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KENTUCKY PROPERTY AND CASUALTY INSURANCE SOLUTION PACK 2024 PASSED $60.49   Add to cart

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KENTUCKY PROPERTY AND CASUALTY INSURANCE SOLUTION PACK 2024 PASSED

1 Exam (elaborations) Chapter 18: Kentucky Laws, Rules, and Regulations Pertinent to Property and Casualty Insurance 2024 already passed 2 Exam (elaborations) Kentucky Property & Casualty (Chaper 3) with answers 2024 3 Exam (elaborations) Kentucky Property & Casualty (Chapter 4) with 100% correct...

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Unit 21: Kentucky Laws an Regulations Pertaining to Property and Casualty Insurance 2024 verified to pass

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Unit 21: Kentucky Laws an Regulations Pertaining to Property and Casualty Insurance Department - correct answer Department of Insurance in Kentucky Commissioner - correct answer Commissioner of the Kentucky Department of Insurance Crop Insurance - correct answer Insurance provided by the priv...

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Property and Casualty- Kentucky Laws and Regulations with answers 2024

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Property and Casualty- Kentucky Laws and Regulations domestic insurer - correct answer an insurer formed under the laws of Kentucky Foreign Insurer - correct answer an insurer formed under the laws of any state other than Kentucky Alien Insurer - correct answer an insurer formed under the law...

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Property and Casualty Insurance Licensing Exam with 100% correct answers 2024

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Property and Casualty Insurance Licensing Exam To prevent recovery beyond the amount of the insured's actual loss, the policy will contain: - correct answer An Other Insurance Clause Collision coverage of an auto policy covers: a) road damage to the tires b) upset of the vehicle c) frozen en...

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Property and Casualty Insurance KY questions with correct answers 2024

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Property and Casualty Insurance KYAll of the following are casualty coverages EXCEPT A. Auto Insurance B. Fidelity and Surety Bonds C. Ocean Marine insurance D. Crime Insurance - correct answer C. Ocean Marine Insurance Which of the following describes the major responsibilities of an insuran...

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Property and Casualty Insurance KY Chapter 2 -The insurance contract well answered rated A+ 2024

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Property and Casualty Insurance KY Chapter 2 -The insurance contract ELEMENTS OF A VALID CONTRACT (AGREEMENT) - correct answer Competent parties (15 Y KY) (16 Y IN) Legal purpose Offer and acceptance (agreement) (offer=applicant) (acceptance=Insurance) Consideration HH QUESTION : all of the...

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Property and Casualty - Kentucky with 100% correct answers 2024

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Property and Casualty - Kentucky Replacement Cost Coverage formula - correct answer Insurance carried / insurance required x amount of loss = amount of reimbursement. Coverage A - Dwelling - correct answer Covers attached structures such as a garage Coverage B - Other Structures - correct ans...

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Property and Casualty - Kentucky with answers 2024

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Property and Casualty - Kentucky How long is a waiting period upon purchase of flood coverage through NFIP? - correct answer 30 days Coverage under a Floor Plan Merchandise form is written on a reporting form basis that requires the insured to file reports with the insurer. What is the time fram...

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KY Study Set - Property & Casualty with 100% correct answers

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KY Study Set - Property & CasualtyAll of the following are casualty coverages EXCEPT A. Auto Insurance B. Fidelity and Surety Bonds C. Ocean Marine insurance D. Crime Insurance - correct answer C. Ocean Marine Insurance Which of the following describes the major responsibilities of an insuran...

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KY Property and Casualty Study Guide with correct answers 2024

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KY Property and Casualty Study GuideAll of the following are examples of insurable interest EXCEPT a: A.) person's interest in property she intends to purchase next week B.) dry cleaner's interest in his customer's clothing that is still in his custody C.) person's interest in the home ...

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KY Property and Casualty questions and answers 2024

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KY Property and Casualty questionsWhat are the relationships of perils to loss? - correct answer hazards perils loss insurance What is pure risk? - correct answer loss only no financial gain What are similar exposures called? - correct answer homogenous What is a moral hazard? - correct...

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KY Property and Casualty Insurance Pre-Licensing Exam with answers 2024

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KY Property and Casualty Insurance Pre-Licensing Examexposures - CORRECT ANSWER being subject to a loss risk - CORRECT ANSWER chance/possibility of loss Law of Large Numbers - CORRECT ANSWER the more numbers used in a statistic, the more accurate the statistic will be pure risk - CORRECT AN...

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Ky Property and Casualty Exam Notes with 100% correct

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Ky Property and Casualty Exam NotesWhich of the following is not one of the standard elements of a property insurance contract? Declarations page Conditions Limits of liability Insurable interest - correct answer Limits of liability. Standard elements of property insurance include d...

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KY Property & Casualty Insurance Exam fully solved graded A+ 2024

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KY Property & Casualty Insurance ExamFaulty wiring in a home is an example of a: a) loss b) peril c) risk d) hazard - correct answer Hazard When a person buys insurance what method of handling risk has been undertaken? a) transfer b) reduction c) avoidance d) retention - correct answer Tr...

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KY Property & Casualty Insurance Exam Ch. 6-10 question n answers graded A+

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KY Property & Casualty Insurance Exam Ch. 6-10 Liability Loss - correct answer This type of loss occurs when a person is determined to have been responsible/ liable for loss to another person or their property and is required to make financial restitution Negligence - correct answer Another term...

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Ky insurance test - Property & Casualty 2024 passed

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Ky insurance test - Property & Casualty Which of the following insurance principles is designed to keep you from profiting by insuring and then destroying OTHER PEOPLE's property? (Pg. 5) A) Indemnification B) Subrogation C) Co-insurance D) Insurable Interest - correct answer Insurable interes...

