Producer Exam, Utah Property and Casualty, Utah Property and Casualty, Utah Property and Casualty, ADJUSTER EXAM, Producer Exam, Exam Questions, Practice Exam, Law Supplement Part 1, Commercial Auto Exam, Test Question Notes, Utah Property, Casualty Insurance Exam, Casualty Exam, Utah Property a...
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Someone who is eligible to become a Consultant if he or she has how many years of related experience? - Answer At least 3 years of experience in the last 4 years What is a fiduciary? - Answer Someone who is trusted with someone else's money What level of education does someone need to become ...
Aperçu 3 sur 28 pages
Ajouter au panierSomeone who is eligible to become a Consultant if he or she has how many years of related experience? - Answer At least 3 years of experience in the last 4 years What is a fiduciary? - Answer Someone who is trusted with someone else's money What level of education does someone need to become ...
Absolute Liability - Answer Liability that arises from an extremely dangerous situation. Absolute liability is often found in cases involving explosives. Also known as "strict" liability. For ex you are absolutely liable if you keep a wild animal as a pet. Accident - Answer A sudden and unexpec...
Aperçu 2 sur 11 pages
Ajouter au panierAbsolute Liability - Answer Liability that arises from an extremely dangerous situation. Absolute liability is often found in cases involving explosives. Also known as "strict" liability. For ex you are absolutely liable if you keep a wild animal as a pet. Accident - Answer A sudden and unexpec...
Insurance - Answer The transfer of risk through a legal contract Property - Answer Covers real property and personal property against damage or loss resulting from covered causes of loss called perils casualty - Answer covers non-property losses (3rd Party) Personal lines - Answer Insurance...
Aperçu 2 sur 6 pages
Ajouter au panierInsurance - Answer The transfer of risk through a legal contract Property - Answer Covers real property and personal property against damage or loss resulting from covered causes of loss called perils casualty - Answer covers non-property losses (3rd Party) Personal lines - Answer Insurance...
Abandonment - Answer The abdication of insured property into the hands of another, or into the possession of no one in particular. Absolute Liability - Answer A type of liability that occurs due to extremely dangerous operations, such as the use of explosives or working at extreme heights. Acc...
Aperçu 4 sur 40 pages
Ajouter au panierAbandonment - Answer The abdication of insured property into the hands of another, or into the possession of no one in particular. Absolute Liability - Answer A type of liability that occurs due to extremely dangerous operations, such as the use of explosives or working at extreme heights. Acc...
A - UTAH: A person applying for an adjuster's license in Utah must (BSPEBS): - Answer * Be at least 18 years old * SSN * Personal History * Experience * Business Record * Submit a non-refundable fee B - UTAH: A non-resident agent (a new agent) moving into Utah must apply within __________ d...
Aperçu 4 sur 64 pages
Ajouter au panierA - UTAH: A person applying for an adjuster's license in Utah must (BSPEBS): - Answer * Be at least 18 years old * SSN * Personal History * Experience * Business Record * Submit a non-refundable fee B - UTAH: A non-resident agent (a new agent) moving into Utah must apply within __________ d...
Someone who is eligible to become a Consultant if he or she has how many years of related experience? - Answer At least 3 years of experience in the last 4 years What is a fiduciary? - Answer Someone who is trusted with someone else's money What level of education does someone need to become ...
Aperçu 3 sur 28 pages
Ajouter au panierSomeone who is eligible to become a Consultant if he or she has how many years of related experience? - Answer At least 3 years of experience in the last 4 years What is a fiduciary? - Answer Someone who is trusted with someone else's money What level of education does someone need to become ...
Specific insurance - Answer This type of insurance designates a particular item to be insured Blanket insurance - Answer This type of insurance covers more than one item of property at a single location or one more items of property at multiple locations. Speculative - Answer possibility of bo...
Aperçu 4 sur 39 pages
Ajouter au panierSpecific insurance - Answer This type of insurance designates a particular item to be insured Blanket insurance - Answer This type of insurance covers more than one item of property at a single location or one more items of property at multiple locations. Speculative - Answer possibility of bo...
Under a Businessowners Policy, the policy's terms can be amended or waived only by endorsement issued by - Answer the insurer and made a part of the policy. All of the following are Valuable Papers and Records EXCEPT A. manuscripts, records, or abstracts. B. inscribed, printed, or written do...
Aperçu 3 sur 24 pages
Ajouter au panierUnder a Businessowners Policy, the policy's terms can be amended or waived only by endorsement issued by - Answer the insurer and made a part of the policy. All of the following are Valuable Papers and Records EXCEPT A. manuscripts, records, or abstracts. B. inscribed, printed, or written do...
If a nonresident applies for a Utah insurance license, the commissioner shall waive the license requirements for a license and issue the person a nonresident license if the nonresident applicant has met certain requirements. These requirements include all of the following EXCEPT - Answer Has passed ...
Aperçu 3 sur 24 pages
Ajouter au panierIf a nonresident applies for a Utah insurance license, the commissioner shall waive the license requirements for a license and issue the person a nonresident license if the nonresident applicant has met certain requirements. These requirements include all of the following EXCEPT - Answer Has passed ...
