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HUD Housing Counselor Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
HUD Housing Counselor Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
[Show more]HUD Housing Counselor Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
[Show more]HUD Housing Counselor Module- Avoiding Foreclosure 
Exam Questions and Answers 100% Pass 
Which of the following did NOT contribute to the increase in foreclosure rates during the 
mortgage crisis? 
- Risky loan products with features like negative amortization 
- Homeowners paying off mortgages ear...
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Add to cartHUD Housing Counselor Module- Avoiding Foreclosure 
Exam Questions and Answers 100% Pass 
Which of the following did NOT contribute to the increase in foreclosure rates during the 
mortgage crisis? 
- Risky loan products with features like negative amortization 
- Homeowners paying off mortgages ear...
HUD GUIDELINES EXAM QUESTIONS 
AND ANSWERS 100% PASS 
lead poisoning causes: - Correct Answer ️️ -coma, convulsions, death 
lead - Correct Answer ️️ -heavy metal that is denser than most common materials. 
Lead is soft and malleable, and also has a relatively low melting point. 
Most at risk...
Preview 2 out of 9 pages
Add to cartHUD GUIDELINES EXAM QUESTIONS 
AND ANSWERS 100% PASS 
lead poisoning causes: - Correct Answer ️️ -coma, convulsions, death 
lead - Correct Answer ️️ -heavy metal that is denser than most common materials. 
Lead is soft and malleable, and also has a relatively low melting point. 
Most at risk...
Preview 2 out of 14 pages
Add to cartPreview 2 out of 6 pages
Add to cartHUD Housing Counselor Certification Practice 
Questions with 100% Correct Answers 
Which is the maximum recommended housing ratio for renting an apartment? - Correct 
Answer ️️ -30% 
Eligibility requirements for down-payment assistance programs include which factors? - 
Correct Answer ️️ -In...
Preview 4 out of 49 pages
Add to cartHUD Housing Counselor Certification Practice 
Questions with 100% Correct Answers 
Which is the maximum recommended housing ratio for renting an apartment? - Correct 
Answer ️️ -30% 
Eligibility requirements for down-payment assistance programs include which factors? - 
Correct Answer ️️ -In...
HUD Housing Counseling Exam 
Questions and Answers 100% Pass 
Civil Rights Act of 1866 - Correct Answer ️️ -Federal law granting citizenship to former 
slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 - Correct Answer ️️ -banned discrimination in the rental or ...
Preview 4 out of 49 pages
Add to cartHUD Housing Counseling Exam 
Questions and Answers 100% Pass 
Civil Rights Act of 1866 - Correct Answer ️️ -Federal law granting citizenship to former 
slaves; passed over Johnson's veto. (Race and Color) 
Fair Housing Act of 1968 - Correct Answer ️️ -banned discrimination in the rental or ...
HUD Housing Exam Questions and Answers 100% Pass 
Which document should the counselor review with the client to identify spending habits 
and track expenses: - Correct Answer ️️ -Bank statement 
Which additional information would the housing counselor need to prepare a household 
budget for this...
Preview 3 out of 16 pages
Add to cartHUD Housing Exam Questions and Answers 100% Pass 
Which document should the counselor review with the client to identify spending habits 
and track expenses: - Correct Answer ️️ -Bank statement 
Which additional information would the housing counselor need to prepare a household 
budget for this...
HUD Exam- Homeownership Questions and 
Answers 100% Pass 
Which factor is best for housing counselors to use when determining how much a client 
can afford to spend on purchasing a home? 
A. Debt to-income ratios 
B. Annual gross income 
C. Savings 
D. Options A, B, C 
E. None of the above - Correct...
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Add to cartHUD Exam- Homeownership Questions and 
Answers 100% Pass 
Which factor is best for housing counselors to use when determining how much a client 
can afford to spend on purchasing a home? 
A. Debt to-income ratios 
B. Annual gross income 
C. Savings 
D. Options A, B, C 
E. None of the above - Correct...
HUD Housing Counseling Exam 
Questions and Answers 100% Pass 
Which document should the counselor review with the client to identify spending habits 
and track expenses? 
A. Credit report 
B. Pay stubs 
C. Bank Statement 
D. Tax returns - Correct Answer ️️ -Bank Statement 
Which additional infor...
Preview 3 out of 17 pages
Add to cartHUD Housing Counseling Exam 
Questions and Answers 100% Pass 
Which document should the counselor review with the client to identify spending habits 
and track expenses? 
A. Credit report 
B. Pay stubs 
C. Bank Statement 
D. Tax returns - Correct Answer ️️ -Bank Statement 
Which additional infor...
HUD Exam Prep Questions and Answers 100% Pass 
Conventional Loan - Correct Answer ️️ -Front end 28% 
Back end 36% can go up to 45% to 50%(debt to income), backed by private lenders. 
AKA prime loans. Good credit, 20% down payment. May have interest only terms 
FHA - Correct Answer ️️ -Front ...
Preview 3 out of 21 pages
Add to cartHUD Exam Prep Questions and Answers 100% Pass 
Conventional Loan - Correct Answer ️️ -Front end 28% 
Back end 36% can go up to 45% to 50%(debt to income), backed by private lenders. 
AKA prime loans. Good credit, 20% down payment. May have interest only terms 
FHA - Correct Answer ️️ -Front ...
HUD Practice Test Questions with Correct Answers 
Which document is most important when working with a client to develop an initial 
budget as part of a Client Action Plan? - Correct Answer ️️ -Pay Stub 
A client would like to purchase a home within one year. The client is motivated to 
increase...
Preview 2 out of 13 pages
Add to cartHUD Practice Test Questions with Correct Answers 
Which document is most important when working with a client to develop an initial 
budget as part of a Client Action Plan? - Correct Answer ️️ -Pay Stub 
A client would like to purchase a home within one year. The client is motivated to 
increase...
HUD Housing Counselor Exam 
Questions and Answers 100% Pass 
Adjustable Rate Mortgage (ARM) - Correct Answer ️️ -Adjustable rate mortgages 
have an initial rate that applies for a defined period of time (typically from one month to 
10 years), then adjusts at pre-determined intervals for the lif...
Preview 2 out of 11 pages
Add to cartHUD Housing Counselor Exam 
Questions and Answers 100% Pass 
Adjustable Rate Mortgage (ARM) - Correct Answer ️️ -Adjustable rate mortgages 
have an initial rate that applies for a defined period of time (typically from one month to 
10 years), then adjusts at pre-determined intervals for the lif...
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