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Alabama Life & Health Insurance Packaged Exams With Verified Solutions Graded A+ $18.49   Add to cart

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Alabama Life & Health Insurance Packaged Exams With Verified Solutions Graded A+

Alabama Life & Health Insurance Packaged Exams With Verified Solutions Graded A+

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Final exam Alabama life insurance Questions and Answers Solved 100% Correct!!

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The minimum grace period for a life insurance policy sold in Alabama is: - 30 days Alabama's annuity disclosure regulation: - Requires the delivery of a buyer's guide and a disclosure document to annuity applicant An insurer pays a large claim for medical expenses after the insured has only mad...

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2024 Alabama Life and Health Exam Questions And Answers

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In reference to the standard Medicare Supplement benefits plans, what does the term standard mean? a) All plans must include basic benefits A-N. b) Coverage options and conditions are developed for average individuals. c) All providers will have the same coverage options and conditions for each ...

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Alabama Life and Health Insurance Exam With Complete Solution

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industrial life insurance is also referred to as - Answer debt policy Based upon Optional Uniform Provisions, an insurer would have the right to deny claim payment in all of the following circumstances, except: - Answer misstatement of age on the application Insurable interest for life insurance ...

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Alabama Health and Life Ins Exam Questions And Answers

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According to the Alabama Insurance Regulations, all of the following are included as advertisements except: - Answer A birthday card sent to a policyowner by his or her agent According to the Alabama Insurance regulations, when using an illustration in the sale of a life insurance policy, an insu...

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Life & Health Insurance - Alabama Questions and Answers Solved 100% Correct!!

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Backdating is usually no more than __ months. - Answer six What are the required signatures for life insurance application? - Answer insured, producer/agent, and applicant What are the characteristics of a 'conditional' receipt? - Answer -premium paid with application -insurance effective late...

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Alabama Life & Health Insurance 2024 Exam Questions and Answers Solved 100% Correct!!

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Agent/Producer - Answer-A person who acts for another person or entity with regard to contractual arrangements with third parties; a legal representative of an insurance company. Agent/Agency Contract - Answer-a contract that is held between an insurer and an agent/producer, containing the expres...

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Alabama life and health 2024 Exam With Complete Solution

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Billy is the owner of a life insurance policy and has chosen a policy settlement option under which the company will pay the beneficiary (his widow) an income each month for as long as she lives. Payment stops at her death. Which settlement option has Billy selected? A. Fixed amount option B. Fi...

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ALABAMA INSURANCE TEST QUESTIONS WITH 100 % CORRECT ANSWERS | VERIFIED

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Which welfare program provides assistance to the needy? - Answer-Medicaid Barbara has the right to change the beneficiary designation on her life insurance policy. Barbara's beneficiary is a(n): - Answer-revocable beneficiary Within how many calendar days must all clean electronic health insuran...

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Alabama Life & Health Insurance 2024Exam Questions and Answers Solved 100% Correct!!

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Term Insurance - Answer-Temporary protection because it only provides coverage for a specific period of time. Also known as pure life insurance Term insurance provides what is known as _________________ - Answer-pure death protection Term insurance provides the greatest amount of coverage for the...

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Alabama Life Insurance Exam Questions And Answers

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Which clause allows the insured to change an existing policy to any other policy of any type as long as the new policy has a higher premium, without any proof of insurability? - Answer Privilege of change clause The extended term nonforfeiture option provides: - Answer Paid-up term coverage equal...

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Alabama Life and Health Insurance Exam With Complete Solution

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what law protects consumers from the circulation of inaccurate or obsolete information? - Answer The Fair Credit Reporting Act Insurers are classified according to their domicile. What are the 3 types of insurers? - Answer domestic, foreign, and alien what type of insurer is a voluntarily formed...

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Alabama Life & Health Insurance Exam Questions and Answers Solved 100% Correct!!

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Which of the following would be considered a speculative risk? - Answer-The possibility the painting you bought might be a long-lost masterpiece A speculative risk is one in which there is a chance for either loss or gain. Example: Gambling, Casino's, Lottery, etc. All of the other choices descr...

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