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Rhode Island Exam Bundle| All Exam Questions with Correct Answers | Latest Update Graded A+ |Certified Quality
Rhode Island Exam Bundle| All Exam Questions with Correct Answers | Latest Update Graded A+ |Certified Quality
[Montrer plus]Rhode Island Exam Bundle| All Exam Questions with Correct Answers | Latest Update Graded A+ |Certified Quality
[Montrer plus]how many days does the insurer have to send out forms when notified of an incident? 10 
days 
at what time is the policy effective? 12:01 am 
what is the main difference between a non-waiver agreement and a ror? -non-waiver is 
signed by the insured and insurer 
-ror is a letter 
if an insured is ...
Aperçu 2 sur 9 pages
Ajouter au panierhow many days does the insurer have to send out forms when notified of an incident? 10 
days 
at what time is the policy effective? 12:01 am 
what is the main difference between a non-waiver agreement and a ror? -non-waiver is 
signed by the insured and insurer 
-ror is a letter 
if an insured is ...
Which of the following phrases BEST defines a hazard? 
A. The uncertainty of a loss 
B. The cause of a loss 
C. An unexpected loss 
D. A condition that increases the chance of a loss D 
A family takes their 50-horsepower outboard motor boat to the lake on a trailer towed behind 
their personal auto...
Aperçu 4 sur 43 pages
Ajouter au panierWhich of the following phrases BEST defines a hazard? 
A. The uncertainty of a loss 
B. The cause of a loss 
C. An unexpected loss 
D. A condition that increases the chance of a loss D 
A family takes their 50-horsepower outboard motor boat to the lake on a trailer towed behind 
their personal auto...
How many days does the insurer have to send out forms when notified of accident? ten 
days 
At what time is the policy effective? 12:01 am 
What are the financial responsibility limits in Rhode Island? 25/50/25 
By virtue of payment, the insurance company assumes the rights of the insured to pursue...
Aperçu 2 sur 9 pages
Ajouter au panierHow many days does the insurer have to send out forms when notified of accident? ten 
days 
At what time is the policy effective? 12:01 am 
What are the financial responsibility limits in Rhode Island? 25/50/25 
By virtue of payment, the insurance company assumes the rights of the insured to pursue...
What is the greatest hazard for a driver? alcohol 
The legal drinking age in Rhode Island is? 21 
Drunk Drivers cause more than: 1/2 of the collisions in which someone is killed 
How many people die each year in alcohol related collisions in the USA? more than 25,000 
If you refuse to take a chemica...
Aperçu 2 sur 6 pages
Ajouter au panierWhat is the greatest hazard for a driver? alcohol 
The legal drinking age in Rhode Island is? 21 
Drunk Drivers cause more than: 1/2 of the collisions in which someone is killed 
How many people die each year in alcohol related collisions in the USA? more than 25,000 
If you refuse to take a chemica...
Real estate recovery act Dept of business regulation establishes this account 
Covers anyone aggrieved by an act, misrepresentation, transaction or conduct of a licensed real 
estate broker upon the grounds of fraud, misrepresentation or deceit may recover no more than 
50000 per one license 
Ca...
Aperçu 4 sur 31 pages
Ajouter au panierReal estate recovery act Dept of business regulation establishes this account 
Covers anyone aggrieved by an act, misrepresentation, transaction or conduct of a licensed real 
estate broker upon the grounds of fraud, misrepresentation or deceit may recover no more than 
50000 per one license 
Ca...
the role of insurance is to transfer the risk of financial loss from an individual or business to 
an insurance company 
organized and incorporated under state law owned by stockholders who get a paid share of the 
company's profit through dividends. also referred to as a nonparticipating or non-...
Aperçu 2 sur 13 pages
Ajouter au panierthe role of insurance is to transfer the risk of financial loss from an individual or business to 
an insurance company 
organized and incorporated under state law owned by stockholders who get a paid share of the 
company's profit through dividends. also referred to as a nonparticipating or non-...
Commercial licensing regulation Promote the general welfare of the citizens of Rhode 
Island so that the public interest most effectively be served 
Clock hour at least fifty minutes of classroom instruction 
Promptly shall mean not more than 10 calendar days 
Principal broker 1. act in supervisory...
Aperçu 3 sur 18 pages
Ajouter au panierCommercial licensing regulation Promote the general welfare of the citizens of Rhode 
Island so that the public interest most effectively be served 
Clock hour at least fifty minutes of classroom instruction 
Promptly shall mean not more than 10 calendar days 
Principal broker 1. act in supervisory...
Pre- Driving Habits 1. Adujust the seat 2. Adjust the inside and outside mirrors 3. Adjust the 
venitlation 4. Lock doors 5. Fasten and adjust your sesatbelt 6. Ask passengers to fasten their 
seatbelts 7. Check in front and behind the car for objects, animals, or persons in your path 8. 
Clear y...
Aperçu 2 sur 5 pages
Ajouter au panierPre- Driving Habits 1. Adujust the seat 2. Adjust the inside and outside mirrors 3. Adjust the 
venitlation 4. Lock doors 5. Fasten and adjust your sesatbelt 6. Ask passengers to fasten their 
seatbelts 7. Check in front and behind the car for objects, animals, or persons in your path 8. 
Clear y...
Recovery A process of change through which individuals improve their health and wellness, 
live a self-directed life, and strive to reach their full potential. 
SAMSHA Substance Abuse and Mental Health Service Administration 
Personal Recovery What people experience themselves as they become empowe...
Aperçu 2 sur 6 pages
Ajouter au panierRecovery A process of change through which individuals improve their health and wellness, 
live a self-directed life, and strive to reach their full potential. 
SAMSHA Substance Abuse and Mental Health Service Administration 
Personal Recovery What people experience themselves as they become empowe...
Who revokes an adjusters license in Rhode Island? Insurance Commissioner 
While driving a rental car the insured wrecks it. Where is payment made under? Part AProperty Damage 
UMPD has what deductible? $200 
UMPD deductible is not applied if you are struck where? Rear of the car 
State minimums...
Aperçu 1 sur 3 pages
Ajouter au panierWho revokes an adjusters license in Rhode Island? Insurance Commissioner 
While driving a rental car the insured wrecks it. Where is payment made under? Part AProperty Damage 
UMPD has what deductible? $200 
UMPD deductible is not applied if you are struck where? Rear of the car 
State minimums...
Deed of Trust Loan Deed wherein legal title in real property is transferred to a trustee, 
which holds it as security for a loan 
Factors influencing real estate supply - Labor force availability 
- Construction and material costs 
- Government controls 
- Govt. financial policies 
Factors influenc...
Aperçu 4 sur 40 pages
Ajouter au panierDeed of Trust Loan Deed wherein legal title in real property is transferred to a trustee, 
which holds it as security for a loan 
Factors influencing real estate supply - Labor force availability 
- Construction and material costs 
- Government controls 
- Govt. financial policies 
Factors influenc...
All employers who apply for approval to self insure shall pay an application fee based on what? 
The number of employees 
What is the application fee for a company with 1000 or more employees? $500.00 
If an employer is approved to self insure from the director, what happens to the application fee?...
Aperçu 2 sur 11 pages
Ajouter au panierAll employers who apply for approval to self insure shall pay an application fee based on what? 
The number of employees 
What is the application fee for a company with 1000 or more employees? $500.00 
If an employer is approved to self insure from the director, what happens to the application fee?...
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