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Idaho Life Insurance Exam bundle(complete package)

Idaho Life Insurance Exam bundle(complete package) Questions and Answers(RATED A+)Idaho Life Insurance Exam bundle(complete package) Questions and Answers(RATED A+)Idaho Life Insurance Exam bundle(complete package) Questions and Answers(RATED A+)Idaho Life Insurance Exam bundle(complete package)...

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Idaho Statutes, Rules, and Regulations Common to All Lines (CH.6) with Complete Solutions(graded A)

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Idaho Statutes, Rules, and Regulations Common to All Lines (CH.6) with Complete Solutions(graded A) Idaho Statutes, Rules, and Regulations Common to All Lines (CH.6) with Complete Solutions(graded A) Idaho Statutes, Rules, and Regulations Common to All Lines (CH.6) with Complete Solutions(...

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Idaho Property & Casualty Exam Prep Questions and Answers (Graded A)

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Idaho Property & Casualty Exam Prep Questions and Answers (Graded A) Idaho Property & Casualty Exam Prep Questions and Answers (Graded A) Idaho Property & Casualty Exam Prep Questions and Answers (Graded A) Idaho Property & Casualty Exam Prep Questions and Answers (Graded A) Idah...

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XCEL Chapter 12 Idaho Laws & Rules with Complete Solutions

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A producer has committed an Insurance crime that violates U.S. code 1033 (interstate commerce). Who would be responsible for the prosecution of this crime? - ANSWER-Us attorney General A life settlement broker may NOT - ANSWER-Make any transactions before being approved for a license What prov...

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Idaho Statutes, Rules, And Regulations Common to All Lines with Complete Solutions

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When an insurance agency published an advertising brochure, it emphasized the company's financial stability and sound business practices. In reality, it's financial health is terrible, and the company will soon have to file for bankruptcy. Which of the following terms best describes the advertisem...

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Property and Casualty Insurance Idaho Law Supplement with Complete Solutions(RATED A+)

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Director examination of insurer at least once every ________ years - ANSWER-5 Maximum fine of ________ for an individual for each insurance code violation, imprisonment for ________ months or both - ANSWER-$1000, 6 Maximum insurer insurance code fine per violation - ANSWER-$5000 Maximum fin...

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Casualty Idaho Questions and Answers 100% Accurate

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A violation of the insurance laws and regulations in Idaho could result in a monetary fine up to: - ANSWER-$5000 The minimum limits of a basic automobile liability insurance required by the state of Idaho is: - ANSWER-25/50/15 A violation of unfair insurance claims practices will result in whi...

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Idaho Insurance – Property Exam Questions and Answers 100% Accurate.

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The three ratios/components to a book of business are - ANSWER-loss ratio, expense ration, combined ratio what is the purpose of a rate - ANSWER-premium determination Rate is based on - ANSWER-exposures Which of the following would satisfy the NFIP certification requirements - ANSWER-3 hour...

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Idaho Regulation of Casualty Insurance Exam Questions and Answers (Graded A)

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State Minimum For Motor Vehicle Liability Insurance - ANSWER-$25,000 for one, $50,000 two/more, $15,000 for destruction of another's property. consequences for unable to provide proof of financial responsibility - ANSWER-fine $75 for first offense. Second and after- fine up to $1000; imprisonmen...

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Idaho Casualty Exam Questions and Answers 100% Correct(GRADED A+)

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another name for insurance agent is: principal producer broker recorder - ANSWER-producer another name for insurer is: principal producer broker policymaker - ANSWER-principal The Broad Form Products Coverage endorsement in commercial auto policies does which of the following? A...

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Idaho Portion – Insurance Exam Questions and Answers 100% Correct(GRADED A+)

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Insurance Transaction - ANSWER-Solicitation, negotiations, sale, advising an individual concerning coverage or claims negotiation - ANSWER-offer advice/communicate directly with purchaser regarding benefits Sale - ANSWER-effectuation of a contract of insurance Insurance Contract - ANSWER-Ag...

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Idaho Personal Lines Simulation and Guarantee ExamFX Questions &Answers 100% Correct.

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An insured condominium unit owner wants to purchase fire and extended coverage for personal property and liability coverage for himself and his family members. He should purchase - ANSWER-HO-6 Which of the following best describes the amount of loss assessment coverage included under a homeowners...

