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XCEL SOLUTIONS EXAMS PACKT | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
XCEL SOLUTIONS EXAMS PACKT | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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BASIC PRINCIPLES OF LIFE AND HEALTH INSURANCE AND ANNUITIES XCEL SOLUTIONS EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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BASIC PRINCIPLES OF LIFE AND HEALTH INSURANCE AND ANNUITIES XCEL SOLUTIONS EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ Commercial Insurers "private insurance companies" Correct Answer: sell insurance for a profit. Offers many different lines of insurance. Some se...
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Add to cartBASIC PRINCIPLES OF LIFE AND HEALTH INSURANCE AND ANNUITIES XCEL SOLUTIONS EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ Commercial Insurers "private insurance companies" Correct Answer: sell insurance for a profit. Offers many different lines of insurance. Some se...
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BASIC PRINCIPLES OF LIFE AND HEALTH INSURANCE AND ANNUITIES XCEL SOLUTIONS EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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BASIC PRINCIPLES OF LIFE AND HEALTH INSURANCE AND ANNUITIES XCEL SOLUTIONS EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ Commercial Insurers "private insurance companies" Correct Answer: sell insurance for a profit. Offers many different lines of insurance. Some se...
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Add to cartBASIC PRINCIPLES OF LIFE AND HEALTH INSURANCE AND ANNUITIES XCEL SOLUTIONS EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ Commercial Insurers "private insurance companies" Correct Answer: sell insurance for a profit. Offers many different lines of insurance. Some se...
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INSURANCE LICENSE PRACTICE XCEL SOLUTIONS FINAL EXAM #12 - TEXAS LIFE ONLY EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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INSURANCE LICENSE PRACTICE XCEL SOLUTIONS FINAL EXAM #12 - TEXAS LIFE ONLY EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ Question 1 Which settlement option pays a stated amount to an annuitant, but no residual value to a beneficiary? Correct Answer: Life income Que...
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Add to cartINSURANCE LICENSE PRACTICE XCEL SOLUTIONS FINAL EXAM #12 - TEXAS LIFE ONLY EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ Question 1 Which settlement option pays a stated amount to an annuitant, but no residual value to a beneficiary? Correct Answer: Life income Que...
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INSURANCE LICENSE PRACTICE XCEL SOLUTIONS FINAL EXAM #12 - TEXAS LIFE ONLY EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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INSURANCE LICENSE PRACTICE XCEL SOLUTIONS FINAL EXAM #12 - TEXAS LIFE ONLY EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ Question 1 Which settlement option pays a stated amount to an annuitant, but no residual value to a beneficiary? Correct Answer: Life income Que...
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Add to cartINSURANCE LICENSE PRACTICE XCEL SOLUTIONS FINAL EXAM #12 - TEXAS LIFE ONLY EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ Question 1 Which settlement option pays a stated amount to an annuitant, but no residual value to a beneficiary? Correct Answer: Life income Que...
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NJ HEALTH INSURANCE EXAM (XCEL SOLUTIONS) | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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NJ HEALTH INSURANCE EXAM (XCEL SOLUTIONS) | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ Why are dividends from a mutual insurer not subject to taxation? Correct Answer: because dividends are considered to be a return of premium ABC insurance company transfers part of their r...
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Add to cartNJ HEALTH INSURANCE EXAM (XCEL SOLUTIONS) | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ Why are dividends from a mutual insurer not subject to taxation? Correct Answer: because dividends are considered to be a return of premium ABC insurance company transfers part of their r...
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NJ HEALTH INSURANCE EXAM (XCEL SOLUTIONS) EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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NJ HEALTH INSURANCE EXAM (XCEL SOLUTIONS) EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ Why are dividends from a mutual insurer not subject to taxation? Correct Answer: because dividends are considered to be a return of premium ABC insurance company transfers part of th...
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Add to cartNJ HEALTH INSURANCE EXAM (XCEL SOLUTIONS) EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+ Why are dividends from a mutual insurer not subject to taxation? Correct Answer: because dividends are considered to be a return of premium ABC insurance company transfers part of th...
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EXCEL SOLUTIONS CHAPTER 1 EXAMBASIC PRINCIPLES OF LIFE AND HEALTH INSURANCE AND ANNUITIES EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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Fraternal Benefit Society has each of the following characteristics EXCEPT? Incorporated Without capital stock Exists for profit Exists for the benefit of its members Correct Answer: Exists for profit(Fraternal benefit societies are not-for-profit entities which exist for the benefit of thei...
