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PACKAGE DEAL OF HUD QUESTION WITH COMPLETE SOLUTION 2024

HUD Counselor Certification Question and answers correctly solved 2023/2024 Exam (elaborations) HUD Counselor Certification Question and answers rated A+ 2024 Exam (elaborations) HUD Exa Questions with complete solution 2024 verified to pass Exam (elaborations) HUD Exa Question and answers co...

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HUD Practice Exam Question answers 100% correct 2024

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HUD Practice Exam Question answers 100% correct 2024What act came about after the assassination of MLK? - correct answer The Civil Rights Act of 1968 A client does not receive a written monthly statement from the credit card company. Which credit law could this omission violate? - correct answ...

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HUD Housing Exam Questions with complete solution 2023/2024

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HUD Housing Exam Questions with complete solution 2023/2024Which document should the counselor review with the client to identify spending habits and track expenses: - correct answer Bank statement Which additional information would the housing counselor need to prepare a household budget for ...

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HUD housing counselors training Module 1 Question and answers rated A+ 2024

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HUD housing counselors training Module 1 Question and answers rated A+ 2024the purpose of tracking your money - correct answer to help you achieve your financial goals documents to use when tracking income - correct answer - paychecks - direct deposit slips - if self-employed, income and ...

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HUD Housing Counselor Study for Exam Question and answers already passed 2024

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HUD Housing Counselor Study for Exam Question and answers already passed 2024Front end ratio (parts) - correct answer Monthly Housing Expense / Gross Income Back End Ratio (parts) - correct answer Monthly housing+debt (on credit report - car loan, credit cards & etc) / Gross Income Rente...

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HUD Housing Counselor Module 4 Question and answers 2024 verified to pass

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HUD Housing Counselor Module 4 Question and answers 2024 verified to passA potential homebuyer with a minimal savings for a down payment and a low credit score is most likely to qualify for which mortgage? - United States Department of Agriculture (USDA) - Federal Housing Administration (FHA) ...

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HUD Housing Counselor Module 2 Question and answers correctly solved 2024

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HUD Housing Counselor Module 2 Question and answers correctly solved 2024What is the purpose of the Veterans Affairs Supportive Housing (VASH) program? - To end veteran homelessness - To provide rental vouchers for most veterans - To offer veterans the same benefits as the Housing Choice Vo...

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HUD Housing Counselor Exam Questions with complete solution 2024

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HUD Housing Counselor Exam Questions with complete solution 2024 What act are limited english proficiency persons protected under? - correct answer title VI of the civil rights act of 1964 Which act was passed in 1866? - correct answer the civil rights act of 1866 What did the civil rig...

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HUD Housing Counselor Exam Question and answers 2023/2024 verified to pass

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HUD Housing Counselor Exam Question and answers 2023/2024 verified to passAdjustable Rate Mortgage (ARM) - correct answer Adjustable rate mortgages have an initial rate that applies for a defined period of time (typically from one month to 10 years), then adjusts at pre-determined intervals for t...

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HUD Housing Counselor Exa1 Question and answers correctly solved 2024

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HUD Housing Counselor Exa1 Question and answers correctly solved 2024Default - correct answer Non payment of a mortgage debt. Typically considered this when a payment has not been made after 60-90 days. For FHA loans, it is only 30 days. Delinquent - correct answer At-least one full payment...

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HUD Housing Counselor Certification Practice Question and answers already passed 2023/2024

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HUD Housing Counselor Certification Practice Question and answers already passed 2023/2024What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? - correct answer 50% Which is the maximum recommended housing ratio for renting an apart...

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HUD Housing Counseling Questions with complete solution 2023/2024

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HUD Housing Counseling Questions with complete solution 2023/2024Which document should the counselor review with the client to identify spending habits and track expenses? A. Credit report B. Pay stubs C. Bank Statement D. Tax returns - correct answer Bank Statement Which additional info...

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HUD Housing Counseling Exam Questions with complete solution 2023/2024

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HUD Housing Counseling Exam Questions with complete solution 2023/2024Civil Rights Act of 1866 - correct answer Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - correct answer banned discrimination in the rental or s...

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HUD Housing Counseling Exam Question and answers rated A+ 2024

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HUD Housing Counseling Exam Question and answers rated A+ 2024 Back-end ratio - correct answer The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt to ...

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HUD HC Module 3 Question and answers already passed 2024

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HUD HC Module 3 Question and answers already passed 2024Which describes the legally enforceable terms that govern the use of real estate? - Residential security restrictions - Deed restrictions - Redlined Maps - Government-sponsored deeds - correct answer Deed Restrictions Which is the...

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HUD Exam Question and answers 2024 verified to pass

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HUD Exam Question and answers 2024 verified to passJake has a session with a new client, Ruth, later that day. She has received notice that her apartment complex, which offers her project-based housing assistance, will be sold to a new management company in six months. The new company will renovate ...

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HUD Exam Prep Question and answers rated A+ 2024

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HUD Exam Prep Question and answers rated A+ 2024 % Impact of Account Payment History on Credit Score - correct answer 35% portion of credit score based on the payment history of accounts, including late payments, delinquencies, judgments, and liens % Impact of Amounts Owed on Accounts on Cred...

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HUD Exa Question and answers correctly solved 2024

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HUD Exa Question and answers correctly solved 2024 All of the following are true statements about upfront costs associated with renting and buying, except; A. Renters generally pay a security deposit upon signing a lease. B. The average cost due upon signing a lease for a rental is typically bet...

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HUD Exa Questions with complete solution 2024 verified to pass

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HUD Exa Questions with complete solution 2024 verified to passWhich describes the legally enforceable terms that govern the use of real estate? A. Residential security restrictions B. Deed restrictions C. Redlined Maps Government-sponsored deeds - correct answer B. Deed Restrictions -Deed ...

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HUD Counselor Certification Question and answers rated A+ 2024

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HUD Counselor Certification Question and answers rated A+ 2024Income - correct answer Regular Salary/Temporary Jobs/Unemployment Compensation/Public Assistance Allowable Documents - Paychecks/Direct Deposit Slips/Self Employed Income and Expense Sheet/Income Checks or Cash/ Gov't Benefit Lett...

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HUD Counselor Certification Question and answers correctly solved 2023/2024

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HUD Counselor Certification Question and answers correctly solved 2023/2024Elements IN a Budget - correct answer -Pay Stubs. (For self employed -> profit + loss statements) -Bank Statement -Utility Bill -Soc. Sec. Award Letter -Credit Card Debt -Car Expenses -Child Support -Hobby Income ...

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