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Virginia Property and Casualty Insurance Bundled Exams Questions and Answers (2024/2025) (Complete and Accurate)
Virginia Property and Casualty Insurance Bundled Exams Questions and Answers (2024/2025) (Complete and Accurate)
[Montrer plus]Virginia Property and Casualty Insurance Bundled Exams Questions and Answers (2024/2025) (Complete and Accurate)
[Montrer plus]Personal lines Property & Casualty 
Questions and Answers Already Passed 
 
Chance or Uncertainty of a Loss Risk 
 
Possible cause of a loss Peril 
 
The Commissioner of insurance is appointed by the governor for a term of ______ ending on 
February 1 of each odd-numbered year? 2 Years 
 
The Commis...
Aperçu 4 sur 49 pages
Ajouter au panierPersonal lines Property & Casualty 
Questions and Answers Already Passed 
 
Chance or Uncertainty of a Loss Risk 
 
Possible cause of a loss Peril 
 
The Commissioner of insurance is appointed by the governor for a term of ______ ending on 
February 1 of each odd-numbered year? 2 Years 
 
The Commis...
Property and Casualty Principles Review 
 
Test Already Passed 
 
In order to get a loan to buy a car, John had to obtain insurance on the car. The purpose of the 
insurance requirement is to 
 
A - protect the lender's financial interest in the car in the event it is damaged or destroyed 
 
B - cr...
Aperçu 4 sur 31 pages
Ajouter au panierProperty and Casualty Principles Review 
 
Test Already Passed 
 
In order to get a loan to buy a car, John had to obtain insurance on the car. The purpose of the 
insurance requirement is to 
 
A - protect the lender's financial interest in the car in the event it is damaged or destroyed 
 
B - cr...
Property and Casualty Chapter 2 Exam 
 
with Complete Solutions 
 
When a building has physical contents but no occupants, the building is said to be 
Unoccupied 
 
Under the Other Insurance condition, when two property policies cover the same property, how 
is a loss apportioned? Each policy will s...
Aperçu 2 sur 14 pages
Ajouter au panierProperty and Casualty Chapter 2 Exam 
 
with Complete Solutions 
 
When a building has physical contents but no occupants, the building is said to be 
Unoccupied 
 
Under the Other Insurance condition, when two property policies cover the same property, how 
is a loss apportioned? Each policy will s...
Virginia Property and Casualty 
Insurance Exam Prep Latest Update 
 
Graded A+ 
 
Coninsurance A provision in a member's coverage that limits the amount of paid for a loss 
by the plan to a certain percentage (commonly 80%). 
failure to maintain coverage of 80% replacement value means the insured i...
Aperçu 3 sur 18 pages
Ajouter au panierVirginia Property and Casualty 
Insurance Exam Prep Latest Update 
 
Graded A+ 
 
Coninsurance A provision in a member's coverage that limits the amount of paid for a loss 
by the plan to a certain percentage (commonly 80%). 
failure to maintain coverage of 80% replacement value means the insured i...
Property & Casualty Virginia Latest 
 
Update Graded A+ 
 
stock insurance company owned by stockholders 
 
mutual insurance company owned by policyholders 
 
reciprocal insurance company group-owned insurer whose main activity is risk sharing 
 
lloyds of london not an insurance company, but consis...
Aperçu 2 sur 8 pages
Ajouter au panierProperty & Casualty Virginia Latest 
 
Update Graded A+ 
 
stock insurance company owned by stockholders 
 
mutual insurance company owned by policyholders 
 
reciprocal insurance company group-owned insurer whose main activity is risk sharing 
 
lloyds of london not an insurance company, but consis...
VA Property & Casualty Exam FX, 
Insurance Exam with Complete 
 
Solutions 
 
The members of a limited liability company are insureds under a businessowners policy (BOP) if 
The limited liability company is designated as the named insured. 
 
An endorsement added to a businessowners policy that prov...
Aperçu 4 sur 82 pages
Ajouter au panierVA Property & Casualty Exam FX, 
Insurance Exam with Complete 
 
Solutions 
 
The members of a limited liability company are insureds under a businessowners policy (BOP) if 
The limited liability company is designated as the named insured. 
 
An endorsement added to a businessowners policy that prov...
Virginia Property and Casualty 
Insurance Questions and Answers 
 
Already Passed 
 
What is based on the principle of Risk Transfer Spreading the results of a financial loss 
among many persons, so the cost to any one person is small 
 
What kind of risk has an outcome that is uncertain? Speculativ...
Aperçu 3 sur 16 pages
Ajouter au panierVirginia Property and Casualty 
Insurance Questions and Answers 
 
Already Passed 
 
What is based on the principle of Risk Transfer Spreading the results of a financial loss 
among many persons, so the cost to any one person is small 
 
What kind of risk has an outcome that is uncertain? Speculativ...
VA Property & Casualty Questions and 
 
Answers Rated A+ 
 
State Corporation Commission (SCC) carries out all insurance laws in VA (regulates too) 
(can examine/investigate people too) 
 
The SCC examines an insurer licensed in VA at least once every BLANK 5 years 
 
person that KNOWINGLY violates ...
Aperçu 2 sur 14 pages
Ajouter au panierVA Property & Casualty Questions and 
 
Answers Rated A+ 
 
State Corporation Commission (SCC) carries out all insurance laws in VA (regulates too) 
(can examine/investigate people too) 
 
The SCC examines an insurer licensed in VA at least once every BLANK 5 years 
 
person that KNOWINGLY violates ...
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