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Kentucky State Licensing- Insurance fully solved graded A+ 2024

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Kentucky State Licensing- InsuranceThe three most important principles of insurance are: - correct answer Risk pooling, The law of large numbers, and Insurable interest. Risk pooling - correct answer spreads risk by sharing the possibility of loss over a large number of people. It transfers r...

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Kentucky Property Insurance Exam correctly answered rated A+

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Kentucky Property Insurance Examinsurance - correct answer The transfer of PURE risk to the insurance company in consideration for a premium Pure Risk - correct answer the chance of loss without any chance of gain. Chance of loss or no loss. Determining fire/loss damage to a roof. Speculative ...

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Kentucky Property Insurance Exam Flashcards with answers 2024

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Kentucky Property Insurance Exam FlashcardsAbandonment - correct answer The abdication of insured property into the hands of another, or into the possession of no one in particular. Accident - correct answer An unplanned, unforeseen event which occurs suddenly and at an unspecified place. Actu...

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Kentucky Property/Casualty State Exam verified to pass

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Kentucky Property/Casualty State ExamDwelling- Coverage A (Dwelling) - Correct answer Covers Dwelling Structures attached to the dwelling Materials and Supplies used for the repair of dwelling. Dwelling- Coverage B (Other Structures) - Correct answer Insures buildings on premises separated from...

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Kentucky Property and Casualty State Laws fully solved 2024

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Kentucky Property and Casualty State LawsA licensed agent must report any disciplinary action by the insurance action by the insurance regulatory agency of any other state or territory of the United States to the Commissioner within ______ days. - correct answer 30 The Commissioner _________ and ...

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Kentucky Property and Casualty License Exam question n answers graded A+

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Kentucky Property and Casualty License Exam ISO - correct answer Insurance Services Office Parts of an Insurance Contract - correct answer Declarations, Insuring Agreements, Conditions, Exclusions, and Definitions Declarations of a Contract - correct answer state who in insured, whether it is...

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Kentucky Property and Casualty Insurance License Exam 2024 already passed

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Kentucky Property and Casualty Insurance License Exam In which of the following would you have an insurable interest? - correct answer a car in which you are still paying on, a home yiu have rented to a tenant Transferring risk - correct answer Insurance is a means of An Inusrable Risk - corr...

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Kentucky Property and Casualty Insurance Licensing with 100% correct answers

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Kentucky Property and Casualty Insurance LicensingRisk - correct answer Chance or uncertainty of loss Managing Risk - correct answer STARR: Share, Transfer, Avoid, Reduce, Retain Purpose of Insurance - correct answer Transfer risk and responsibility in exchange for payment of a premium Law ...

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Kentucky Property and Casualty Insurance Licensing with answers 2024

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Kentucky Property and Casualty Insurance LicensingRisk - correct answer Chance or uncertainty of loss Managing Risk - correct answer STARR: Share, Transfer, Avoid, Reduce, Retain Purpose of Insurance - correct answer Transfer risk and responsibility in exchange for payment of a premium Law ...

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Kentucky Property and Casualty - Unit 6 fully solved graded A+ passed 2024

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Kentucky Property and Casualty - Unit 6Liability Loss - correct answer A liability loss occurs when a person is determined to have been responsible, or liable, for loss to another person or another person's property and is required to make financial restitution. THIRD PARTY LOSS Example: A tr...

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Kentucky Property and Casualty - Unit 5 question n answers graded A+

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Kentucky Property and Casualty - Unit 5 Standardized Policies - correct answer Causes: 1.) The Law 2.) ISO 3.) Insurance Companies Named Insured - correct answer The individual(s) whose name appears on the policy's declaration to whom the policy issued to. Additional Insured - correc...

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Kentucky Property and Casualty - Unit 3 correctly answered 2024

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Kentucky Property and Casualty - Unit 3Fraternal Benefit Societies - correct answer 1.) Members only 2.) Not for Profit 3.) A lodge system Stock Company - correct answer owned by stockholders Mutual Insurance Company - correct answer owned by policyholders Risk Retention Group (RRG) - co...

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Kentucky Property & Casualty (Chapter 7) verified to pass 2024

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Kentucky Property & Casualty (Chapter 7)Components of a Commercial Policy (CPP) - correct answer The only class of risk not eligible is property that is eligible for a homeowners policy Policies may be written on a continuous basis for up to three year term Common Policy Conditions - correct a...

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Kentucky Property & Casualty (Chapter 6) 2024 passed

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Kentucky Property & Casualty (Chapter 6)Homeowners Insurance - correct answer A multi line policy that includes property and liability insurance within the same contract. Introduced in the 1950s. Offers coverage on all 13 perils included in the standard fire policy and adding an additional nin...

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Kentucky Property & Casualty (Chapter 5) well answered rated A+ 2024

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Kentucky Property & Casualty (Chapter 5) Dwelling Insurance Policy - correct answer This type of policy covers residential properties that are not regularly occupied by the policyholder. Includes properties which are rented to others and properties which are occupied seasonally. This covera...

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Kentucky Property & Casualty (Chapter 4) with 100% correct answers 2024

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Kentucky Property & Casualty (Chapter 4)First Party Claimant - correct answer Claims that an insured files with their insurer Third Party Claimant - correct answer Claims made against an insured by someone other than the insured Policy Territory - correct answer Within the insurance contract i...

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Kentucky Property & Casualty (Chaper 3) with answers 2024

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Kentucky Property & Casualty (Chaper 3) Types of Construction - correct answer Frame ISO 1 Joisted Masonry ISO 2 Non-Combustable ISO 3 Masonry Non-Combustable ISO 4 Modified or Semi Fire Resistive ISO 5 Fire Resistive ISO 6 Frame (ISO 1) - correct answer the least resistant to fire of all s...

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