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Texas Insurance Exam Questions With Correct Answers Already Passed!!

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Stock Insurers/Company - - owned by stockholders - dividends (excess profits _ are paid to stockholders -divendends are taxable to stockholders - iusse NONPARTICIPATING policies ONLY stockholders received dividends Mutual Insurer/Company - -owned by policy holders -dividend is paid to policy ho...

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Texas Property & Casualty License 2024 All Possible Questions and Answers with complete solution

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Property vs Casualty: What is considered property? - Structure & Personal Property Property vs Casualty: What is considered casualty? - Non-property losses. Legal liability to others. 3rd Party Risk - uncertainty of financial loss Pure Risk - Chance of Loss Speculative Risk - Chance of Loss or ...

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Texas Auto Insurance Exam Questions With Correct Answers Already Passed!!

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An example of a direct cause would be? - Water Damage as a result of fire fighters putting out a fire. This can be found on a schedule part of an insurance agreement. - name of the insured , location of property , and premium and effective date of coverage An insurance agency that conducts busin...

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Life Insurance Exam Question (Texas) Rated A+

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Which of the following is considered a field underwriter? - An agent When must insurable interest exist in life insurance? - Application or issues date If no receipt is issued at the time application, a statement of good health is usually required at the time of - Policy Delivery The Medical Inf...

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TEXAS INSURANCE REGULATION PRACTICE EXAM QUESTIONS WITH A GUARANTEED A+

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A CONSIDERED AN UNFAIR CLAIMS SETTLEMENT PRACTICE? - ATTEMPTING TO SETTLE A CLAIM FOR LESS THAN THE AMOUNT A REASONABLE PERSON WOULD BELIEVE IS DUE A PERSON APPOINTED BY AN INSURER TO SOLICIT OR SELL INSURANCE ON THEIR BEHALF IN THIS STATE IS KNOW AS AN - AGENT A TEXAS RESIDENT AGENT SEEKING TO ...

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FINAL EXAM REVIEW - Texas life and health Questions With Correct Answers Already Passed!!

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If, at the time of an insured's death, the insurance company discovers that the insured's age was misstated on the application for life insurance, the company will most likely - pay the policy proceeds in the amount the premiums would have purchased at the insured's actual age The provision in...

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Texas Life and Health Insurance Exam | 227 Questions And Answers Already Graded A+

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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - Upon completion of the application Who elects the governing body of a mutual insurance company? - policyholders An insurance applicant MUST be informed of an investigation re...

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Texas Insurance Practice Exam Questions With 100% Correct Answers.

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Subrogration may follow which of the following events? - An insured collects from her insurance company for damages caused by a third party Medical payments coverage under a BOP applies to expenses incurred by non-insureds for bodily injury and reported to the insurer within: - One year after the...

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Texas Life and Health Insurance Exam Questions And Answers Already Graded A+

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What type of reinsurance contract involves two companies automatically sharing their risk exposure? - Treaty The stated amount or percent of liquid assets that an insurer must have on hand that will satisfy future obligations to its policyholders is called - reserves When third-party ownership i...

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Texas Life Insurance exam Questions With Correct Answers Already Passed!!

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Who is considered a field underwriter? - An agent When must insurable interest exist in life insurance? - Application or issue date If no receipt is issued at the time of application, a statement of good health is usually required at the time of? - Policy delivery The Medical Information Bureau ...

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TEXAS State Insurance License Exam Questions With 100% Correct Answers.

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An insurer neglects to pay a legitimate claim that is covered under the terms of the policy. Which of the following insurance principles has the insurer violated? - Consideration Which of the following statements regarding HIV testing for insurance purposes is NOT true? - Insurers are barred from...

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Life Insurance Exam (Texas) Questions With 100% Correct Answers.

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Insurance (General concept) - - transfers the risk of loss from an individual to an insurer - based on the principle of indemnity - based on the principle of risk (risk pooling) insurable interest (General Concept) - - must exist at the time of the application - insuring one's own life, famil...

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