Medicare Supplement / Long-Term Insurance NC Test Bundle

Medicare - Health insurance for those over age 65, people under 65 with certain disabilities & those with ESRD (end stage renal disease - permanent kidney failure requiring dialysis or kidney transplant) CMS - Centers for Medicare and Medicaid Services administers the Medicare program. Soci...

Home health care covers occasional visits from who? - Registered nurses, licensed practical nurses, community-based professionals (like hospice). **Does NOT cover visits from attending physicians. Programs that are provided to people who are too poor to qualify for Medicaid. - State-only M...

An insured has 10 years of work experience. She participated in the Social Security program for 10 years. Her medicare Part A premium is most likely to be A. $0 B. $458 per month C. About 5% of monthly income D. $458 per month - $0 EXPLANATION: People do not pay a monthly Part A premi...

Medicare - A federal program of health insurance for persons 65 years of age and older Medicare is run by - Centers for Medicare and Medicaid services of the department of health and human services Medicare parts A & B are - Referred to as original Medicare Medicare Part A(Inpatien...

Z sells a MSP to a sick 72-year-old person, that he knows already has a Medicare supplement. The sale is - Not allowed because a person cant have multiple MSPs Which of the following does not qualify for Medicare under 65 years old? - Z who has pancreatic cancer All of the following are ...

Supportive services provided by qualified para-professionals who are trained, equipped, assigned, and supervised by professionals within an agency to help maintain, strengthen, and safeguard the care of the elderly in their own homes is called - Homemaker services. Homemaker service standards ...

Prior to obtaining coverage through medicare Part D, individuals must have which of the following coverages? - Medicare Part A and B What is the Medicare Part D deductible? - $435 Year What is the Pre-existing condition policy for Medigap? - The insurer can refuse to cover a health pr...

Which is NOT true regarding Medicare Part A home health care? - It pays for 60% of common medical supplies like bandages and gauze. Which of the following can't be excluded in a Medicare Supplement Policy? - Alzheimer's If an LTC policy has a return of premium option, the amount return...

what facility is long term care NOT provided in - Hospital an insured receives health care through both Medicare and Medicaid. She Currently has prescription drug coverage through Medicaid. does the insured need to enroll in Medicare part D? - Yes, she must begin receiving her prescription ...

Federal Program - Medicare is a federal health insurance program. Part of the Social Security program, Medicare is run by the Centers for Medicare & Medicaid Services of the Department of Health and Human Services. Private firms contract with the federal government to handle the paperwork, review...

Part A Medicare - this coverage includes care in a hospital, nursing facility, nursing home, hospice or even a home Utilization Review Committees - In addition to QIO, hospitals have these committees that help to ensure that the hospital will follow Medicare guidelines. Because Medicare pay...