Florida Health Insurance Guaranteed A+ Package Solution

Florida Health Insurance Exam Rated A+ Accident An unplanned, unforeseen event which occurs suddenly and at an unspecified place Accident Insurance bodily injury A type of insurance that protects the insured against loss due to accidental Accidental Bodily Injury Unplanned, unforeseen ...

Florida Life and Health Insurance Rated A+ Insured Rider The person covered by the insurance policy. A written modification attached to a policy that increases or decreases coverage and/or premiums. What is a unilateral contract? its obligations. A contract in which only one of...

Florida State Health Insurance Test With Complete Solutions neighbor EXCEPT: a)dependent b)spouse An individual may purchase a life insurance policy on all of the following persons c) business partner d) neighbor preexisting condition regarding long term care insurance, the exis...

Florida Health 240 Insurance Already Graded A+ Rules of Construction Utmost good faith Help to identify and establish the intent of the parties to the contract Each party is entitled to rely on the representation of the other, and each party should have a reasonable expectation that th...

Florida Life and Health Insurance Practice Questions With Complete Solutions 30 Within how many days must a licensee notify the Department of Financial Services of a change in address? All of the following entries are classified under the four principal areas of Florida insurance law EXC...

Florida Health Insurance Guaranteed A+ Health insurance benefits NOT covered due to an act of war are: contract provisions excluded by the insurer in the Which type of renewability best describes a Disability Income policy that covers an individual until the age of 65, but the insurer ha...

Florida Health and Accident Insurance State Exam (A) Which mode of payment is NOT used by health insurance policies? The Coordination of Benefits provision Single Premium prevents an insured covered by two health plans from making a profit on a covered loss After an insured gives notic...

Exam Simulator- Florida Life and Health State Exam Simulator Rated A+ Which of the following statements about guaranteed renewable health insurance policy is correct? Premiums normally increase at the time of renewal. The issuer must provide a perspective buyer with an? Buyers guide and po...

Florida 240 Practice exam questions and answers already verified A medical expense policy that establishes the amount of benefit paid based upon the prevailing charges which fall within the standard range of fees normally charged for a specific procedure by a doctor of similar training and exp...

Florida 2 15 Social Insurance All Answers Correct What Medicare part provides a prescription drugs benefit? Part D An insured with Medicare Part D has reached the initial benefit limit and must now pay a portion of prescription drugs cost. What is the term for this gap in coverage? Th...

FL Health Agent 240 All Answers Correct An organization that transacts insurance only with its own members is a(n): Fraternal The ____________ has the power to issue rules and regulations to help enforce insurance laws. Commissioner, Superintendent, or Director All of the following are es...

Florida Agent's Health Insurance: Field Underwriting Procedures 11% Contract Law Each insurance contract must have 4 essential elements to be legally binding. Elements of a Contract 1. Agreement 2. Consideration 3. Competent Parties 4. Legal Purpose Agreement: Offer Each In...

Florida Health Concepts Rated A+ In the state of Florida, what is the minimum number of members required for a group health insurance policy? No minimum What Act governs group health insurance provisions offered by insurers or HMOs to small employers, usually 50 employees or less? Flor...

Florida Statutes, Rules and Regulations Pertinent to Health Insurance 18% Minimum Benefit Standards Grandfathered Health Plan Florida law regulates the minimum standards for coverage. Section 42&18011 of the US Code says that any group health plans participants have the right to maint...