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Add to cartFraternal Benefit Society has each of the following characteristics EXCEPT? Incorporated Without capital stock Exists for profit Exists for the benefit of its members Correct Answer: Exists for profit(Fraternal benefit societies are not-for-profit entities which exist for the benefit of thei...
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INSURANCE LICENSE PRACTICE XCEL SOLUTIONS FINAL EXAM #12 - TEXAS LIFE ONLY EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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Question 1 Which settlement option pays a stated amount to an annuitant, but no residual value to a beneficiary? Correct Answer: Life income Question 2 A new agent must complete at least _____ hours of continuing education within 24 months of initial license? Correct Answer: 24 hours Quest...
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Add to cartQuestion 1 Which settlement option pays a stated amount to an annuitant, but no residual value to a beneficiary? Correct Answer: Life income Question 2 A new agent must complete at least _____ hours of continuing education within 24 months of initial license? Correct Answer: 24 hours Quest...
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INSURANCE LICENSE PRACTICE XCEL SOLUTIONS FINAL EXAM #12 - TEXAS LIFE ONLY EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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Question 1 Which settlement option pays a stated amount to an annuitant, but no residual value to a beneficiary? Correct Answer: Life income Question 2 A new agent must complete at least _____ hours of continuing education within 24 months of initial license? Correct Answer: 24 hours Quest...
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Add to cartQuestion 1 Which settlement option pays a stated amount to an annuitant, but no residual value to a beneficiary? Correct Answer: Life income Question 2 A new agent must complete at least _____ hours of continuing education within 24 months of initial license? Correct Answer: 24 hours Quest...
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NJ HEALTH INSURANCE EXAM (XCEL SOLUTIONS) | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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Why are dividends from a mutual insurer not subject to taxation? Correct Answer: because dividends are considered to be a return of premium ABC insurance company transfers part of their risk to XYZ insurance company. This situation is called Correct Answer: reinsurance A nonparticipating compa...
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Add to cartWhy are dividends from a mutual insurer not subject to taxation? Correct Answer: because dividends are considered to be a return of premium ABC insurance company transfers part of their risk to XYZ insurance company. This situation is called Correct Answer: reinsurance A nonparticipating compa...
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NJ HEALTH INSURANCE EXAM (XCEL SOLUTIONS) EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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Why are dividends from a mutual insurer not subject to taxation? Correct Answer: because dividends are considered to be a return of premium ABC insurance company transfers part of their risk to XYZ insurance company. This situation is called Correct Answer: reinsurance A nonparticipating compa...
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Add to cartWhy are dividends from a mutual insurer not subject to taxation? Correct Answer: because dividends are considered to be a return of premium ABC insurance company transfers part of their risk to XYZ insurance company. This situation is called Correct Answer: reinsurance A nonparticipating compa...
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XCEL SOLUTIONS PENNSYLVANIA INSURANCE TEST | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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A nonparticipating company is sometimes called a Correct Answer: Stock Insurer The Do Not Call Registry offers exemptions for calls placed from all the following EXCEPT Correct Answer: Insurance Sales Calls Ken is a producer who has obtained Consumer Information Reports under false pretenses....
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Add to cartA nonparticipating company is sometimes called a Correct Answer: Stock Insurer The Do Not Call Registry offers exemptions for calls placed from all the following EXCEPT Correct Answer: Insurance Sales Calls Ken is a producer who has obtained Consumer Information Reports under false pretenses....
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XCEL SOLUTIONS FINALEXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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Insuring Which health policy clause specifies the amount of benefits to be paid Correct Answer: Insuring The investment gains from a universal life policy usually go to Correct Answer: The cash value L takes out a life insurance policy and dies 10 years later. During the claim process, the ins...
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Add to cartInsuring Which health policy clause specifies the amount of benefits to be paid Correct Answer: Insuring The investment gains from a universal life policy usually go to Correct Answer: The cash value L takes out a life insurance policy and dies 10 years later. During the claim process, the ins...
