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XCEL TESTING SOLUTIONS PACK | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
XCEL TESTING SOLUTIONS PACK | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
[Show more]XCEL TESTING SOLUTIONS PACK | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
[Show more]NORTH CAROLINA XCEL TESTING LIFE 
& HEALTH INSURANCE EXAM STUDY 
EXAM | QUESTIONS & ANSWERS 
(VERIFIED) | LATEST UPDATE | GRADED 
A+ 
Which of the following requires insurers to disclose when an applicant's consumer or 
credit history is being investigated: 
Correct Answer: 1970 - Fair Credit ...
Preview 3 out of 22 pages
Add to cartNORTH CAROLINA XCEL TESTING LIFE 
& HEALTH INSURANCE EXAM STUDY 
EXAM | QUESTIONS & ANSWERS 
(VERIFIED) | LATEST UPDATE | GRADED 
A+ 
Which of the following requires insurers to disclose when an applicant's consumer or 
credit history is being investigated: 
Correct Answer: 1970 - Fair Credit ...
NORTH CAROLINA XCEL TESTING LIFE 
& HEALTH INSURANCE EXAM | 
QUESTIONS & ANSWERS (VERIFIED) | 
LATEST UPDATE | GRADED A+ 
Which of the following requires insurers to disclose when an applicant's consumer or 
credit history is being investigated: 
Correct Answer: 1970 - Fair Credit Reporting Ac...
Preview 3 out of 22 pages
Add to cartNORTH CAROLINA XCEL TESTING LIFE 
& HEALTH INSURANCE EXAM | 
QUESTIONS & ANSWERS (VERIFIED) | 
LATEST UPDATE | GRADED A+ 
Which of the following requires insurers to disclose when an applicant's consumer or 
credit history is being investigated: 
Correct Answer: 1970 - Fair Credit Reporting Ac...
Which of the following requires insurers to disclose when an applicant's consumer or 
credit history is being investigated: 
Correct Answer: 1970 - Fair Credit Reporting Act 
What type of reinsurance contract involves two companies automatically sharing their 
risk exposure? 
Correct Answer: Trea...
Preview 3 out of 22 pages
Add to cartWhich of the following requires insurers to disclose when an applicant's consumer or 
credit history is being investigated: 
Correct Answer: 1970 - Fair Credit Reporting Act 
What type of reinsurance contract involves two companies automatically sharing their 
risk exposure? 
Correct Answer: Trea...
Which of the following requires insurers to disclose when an applicant's consumer or 
credit history is being investigated: 
Correct Answer: 1970 - Fair Credit Reporting Act 
What type of reinsurance contract involves two companies automatically sharing their 
risk exposure? 
Correct Answer: Trea...
Preview 3 out of 22 pages
Add to cartWhich of the following requires insurers to disclose when an applicant's consumer or 
credit history is being investigated: 
Correct Answer: 1970 - Fair Credit Reporting Act 
What type of reinsurance contract involves two companies automatically sharing their 
risk exposure? 
Correct Answer: Trea...
Which dividend option would an insurer invest the policy owner's money and add any 
interest earnings as the dividends accrue? 
-Accumulation at Interest Option 
-Cash Dividend Option 
-Paid-Up Additions Option 
-One-Year Term Dividend Option 
Correct Answer: The Accumulation at Interest Option - ...
Preview 4 out of 83 pages
Add to cartWhich dividend option would an insurer invest the policy owner's money and add any 
interest earnings as the dividends accrue? 
-Accumulation at Interest Option 
-Cash Dividend Option 
-Paid-Up Additions Option 
-One-Year Term Dividend Option 
Correct Answer: The Accumulation at Interest Option - ...
The Do Not Call Registry offers exemptions for calls placed from all of the following 
EXCEPT 
Correct Answer: insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do 
Not Call Registry 
The type of policy where the insurer can send a notice to...
Preview 4 out of 35 pages
Add to cartThe Do Not Call Registry offers exemptions for calls placed from all of the following 
EXCEPT 
Correct Answer: insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The Do 
Not Call Registry 
The type of policy where the insurer can send a notice to...
Entire Contract 
Correct Answer: States the insurance policy itself, any riders and 
endorsements/amendments and the application comprise the entire contract between 
all parties. Insurance cannot make changes to a policy. The entire contract provision is 
found at the beginning of every insuranc...
Preview 2 out of 10 pages
Add to cartEntire Contract 
Correct Answer: States the insurance policy itself, any riders and 
endorsements/amendments and the application comprise the entire contract between 
all parties. Insurance cannot make changes to a policy. The entire contract provision is 
found at the beginning of every insuranc...
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