The powers of the Insurance Commissioner include all of the following EXCEPT: A) making insurance laws. B) conducting hearings. C) conducting examinations of insurers and individuals. D) issuing certificates of authority and licenses. - Answer Answer: A The state legislature is respon...
Aperçu 2 sur 14 pages
Ajouter au panierThe powers of the Insurance Commissioner include all of the following EXCEPT: A) making insurance laws. B) conducting hearings. C) conducting examinations of insurers and individuals. D) issuing certificates of authority and licenses. - Answer Answer: A The state legislature is respon...
5 coverage forms used for Commercial Auto Insurance - Answer Business Auto Coverage Form, Business Auto Physical Damage Coverage Form, Garage Coverage Form, Truckers Coverage Form, Motor Carrier Coverage Form What symbols are used in Business Auto Coverage Form? - Answer 1=Any Auto, 2=Owned Autos...
Aperçu 1 sur 3 pages
Ajouter au panier5 coverage forms used for Commercial Auto Insurance - Answer Business Auto Coverage Form, Business Auto Physical Damage Coverage Form, Garage Coverage Form, Truckers Coverage Form, Motor Carrier Coverage Form What symbols are used in Business Auto Coverage Form? - Answer 1=Any Auto, 2=Owned Autos...
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What is a peril? - Answer A Peril is a cause of loss What is a hazard? - Answer Something that increases the chance of a loss What is the difference between a Moral hazard and a Morale Hazard? - Answer Moral Hazard - dishonesty, against the law Morale Hazard - carelessness What is the meth...
Aperçu 2 sur 10 pages
Ajouter au panierWhat is a peril? - Answer A Peril is a cause of loss What is a hazard? - Answer Something that increases the chance of a loss What is the difference between a Moral hazard and a Morale Hazard? - Answer Moral Hazard - dishonesty, against the law Morale Hazard - carelessness What is the meth...
Which of the following are the authorities that an agent can hold? - Answer Express and implied Which of the following terms refers to such disabilities the loss of a limb, hearing , or eye sight? - Answer Permanent partial disability Who is NOT considered an employee in an commercial general ...
Aperçu 3 sur 26 pages
Ajouter au panierWhich of the following are the authorities that an agent can hold? - Answer Express and implied Which of the following terms refers to such disabilities the loss of a limb, hearing , or eye sight? - Answer Permanent partial disability Who is NOT considered an employee in an commercial general ...
An unlicensed employee of an insurance agency may perform all of the following EXCEPT: - Answer A) Accept a claim form B) Type correspondence for a direct mail campaign C) Deposit properly endorsed checks into the agency's bank account •• D) Advise an insured of coverage issues A producer...
Aperçu 3 sur 23 pages
Ajouter au panierAn unlicensed employee of an insurance agency may perform all of the following EXCEPT: - Answer A) Accept a claim form B) Type correspondence for a direct mail campaign C) Deposit properly endorsed checks into the agency's bank account •• D) Advise an insured of coverage issues A producer...
Bailee - Answer An individual or organization who has taken into its care, custody, and/or control the property of another for servicing, repair, or storage Hazard - Answer Something that increases the chance or likelihood of a loss occuring. (physical or moral or morale) Market Value - Ans...
Aperçu 3 sur 21 pages
Ajouter au panierBailee - Answer An individual or organization who has taken into its care, custody, and/or control the property of another for servicing, repair, or storage Hazard - Answer Something that increases the chance or likelihood of a loss occuring. (physical or moral or morale) Market Value - Ans...
Insurance - Answer Transfer of risk form a person or business to an insurer Loss - Answer uncertainty/possibility of a loss Speculative vs pure risk - Answer Speculative - chance of loss or gain Pure - only chance of loss Exposure - Answer risks for which the insurance company would be lia...
Aperçu 4 sur 37 pages
Ajouter au panierInsurance - Answer Transfer of risk form a person or business to an insurer Loss - Answer uncertainty/possibility of a loss Speculative vs pure risk - Answer Speculative - chance of loss or gain Pure - only chance of loss Exposure - Answer risks for which the insurance company would be lia...
the one basic characteristic of any type of insurance is that the insured is returned to the same status that existed prior to the loss, but without a chance for gain or profit - Answer true which of the following coverages does an open peril policy provide? - Answer perils other than those speci...
Aperçu 2 sur 12 pages
Ajouter au panierthe one basic characteristic of any type of insurance is that the insured is returned to the same status that existed prior to the loss, but without a chance for gain or profit - Answer true which of the following coverages does an open peril policy provide? - Answer perils other than those speci...
the one basic characteristic of any type of insurance is that the insured is returned to the same status that existed prior to the loss, but without a chance for gain or profit - Answer true which of the following coverages does an open peril policy provide? - Answer perils other than those speci...
Aperçu 2 sur 12 pages
Ajouter au panierthe one basic characteristic of any type of insurance is that the insured is returned to the same status that existed prior to the loss, but without a chance for gain or profit - Answer true which of the following coverages does an open peril policy provide? - Answer perils other than those speci...
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