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XCEL SOLUTIONS: GEORGIA LIFE-ONLY PRE-LICENSING EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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When a policy pays dividends to its policyholders, it is said to be -profitable -mutual -nonparticipating -participating Correct Answer: -Participating A participating policy is one in which insurance policies pay out dividends to the policyholders. A nonprofit incorporated society that doe...
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Add to cartWhen a policy pays dividends to its policyholders, it is said to be -profitable -mutual -nonparticipating -participating Correct Answer: -Participating A participating policy is one in which insurance policies pay out dividends to the policyholders. A nonprofit incorporated society that doe...
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XCEL SOLUTIONS FINALEXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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Insuring Which health policy clause specifies the amount of benefits to be paid Correct Answer: Insuring The investment gains from a universal life policy usually go to Correct Answer: The cash value L takes out a life insurance policy and dies 10 years later. During the claim process, the ins...
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Add to cartInsuring Which health policy clause specifies the amount of benefits to be paid Correct Answer: Insuring The investment gains from a universal life policy usually go to Correct Answer: The cash value L takes out a life insurance policy and dies 10 years later. During the claim process, the ins...
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XCEL SOLUTIONS CHAPTER 3 - POLICY PROVISIONS EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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A potential client, age 40, would like to purchase a whole life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be correct? Correct Answer: 20-pay life accumulates cash value faster than straight life...
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Add to cartA potential client, age 40, would like to purchase a whole life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be correct? Correct Answer: 20-pay life accumulates cash value faster than straight life...
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XCEL SOLUTIONS EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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A partial surrender is allowed in which of the following life policies? Correct Answer: Universal life All of the following riders can increase the death benefit amount EXCEPT Correct Answer: Waiver of Premium A health insurance policy where the insurer has the right to terminate the policy fr ...
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Add to cartA partial surrender is allowed in which of the following life policies? Correct Answer: Universal life All of the following riders can increase the death benefit amount EXCEPT Correct Answer: Waiver of Premium A health insurance policy where the insurer has the right to terminate the policy fr ...
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XCEL SOLUTIONS EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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a nonparticipating company is sometimes called a Correct Answer: stock insurer Fraternal Benefit Society has each other the following characteristics except Correct Answer: exist for profit The Fair Credit and Reporting Act's main purpose is to Correct Answer: protect consumers with guidelines...
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Add to carta nonparticipating company is sometimes called a Correct Answer: stock insurer Fraternal Benefit Society has each other the following characteristics except Correct Answer: exist for profit The Fair Credit and Reporting Act's main purpose is to Correct Answer: protect consumers with guidelines...
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XCEL SOLUTIONS CHAPTER 3 - POLICY PROVISIONS EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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A potential client, age 40, would like to purchase a whole life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be correct? Correct Answer: 20-pay life accumulates cash value faster than straight life...
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Add to cartA potential client, age 40, would like to purchase a whole life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be correct? Correct Answer: 20-pay life accumulates cash value faster than straight life...
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XCEL SOLUTIONS: GEORGIA LIFE-ONLY PRE-LICENSING EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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When a policy pays dividends to its policyholders, it is said to be -profitable -mutual -nonparticipating -participating Correct Answer: -Participating A participating policy is one in which insurance policies pay out dividends to the policyholders. A nonprofit incorporated society that doe...
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Add to cartWhen a policy pays dividends to its policyholders, it is said to be -profitable -mutual -nonparticipating -participating Correct Answer: -Participating A participating policy is one in which insurance policies pay out dividends to the policyholders. A nonprofit incorporated society that doe...
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XCEL SOLUTIONS PRACTICE EXAM SIMULATOR EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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Which of the following statements is CORRECT regarding the tax treatment of a lumpsum payment paid to a life insurance policy's primary beneficiary? Correct Answer: All proceeds are income tax free in the year they are received. A(n) _____ insurance company is one formed in a country other than ...
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Add to cartWhich of the following statements is CORRECT regarding the tax treatment of a lumpsum payment paid to a life insurance policy's primary beneficiary? Correct Answer: All proceeds are income tax free in the year they are received. A(n) _____ insurance company is one formed in a country other than ...
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XCEL SOLUTIONS PRACTICE EXAM SIMULATOR | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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Which of the following statements is CORRECT regarding the tax treatment of a lumpsum payment paid to a life insurance policy's primary beneficiary? Correct Answer: All proceeds are income tax free in the year they are received. A(n) _____ insurance company is one formed in a country other than ...
