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Nevada Insurance Verified Package Deal With Real Tests

Nevada Insurance Verified Package Deal With Real Tests

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2024 Nevada Property & Casualty Exam Questions With 100% Correct Answers!!

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Agreed value - Property policy with a provision agreed upon by the insurer and insured as to the amount of insurance that represents a fair valuation for the property at the time the insurance is written. At the time of a loss, the policy pays the agreed value as specific on the policy schedule, r...

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Nevada Life and Health License Exam Prep Questions & Answers Already Passed!!

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What are the four required elements of an insurance contract? - Answer-Agreement, consideration, competent parties, and legal purpose. What two parts make up a life insurance application? - Answer-General Information and the Medical Information. An agent's report can go in a life insurance appli...

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Nevada Health and Life 2 Questions and Answers

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Medicare Part B - Pays for doctors services and a variety of other medical services and supplies that are not covered by hospital service. Offered to anyone w part A. May have to pay a monthly premium. After annual deductible is met, 80% is usually paid by medicare and 20% is left. Insuring claus...

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Nevada Property & Casualty Exam Updated 2025 with complete solution

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Gramm-Leach-Bliley Act - Passed to protect private customer information that is filed with a financial institution. Customers must be given two disclosure notices (one at the onset of business and one before information is disclosed), as well as a yearly updated disclosure notice Fair Credit Repo...

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Nevada Life, Accident, Health Insurance Exam Practice Questions and Answers well Explained Latest 2024/2025 Update 100% Correct.

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An insured owns a $50,000 whole life policy. At age 47, the insured decides to cancel his policy and exercise the extended term option for the policy's cash value, which is currently $20,000. What would be the face amount of the new term policy? - $50,000 An insured has chosen joint and 2/3 surv...

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nevada life insurance Updated 2024/2025 Verified 100%

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Which rule would apply if an agent knows an applicant is going to cash in an old policy and use the funds to purchase new insurance? A Disclosure rule B Replacement rule C Reinstatement rule D Conversion rule - B When a viator sells a life insurance policy, A Collateral assignment is given to...

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Nevada Life & Health Insurance Questions and Answers well Explained Latest 2024/2025 Update 100% Correct.

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indexed whole life - cash value is dependent upon the performance of the equity index although there is a guaranteed minimum interest rate universal life (flexible premium adjustable life) - policyowner has the flexibility to increase/decrease amount of premium paid into policy; policyowner may s...

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Nevada Life and Health License Exam Prep Questions And Answers With Verified Updates

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What protects the insured from unintentional policy lapse due to a nonpayment of premium? - Automatic premium loan What is an important feature of a dental expense insurance plan that is not found in a medical expense insurance plan? - Diagnostic and preventive care What two parts make up a life...

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Nevada Life and Health Exam Simulator Questions And Answers With Verified Updates

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K has a life insurance policy where her husband is beneficiary and her daughter is contingent beneficiary. Under the common disaster clause if K and her husband were both killed in an automotive accident, where would the death proceeds be directed? - The daughter. What foremost an applicant be pr...

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Nevada Health and Life 2 Questions And Answers With Verified Updates

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Skilled nursing facility care - Part A pays for up to 100 days of skilled nursing facility care following a 3 day inpatient hospital care. first 20 free, 21-100 daily deductible. Guaranteed Insurability Rider (future increase option/guaranteed purchase option) - Allows the insured to purchase add...

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Life Insurance Nevada Updated 2024/2025 Verified 100%

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Twin brothers are starting a new business. They know it will take several years to build the business to the point that they can pay off the debt incurred in starting the business. What type of insurance would be the most affordable and still provide a death benefit should one of them die? - Joint...

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Nevada Property & Casualty ExamFx Simulation Questions And Answers With Verified Updates

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when applying for an individual life insurance policy and applicant states that he went to the doctor for nausea but fails to mention that he was also experiencing severe chest pains, this is an example of - Concealment A tornado that destroys property would be an example of A. Pure Risk B. A l...

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