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Texas Life and Health Insurance Exams Compilation 2023;All possible questions and answers solved correctly $44.29
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Texas Life and Health Insurance Exams Compilation 2023;All possible questions and answers solved correctly

Texas Life and Health Insurance Exams Compilation 2023;All possible questions and answers solved correctly

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Life Insurance Exam (Texas)| 122 Questions with 100 % Correct Answers | Verified | 2023

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Insurance (General concept) - - transfers the risk of loss from an individual to an insurer - based on the principle of indemnity - based on the principle of risk (risk pooling) insurable interest (General Concept) - - must exist at the time of the application - insuring one's own life, famil...

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Texas Life Insurance exam| Questions with 100 % Correct Answers | Verified

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Who is considered a field underwriter? - An agent When must insurable interest exist in life insurance? - Application or issue date If no receipt is issued at the time of application, a statement of good health is usually required at the time of? - Policy delivery The Medical Information Bureau ...

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Texas Life Insurance exam| Questions with 100 % Correct Answers | Verified

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#1. In a survivorship life policy, when does the insurer pay the death benefit? a) If the insured survives to age 100 b) Upon the last death c) Upon the first death d) Half at the first death, and half at the second death - b) Upon the last death #3. A father owns a life insurance policy...

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FINAL EXAM REVIEW - Texas life and health| 150 Questions with 100 % Correct Answers | Verified | 2023

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If, at the time of an insured's death, the insurance company discovers that the insured's age was misstated on the application for life insurance, the company will most likely - pay the policy proceeds in the amount the premiums would have purchased at the insured's actual age The provision in...

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Texas Life Insurance Exam| Questions with 100 % Correct Answers | Verified

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P completes an application for a $10,000 life policy, but does not give the producer the initial premium. P's coverage becomes effective when - P receives the policy and pays the premium A potential client, age 40, would like to purchase a Whole Life policy that will accumulate cash value at a f...

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Texas State Exam Simulator - Life and Health Insurance (200 Questions Practice Exam)| Questions with 100 % Correct Answers | Verified| 2023

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An annuity promises that, if the annuitant dies before receiving payments equal to the correct value, the payments will be continued to a beneficiary until an amount equal to the contract value has been paid. This type of annuity is called An installment Refund annuity A Straight Life annuity A...

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Texas Life and Health Insurance Exam| Questions with 100 % Correct Answers | Verified

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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - Upon completion of the application Who elects the governing body of a mutual insurance company? - policyholders An insurance applicant MUST be informed of an investigation re...

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Texas Life and Health Insurance Exam| Questions with 100 % Correct Answers | Verified

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What type of reinsurance contract involves two companies automatically sharing their risk exposure? - Treaty The stated amount or percent of liquid assets that an insurer must have on hand that will satisfy future obligations to its policyholders is called - reserves When third-party ownership i...

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Life Insurance Exam Question (Texas)|339 Questions with 100 % Correct Answers | Verified|2023

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hich of the following is considered a field underwriter? - An agent When must insurable interest exist in life insurance? - Application or issues date If no receipt is issued at the time application, a statement of good health is usually required at the time of - Policy Delivery The Medical Info...

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