviews ...

. Which of the following is not a step in the planning system for asset allocation? A. Consider personal factors. B. Identify and review investment alternatives. C. Employ portfolio management principles. D. All of the above are steps in the planning system. E. None of the above is a step in th...

1. Why is it so difficult to identify a group of assets or other techniques that can fully eliminate portfolio risk? A. They types of assets that can eliminate portfolio risk are only available to professional money managers. B. The lack of a full hedge for the lifetime work-related income strea...

1. Which of the following is the second step of the retirement planning process? A. Analyze retirement risks. B. Familiarize yourself with retirement issues. C. Develop goals. D. Become knowledgeable about retirement structures. E. None of the above. 2. The percentage of the elderly population...

1. The fact that taxes influence the timing of transactions and preparation for payment of sums due is an example of the tax impact on: A. Investments. B. Cash flow planning. C. Financing. D. Risk management. E. None of the above. 2. Which of the following is an example of the tax impact on r...

1. Which of the following is not a financial planning objective associated with estate planning? A. To match the amount and type of assets to be distributed to circumstances and our wishes. B. To match taxes outstanding with debt liability upon death. C. To leave other heirs with little or no con...

1. As bond maturity increases, the bond's risk: A. Increases. B. Decreases. C. Does not change. D. Sometimes increases and sometimes decreases. E. Is inversely related to the value of the bond. 2. The relationship that exists between bond maturity and risk can be explained through observing t...

A. Excess of supply for a good or goods as compared with the demand. B. Increases in the cost of items needed to produce a good. C.Lack of competition arising from few producers for that item and barriers to new companies entering the market. D. An excess supply of money in the economy. E. All ...

1. What is financial integration? A. Using all assets and liabilities, all cash flows, all household activities, and all future plans to arrive at decisions. B. Including all current and future resources and information in decision making. C. Making one decision at a time based strictly on the m...

1. Why is knowledge of actual human behavior arguably more important for Personal Financial Planning (PFP) than for any other area of finance? A. Due to PFP's closeness to human actions. B. Due to PFP's emphasis on practicality. C. Due to the irrational nature of most personal finance decision...

2. Summarize the expectation theory and the preferred habitat the theory of the term structure of interest rates. Are these theories related, or are they alternative explanations of the term structure? Answer: The expectation theory holds that the shape of the yield curve is determined by the in...