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As of January 1, 2014, an employer with up to 25 full time equivalent (FTE's) with average annual wages of less than $50,000 may be eligible for a tax credit of ___ of the premiums paid by the employer. - 50% Other than for fraud, under the Time Limit on Certain Defenses Provision, a health insu...

An insured covered by Accidental Death and Dismemberment (AD&D) insurance has just died. What will happen if the primary beneficiary had already died before the insured and contingent beneficiary? - Proceeds will go to the contingent beneficiary The federal income tax treatment of employer-provid...

Bob has an insurance policy that allows him to keep the policy in force until the next premium is due plus 30 days thereafter. Bob's policy: - Contains a grace period Which of the following is an example of "non forfeiture value" - after a policy owner cancels his/her permanent policy, the cas...

Interim Coverage - short-term policies that can be purchased on an interim basis when in between jobs or waiting for a new policy to start how is health insurance calculated? - Interest,expense,types of benefits and morbidity, or the expected incidence of sickness or disability within given age g...

Aflac's Accident Only coverage includes coverage for accidents caused by or resulting from a covered person: - Breaking their arm after slipping on ice Accident Only coverage from Aflac may be appropriate for a customer because: - Benefits are designed to provide coverage throughout the differen...

Accident Only coverage from Aflac may be appropriate for a customer because: - Benefits are designed to provide coverage throughout the different stages of care Benefits can complement coverage provided by primary major medical insurance Short-Term Disability coverage from Aflac may be appropriat...

Tim was recently terminated from his employment and opted to change his existing group term life insurance to individual permanent life insurance. What is this process called? - Coinversion What are residual disability income indurance payments based on? - The amount of the insured's income is r...

Kelly purchases a health insurance policy issued on a conditionally renewable basis. The insurance company has a right to decline renewal of the policy for - reasons stated in the contract Which of the following describes the act of insuring a risk against possible loss? - risk transfer Which sta...