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Add to cartWhich of the following statements is CORRECT regarding the tax treatment of a lumpsum payment paid to a life insurance policy's primary beneficiary? Correct Answer: All proceeds are income tax free in the year they are received. A(n) _____ insurance company is one formed in a country other than ...
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XCEL SOLUTIONS FINALEXAM MARYLAND LIFE AND HEALTH EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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What is normally the consequence for NOT obtaining preadmission certification prior to receiving inpatient medical care? Correct Answer: A reduction in benefits A group-owned insurance company that is formed to assume and spread the liability risks of its members is known as a Correct Answer:...
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Add to cartWhat is normally the consequence for NOT obtaining preadmission certification prior to receiving inpatient medical care? Correct Answer: A reduction in benefits A group-owned insurance company that is formed to assume and spread the liability risks of its members is known as a Correct Answer:...
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XCEL SOLUTIONS FINALEXAM MARYLAND LIFE AND HEALTH | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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What is normally the consequence for NOT obtaining preadmission certification prior to receiving inpatient medical care? Correct Answer: A reduction in benefits A group-owned insurance company that is formed to assume and spread the liability risks of its members is known as a Correct Answer:...
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Add to cartWhat is normally the consequence for NOT obtaining preadmission certification prior to receiving inpatient medical care? Correct Answer: A reduction in benefits A group-owned insurance company that is formed to assume and spread the liability risks of its members is known as a Correct Answer:...
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XCEL SOLUTIONS - SOCIAL SECURITY REVIEW EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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Who is Covered Correct Answer: Extends coverage to virtually every American who is employed or self-employed, with few exceptions How Benefits are Determined Correct Answer: - A person must be insured under the Social Security program for survivors, disability, or retirement benefits to pay ...
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Add to cartWho is Covered Correct Answer: Extends coverage to virtually every American who is employed or self-employed, with few exceptions How Benefits are Determined Correct Answer: - A person must be insured under the Social Security program for survivors, disability, or retirement benefits to pay ...
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XCEL SOLUTIONS - SOCIAL SECURITY REVIEW EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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Who is Covered Correct Answer: Extends coverage to virtually every American who is employed or self-employed, with few exceptions How Benefits are Determined Correct Answer: - A person must be insured under the Social Security program for survivors, disability, or retirement benefits to pay ...
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Add to cartWho is Covered Correct Answer: Extends coverage to virtually every American who is employed or self-employed, with few exceptions How Benefits are Determined Correct Answer: - A person must be insured under the Social Security program for survivors, disability, or retirement benefits to pay ...
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XCEL SOLUTIONS EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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Reserve Correct Answer: funds held by the company to help future claims. minimum reserves are usually set by the state Department of Insurance. Multi-line insurer Correct Answer: an insurance company or independent agent that provides a one-stop shop for businesses or individuals seeking cove...
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Add to cartReserve Correct Answer: funds held by the company to help future claims. minimum reserves are usually set by the state Department of Insurance. Multi-line insurer Correct Answer: an insurance company or independent agent that provides a one-stop shop for businesses or individuals seeking cove...
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XCEL SOLUTIONS CHAPTER 1 - BASIC PRINCIPLES EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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A nonprofit incorporated society that does not have capital stock and operates for the sole benefits of its members is known as: Correct Answer: A fraternal benefit society Who elects the governing body of a mutual insurance company? Correct Answer: Policyholder Which of these discribe a parti...
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Add to cartA nonprofit incorporated society that does not have capital stock and operates for the sole benefits of its members is known as: Correct Answer: A fraternal benefit society Who elects the governing body of a mutual insurance company? Correct Answer: Policyholder Which of these discribe a parti...
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XCEL SOLUTIONS PROPERTY & CASUALTY EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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An earned premium resulting from the cancellation of a policy is calculated on: Correct Answer: On a pro rata basis, based on the previous year's rate M owns a parking garage & has coverage that states: "We will cover losses regardless if you are legally liable for the loss." This no-fault id...
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Add to cartAn earned premium resulting from the cancellation of a policy is calculated on: Correct Answer: On a pro rata basis, based on the previous year's rate M owns a parking garage & has coverage that states: "We will cover losses regardless if you are legally liable for the loss." This no-fault id...
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