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Idaho Insurance Exam Questions & Answers (Graded A)

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In Idaho, an insurer is required to give the named insured at least _____ days notice in writing of total premium increases greater than 10% resulting from an increase in rates, changes in deductibles, reduction in limits, or reduction in coverage. 30 20 45 60 - ANSWER-30 In Idaho, wha...

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Idaho Life Producer Exam Questions & Answers(RATED A+)

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What does life insurance protect against? - ANSWER-Dying too soon. What happens to the death benefit with a Variable Universal Life Policy? - ANSWER-It may increase/decrease within limits. Who sells insurance to a client and owes a fiduciary duty to an insurance company? - ANSWER-The Agent/Pro...

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Idaho Life Insurance Exam Questions and Answers(RATED A+)

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Accelerated Benefits - ANSWER-Riders attached to life insurance policies that allow death benefits to be used to cover nursing or convalescent home expenses. Accidental Death Benefits - ANSWER-A policy rider that states that the cause of death will be analyzed to determine if it complies with the...

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Life Insurance Exam Questions IDAHO and Answers 100% Verified(rated A+)

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Which of the following statements describes one of the reasons individuals purchase life insurance? - ANSWER-2. It creates an immediate estate. How long is the grace period for an individual life insurance policy? - ANSWER-1 month In this state the owner gets a "free look" of a specified num...

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Idaho Insurance Exam Questions and Answers Accurate 100%(RATED A+)

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Net Single Premium - ANSWER-Premium that a person must pay in a lump sum to receive all the benefits promised in the policy if no insurer expenses were considered Insurers will also consider which of the following in evaluating risk. - ANSWER-Numerical rating system to evaluate the risk posed by ...

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Idaho Life Insurance Exam Questions and Answers(GRADED A+)

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What is insurance? - ANSWER-Insurance is a contract in which one party (the insurance company) agrees to indemnify (make whole) the insured party against loss, damage or liability arising from an unknown event. It transfers the risk of loss from an individual or business to an insurance company. ...

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Idaho State Life Insurance Exam Questions and Answers (RATED A)

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Twisting - ANSWER-A form of misrepresentation in which an agent persuades an insured/owner to cancel, lapse, or switch policies, even when it's to the insured's disadvantage. Credit Life Policy - ANSWER-Term Life policy w/ decreasing death benefit; usually used to secure credit (loan) w/ lender...

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Idaho Life and Health Final Exam Questions and Answers(SCORED A+)

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What are the benefits that must be provided by an individual health insurance policy for prenatal, maternity, and delivery expenses? - ANSWER-Prenatal, maternity, and delivery expenses are required to be covered under all health plans subject to the same deductible and coinsurance as other medical a...

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Idaho Life Insurance Exam Questions and Answers 100% Accurate(RATED A+)

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All of the following statements concerning the use of life insurance as an Executive Bonus are correct EXCEPT A The employer pays a bonus to a selected employee to fund the policy. B It is considered a nonqualified employee benefit. C The policy is owned by the company. D Any type of insurance...

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Idaho Life Insurance Exam Questions & Answers (RATED A+)

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The death benefit in a variable universal life policy - ANSWER-Depends on the performance of a separate account. If an employee wants to enter the group outside of the open enrollement period, to reduce adverse selection, the insurer may - ANSWER-Requires evidence of insurability. when an empl...

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Idaho Insurance Questions and Answers Correct 100%(RATED A+)

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Idaho Insurance Questions and Answers Correct 100%(RATED A+)Idaho Insurance Questions and Answers Correct 100%(RATED A+)Idaho Insurance Questions and Answers Correct 100%(RATED A+)Idaho Insurance Questions and Answers Correct 100%(RATED A+)Idaho Insurance Questions and Answers Correct 100%(RATED A+)...

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Idaho Insurance Law (Health & Life) with Complete Solutions(Correct).

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Idaho Health Insurance Exam Questions and Answers (GRADED A+)

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Idaho Health Insurance Exam Questions and Answers (GRADED A+)Idaho Health Insurance Exam Questions and Answers (GRADED A+)Idaho Health Insurance Exam Questions and Answers (GRADED A+)Idaho Health Insurance Exam Questions and Answers (GRADED A+)Idaho Health Insurance Exam Questions and Answers (GRADE...

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Idaho Insurance Study Tips with Complete Solutions.

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