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[Meer zien]To be considered an insurable risk, a loss may NOT be - catastrophic 
Which of the following persons would be required to hold a producer license? - a 
nonresident agent who negotiates insurance contracts 
Which of the following is the oldest known type of insurance? - ocean marine 
The contents cov...
Voorbeeld 2 van de 12 pagina's
In winkelwagenTo be considered an insurable risk, a loss may NOT be - catastrophic 
Which of the following persons would be required to hold a producer license? - a 
nonresident agent who negotiates insurance contracts 
Which of the following is the oldest known type of insurance? - ocean marine 
The contents cov...
1x verkocht
The causes of loss insured against in an insurance policy are known as - Perils 
Before an insurer will pay any loss under a policy, what is usually required from the insured? - 
Proof of loss 
An insured works outside the home. The insured's sister lives with him and cares for his four 
children. ...
Voorbeeld 3 van de 18 pagina's
In winkelwagenThe causes of loss insured against in an insurance policy are known as - Perils 
Before an insurer will pay any loss under a policy, what is usually required from the insured? - 
Proof of loss 
An insured works outside the home. The insured's sister lives with him and cares for his four 
children. ...
What is the purpose of the buyer's guide? 
A.To Allow the consumer to compare the costs of different policies 
B. To provide the name and address of the agent. 
C. to list all policy riders. 
D. To provide information about the policy. - A.To Allow the consumer to compare the costs 
of different po...
Voorbeeld 4 van de 106 pagina's
In winkelwagenWhat is the purpose of the buyer's guide? 
A.To Allow the consumer to compare the costs of different policies 
B. To provide the name and address of the agent. 
C. to list all policy riders. 
D. To provide information about the policy. - A.To Allow the consumer to compare the costs 
of different po...
1. In dwelling policies, automatic increase in insurance is 
(Choose from the following options) 
1. Coverage for newly acquired property. 
2. Coverage by endorsement. 
3. Automatic coverage. 
4. Coverage without additional premium. - 2. Coverage by endorsement. 
2. Personal business property out in...
Voorbeeld 4 van de 273 pagina's
In winkelwagen1. In dwelling policies, automatic increase in insurance is 
(Choose from the following options) 
1. Coverage for newly acquired property. 
2. Coverage by endorsement. 
3. Automatic coverage. 
4. Coverage without additional premium. - 2. Coverage by endorsement. 
2. Personal business property out in...
Which of the following employees insured under a group life plan would be allowed to convert 
to individual insurance of the same coverage once the plan is terminated? 
a) Those who have worked in the company for at least 3 years 
b) Those who have dependents 
c) Those who have no history of claims ...
Voorbeeld 2 van de 10 pagina's
In winkelwagenWhich of the following employees insured under a group life plan would be allowed to convert 
to individual insurance of the same coverage once the plan is terminated? 
a) Those who have worked in the company for at least 3 years 
b) Those who have dependents 
c) Those who have no history of claims ...
which of the following would NOT be considered limited coverage policy? 
a. accident-only insurance 
b. travel policy 
c. major medical expense insurance 
d. special risk policy - c. major medical exoense insurance 
limited policies cover only expense incurred from specific diseases, or specific cau...
Voorbeeld 3 van de 21 pagina's
In winkelwagenwhich of the following would NOT be considered limited coverage policy? 
a. accident-only insurance 
b. travel policy 
c. major medical expense insurance 
d. special risk policy - c. major medical exoense insurance 
limited policies cover only expense incurred from specific diseases, or specific cau...
An insured pays a $100 premium every month for his insurance coverage, yet the insurer 
promises to pay $10,000 for a covered loss. What characteristic of an insurance contract does 
this describe? - Aleatory: an aleatory contract means unequal amounts are exchanged 
between payments and benefits 
W...
Voorbeeld 4 van de 50 pagina's
In winkelwagenAn insured pays a $100 premium every month for his insurance coverage, yet the insurer 
promises to pay $10,000 for a covered loss. What characteristic of an insurance contract does 
this describe? - Aleatory: an aleatory contract means unequal amounts are exchanged 
between payments and benefits 
W...
A business owner was trying to obtain a bank loan to fund the purchase of a new business 
facility, but the bank required proof of additional assets to secure the loan. The business owner 
then decided to use her $250,000 life insurance policy to secure the loan. Which provision makes 
this possible...
Voorbeeld 2 van de 10 pagina's
In winkelwagenA business owner was trying to obtain a bank loan to fund the purchase of a new business 
facility, but the bank required proof of additional assets to secure the loan. The business owner 
then decided to use her $250,000 life insurance policy to secure the loan. Which provision makes 
this possible...
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