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NY SERIES EXAMS PACK | LATEST UPDATE & ANSWERS (VERIFIED)| ALREADY GRADED
NY SERIES EXAMS PACK | LATEST UPDATE & ANSWERS (VERIFIED)| ALREADY GRADED
[Show more]NY SERIES EXAMS PACK | LATEST UPDATE & ANSWERS (VERIFIED)| ALREADY GRADED
[Show more]Which of the following would NOT be found in the conditions section of a homeowners 
insurance policy? 
Subrogation rights 
Duties of the insured 
Insurance premium 
Mortgagee clause 
 ANSWER: The insurance premium is not shown in the conditions section of the 
homeowner policy. 
Which of the f...
Preview 4 out of 49 pages
Add to cartWhich of the following would NOT be found in the conditions section of a homeowners 
insurance policy? 
Subrogation rights 
Duties of the insured 
Insurance premium 
Mortgagee clause 
 ANSWER: The insurance premium is not shown in the conditions section of the 
homeowner policy. 
Which of the f...
Which of the following would NOT be found in the conditions section of a homeowners 
insurance policy? 
Subrogation rights 
Duties of the insured 
Insurance premium 
Mortgagee clause 
 ANSWER: The insurance premium is not shown in the conditions section of the 
homeowner policy. 
Which of the f...
Preview 4 out of 49 pages
Add to cartWhich of the following would NOT be found in the conditions section of a homeowners 
insurance policy? 
Subrogation rights 
Duties of the insured 
Insurance premium 
Mortgagee clause 
 ANSWER: The insurance premium is not shown in the conditions section of the 
homeowner policy. 
Which of the f...
Process 2103 (d-i) 
 ANSWER: 1. The Superintendent may issue a license to any person, firm or 
corporation who has complied with the requirements of the Insurance Code, authorizing 
the licensee to act as agent of any authorized insurer. Every individual applicant for a 
license under this sectio...
Preview 4 out of 96 pages
Add to cartProcess 2103 (d-i) 
 ANSWER: 1. The Superintendent may issue a license to any person, firm or 
corporation who has complied with the requirements of the Insurance Code, authorizing 
the licensee to act as agent of any authorized insurer. Every individual applicant for a 
license under this sectio...
How many eligible employees must be included in a contributory health insurance plan? 
 ANSWER: 50% 
A man works for Company A and his wife works for Company B. The spouses are 
covered by health plans through their respective companies that also cover the other 
spouse. If the husband files a cla...
Preview 2 out of 8 pages
Add to cartHow many eligible employees must be included in a contributory health insurance plan? 
 ANSWER: 50% 
A man works for Company A and his wife works for Company B. The spouses are 
covered by health plans through their respective companies that also cover the other 
spouse. If the husband files a cla...
1x sold
Dram Shop Liability refers to: 
 ANSWER: Liquor Law Liability. 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to 
protect the property from further loss. The additional loss that occurs as a result of his 
inactions may be denied because of what clause in the polic...
Preview 4 out of 35 pages
Add to cartDram Shop Liability refers to: 
 ANSWER: Liquor Law Liability. 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to 
protect the property from further loss. The additional loss that occurs as a result of his 
inactions may be denied because of what clause in the polic...
Accelerated Benefits 
 ANSWER: Riders attached to life insurance policies which allow death benefits to 
be used to cover nursing or convalescent home expenses. 
Adjustable Life 
 ANSWER: Life insurance which permits changes in the face amount, premium 
amount, period of protection, and the durati...
Preview 2 out of 11 pages
Add to cartAccelerated Benefits 
 ANSWER: Riders attached to life insurance policies which allow death benefits to 
be used to cover nursing or convalescent home expenses. 
Adjustable Life 
 ANSWER: Life insurance which permits changes in the face amount, premium 
amount, period of protection, and the durati...
Accident 
 ANSWER: An unplanned, unforeseen event which occurs suddenly and at an 
unspecified place. 
Adhesion 
 ANSWER: "A contract offered on a ""take-it-or-leave-it"" basis by an insurer, in 
which the insured's only option is to accept or reject the contract. Any ambiguities in the 
co...
Preview 3 out of 26 pages
Add to cartAccident 
 ANSWER: An unplanned, unforeseen event which occurs suddenly and at an 
unspecified place. 
Adhesion 
 ANSWER: "A contract offered on a ""take-it-or-leave-it"" basis by an insurer, in 
which the insured's only option is to accept or reject the contract. Any ambiguities in the 
co...
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