HUD EXAM BUNDLE WITH COMPLETE SOLUTIONS 100% VERIFIED

HUD Housing Counseling Exam Civil Rights Act of 1866 - answerFederal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - answerbanned discrimination in the rental or sale of housing (Race, color, religion, national origin) Housing ...

HUD Housing Counseling Exam Rental Obstacle + Solutions: Low Income - answer-Some Renters reject people whose Rent would be more than 30% of GMI -Solutions -Apply for Housing Assistance -Expand housing search areas -Get a roommate -Move in w/family or friends Strategies for decreasing expens...

HUD Exam - Tenancy Questions And Answers Jake has a session with a new client, Ruth, later that day. She has received notice that her apartment complex, which offers her project-based housing assistance, will be sold to a new management company in six months. The new company will renovate the bu...

HUD Exam - Tenancy Questions And Answers what are the 2 initial steps of tenancy (rental) counseling - answer1. determine affordability 2. review affordable housing program options (LIHTC, public housing, section 8) additional steps of tenancy counseling - answer1. provide referrals to rental ho...

HUD Exam Prep Questions And Answers Conventional Loan - answerFront end 28% Back end 36% can go up to 45% to 50%(debt to income), backed by private lenders. AKA prime loans. Good credit, 20% down payment. May have interest only terms FHA - answerFront end 31% Back end 43% Limited funds, bad cr...

HUD Exam Prep Questions And Answers % Impact of Account Payment History on Credit Score - answer35% portion of credit score based on the payment history of accounts, including late payments, delinquencies, judgments, and liens % Impact of Amounts Owed on Accounts on Credit Score - answer30% por...

HUD Exam- Homeownership exam with complete solutions Which factor is best for housing counselors to use when determining how much a client can afford to spend on purchasing a home? A. Debt to-income ratios B. Annual gross income C. Savings D. Options A, B, C E. None of the above - answerD. O...

HUD Certification Questions And Answers 2024 Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? Pay stub Retirement plan statement List of assets Current lease - answerPay stub A client would like purchase a home within o...