Property and Casualty insurance package deal

Property and Casualty Insurance EXAM Latest Update 2023 Specific insurance - This type of insurance designates a particular item to be insured Blanket insurance - This type of insurance covers more than one item of property at a single location or one more items of property at multiple locatio...

Property and Casualty Exam Questions and Answers With Correct Solution the one basic characteristic of any type of insurance is that the insured is returned to the same status that existed prior to the loss, but without a chance for gain or profit - true which of the following coverages does a...

Property and Casualty Insurance Test Questions and Answers 2023 What is a peril? - A Peril is a cause of loss What is a hazard? - Something that increases the chance of a loss What is the difference between a Moral hazard and a Morale Hazard? - Moral Hazard - dishonesty, against the law Mo...

Property and casualty insurance Exam Questions and Answers Latest 2023 Which of the following are the authorities that an agent can hold? - Express and implied Which of the following terms refers to such disabilities the loss of a limb, hearing , or eye sight? - Permanent partial disability ...

property and casualty exam questions and answers Solved 2023 The Commercial Property policy applies a limit of what dollar amount for business personal property temporarily away from the premises? - $10,000 What is the name of the organization created to provide auto insurance to individuals w...

Property and Casualty Insurance Licensing Exam With Complete Solution To prevent recovery beyond the amount of the insured's actual loss, the policy will contain: - An Other Insurance Clause Collision coverage of an auto policy covers: a) road damage to the tires b) upset of the vehicle c)...

Property and Casualty Insurance Exam Practice With Complete Solution 2023 HO-2 - mid range home insurance policy that is named perils HO-3 - Most common---open perils on house, named perils on personal belongings HO-4 - renter's insurance...personal property and improvements covered named ...

Property & Casualty License Practice Exam with Absolute Solution 2023 An exclusion that states that an insurer will not pay any claim in which an individuals property is damaged as a result of an earthquake, mudslide, landslide, or sinkhole. - an Earth movement exclusion An exclusion that stat...

Property and Casualty Exam Questions and Answers 2023 Who is considered the first party to an insurance contract? - The Insured Who is considered the second party to an insurance contract? - The insurance company In a commercial property policy, the company providing the insurance is referr...

Property and Casualty Exam Questions and Answers 2023 Who is considered the first party to an insurance contract? - The Insured Who is considered the second party to an insurance contract? - The insurance company In a commercial property policy, the company providing the insurance is referr...

Property & Casualty Practice Exam Questions and Answers Latest 2023 All the following are considered an insured under Part A liability coverage, of the personal auto policy EXCEPT! - Employer while insured is driving a company car. A bank customer's identity was compromised and the thieves ma...

Property and Casualty Fl Exam Q&A Latest 2023 Under a CGL, at what point in time is the earned premium determined by the premium audit? - At the end of the policy period Medical payments coverage under the Commercial General Liability Coverage Forms includes reasonable medical expenses if they...