Florida General Lines Agent Exam questions and answers 2023/2024 solved 100% correct Florida 2-20 General Lines Agent Comprehensive Exam 2023/2024-Solved 100% Correct Florida Statutes and Rules Exam 100% Answered Property & Casualty Vocabulary Exam Latest Updated 2023 Florida Personal Lines Exam Qu...
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What is the definition of a risk that is insurable? a.Risk is defined as a chance or the possibility of financial loss; only pure risks are insurable as there is no possibility of a gain b.A chance of a loss or gain c.A risk where there is a possibility of a gain d.A chance for insurance cover...
Voorbeeld 3 van de 30 pagina's
In winkelwagenWhat is the definition of a risk that is insurable? a.Risk is defined as a chance or the possibility of financial loss; only pure risks are insurable as there is no possibility of a gain b.A chance of a loss or gain c.A risk where there is a possibility of a gain d.A chance for insurance cover...
License Termination - ANSWER-This happens to an agent who willfully "over insures" a Property & Casualty or Health Insurance policy. The State of Florida - ANSWER-The only Location/Geography where a Florida Personal Lines Agent can transact Personal Lines Property & Casualty business? Rebati...
Voorbeeld 4 van de 89 pagina's
In winkelwagenLicense Termination - ANSWER-This happens to an agent who willfully "over insures" a Property & Casualty or Health Insurance policy. The State of Florida - ANSWER-The only Location/Geography where a Florida Personal Lines Agent can transact Personal Lines Property & Casualty business? Rebati...
__________________ _____________ present a regulatory concern because they create a potential for unpaid claims. - ANSWER-unauthorized entities Willfully over insuring a health or property policy can be grounds for ____________________ an insurance license. - ANSWER-terminating The insurer's ...
Voorbeeld 2 van de 5 pagina's
In winkelwagen__________________ _____________ present a regulatory concern because they create a potential for unpaid claims. - ANSWER-unauthorized entities Willfully over insuring a health or property policy can be grounds for ____________________ an insurance license. - ANSWER-terminating The insurer's ...
Abandonment Clause - ANSWER-"the insured cannot abandon damaged property to the insurer and demand to be reimbursed for its full value" Absolute Liability - ANSWER-"liability that does not require proving negligence" Accident - ANSWER-"a sudden fortuitous event" Accounts Receivable Co...
Voorbeeld 3 van de 23 pagina's
In winkelwagenAbandonment Clause - ANSWER-"the insured cannot abandon damaged property to the insurer and demand to be reimbursed for its full value" Absolute Liability - ANSWER-"liability that does not require proving negligence" Accident - ANSWER-"a sudden fortuitous event" Accounts Receivable Co...
Homeowners HO-3 policy - severe theft loss. Coverage A limit is $100,000. Insured losses include $25,000 furniture, clothing and other ordinary personal property plus $5,000 damage to guns and $5,000 damage to jewelry, furs. Insured will recover: - $29,000 less any deductible A coverage that is s...
Voorbeeld 2 van de 14 pagina's
In winkelwagenHomeowners HO-3 policy - severe theft loss. Coverage A limit is $100,000. Insured losses include $25,000 furniture, clothing and other ordinary personal property plus $5,000 damage to guns and $5,000 damage to jewelry, furs. Insured will recover: - $29,000 less any deductible A coverage that is s...
5 qualifications to become a General Lines agent - ANSWER-1. At least 18 years of age 2. United States citizen or legal alien 3. Bona fide resident of Florida 4. Place of business located in Florida 5. Not licensed for purpose of writing controlled business Department of Financial Services (D...
Voorbeeld 1 van de 4 pagina's
In winkelwagen5 qualifications to become a General Lines agent - ANSWER-1. At least 18 years of age 2. United States citizen or legal alien 3. Bona fide resident of Florida 4. Place of business located in Florida 5. Not licensed for purpose of writing controlled business Department of Financial Services (D...
The Florida Surplus Service Lines Office (FSLSO) was created to - ANSWER-oversee the surplus lines industry in the state Which of the following is NOT a required qualification for a General Lines Agent: - ANSWER-Seeking the license only to write controlled business The Department of Financial ...
Voorbeeld 3 van de 28 pagina's
In winkelwagenThe Florida Surplus Service Lines Office (FSLSO) was created to - ANSWER-oversee the surplus lines industry in the state Which of the following is NOT a required qualification for a General Lines Agent: - ANSWER-Seeking the license only to write controlled business The Department of Financial ...
Types of Dwelling Properties - ANSWER-1. 1 to 4 family 2. Rented to Others 3. Owned by Corp. or Partnerships 4. Low Valued 5. Mobile Homes Standard Dwelling Property Deductible - ANSWER-$500 Dwelling Property Coverage A - ANSWER-Dwelling - Including permanently installed building equipmen...
Voorbeeld 2 van de 8 pagina's
In winkelwagenTypes of Dwelling Properties - ANSWER-1. 1 to 4 family 2. Rented to Others 3. Owned by Corp. or Partnerships 4. Low Valued 5. Mobile Homes Standard Dwelling Property Deductible - ANSWER-$500 Dwelling Property Coverage A - ANSWER-Dwelling - Including permanently installed building equipmen...
Under Part A of a Personal Auto Policy, which of the following losses would be covered? A.) Damage to property being transported by the insured B.) Damage to a neighbor's parked car C.) Damage to a neighbor's lawn mower in the care of the insured D.) Damage to the home the insured owns - ANS...
Voorbeeld 4 van de 58 pagina's
In winkelwagenUnder Part A of a Personal Auto Policy, which of the following losses would be covered? A.) Damage to property being transported by the insured B.) Damage to a neighbor's parked car C.) Damage to a neighbor's lawn mower in the care of the insured D.) Damage to the home the insured owns - ANS...
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