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Personal Lines Bundled Exam Questions and CORRECT Answers

Personal Lines Bundled Exam Questions and CORRECT Answers

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Florida Personal Lines Frequent Tested Questions And CORRECT Answers

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Abandonment Clause A clause often contained in property insurance policies stating that the insured cannot abandon damaged property to the insurer and demand to be reimbursed for its full value Accident A sudden fortuitous event Actual Cash Value (ACV) The cost to replace an item of property a...

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Florida Personal Lines Key Revision Questions And CORRECT Answers

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5 Qualifications for a General Lines License 1. 18 years old 2. resident of FL or place of business in FL 3. 200-hour course or 1 yr experience in all lines 4. cannot be for writing controlled business 5. Exam waived for CPCU designation or college degree with 15 hours in insurance controlled ...

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Florida Personal Lines Questions And CORRECT Answers

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5 Qualifications for a General Lines License1. 18 years old 2. resident of FL or place of business in FL 3. 200-hour course or 1 yr experience in all lines 4. cannot be for writing controlled business 5. Exam waived for CPCU designation or college degree with 15 hours in insurance controlled b...

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Florida Personal Lines Updated Questions And CERTIFIED Answers

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Which of the following is LEAST likely to be a factor when determining the eligibility of a person for property insurance? A.) The claims history showing when prior claims occurred and how much was paid to settle the claim. B.) The nature of the risk, such as the type of building and the numbe...

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Florida Personal Lines Exam Questions And Certified CORRECT Answers

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A person who does not lock the door to his or her house shows an indifferent attitude. What type of hazard does this represent?Morale Wagering on a sporting event is known as what type of risk?Speculative How is actual cash value of property calculated?Current replacement cost minus depreciati...

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Florida Personal Lines Key Predicted Questions And CORRECT Answers

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Under Part A of a Personal Auto Policy, which of the following losses would be covered? A.) Damage to property being transported by the insured B.) Damage to a neighbor's parked car C.) Damage to a neighbor's lawn mower in the care of the insured D.) Damage to the home the insured owns B.) Dam...

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Florida Personal Lines Certified Questions And CORRECT Answers

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Risk _________ is when one takes action to prevent or reduce potential loss.Reduction When the number of similar units increases, the predictability of the loss improves according to the rule of _____ ________.Large Numbers The insuring of risks that are more prone to losses than average risks i...

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Florida Personal Lines Questions And CORRECT Answers 2024

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which part of an insurance policy covers claims-related expenses, reasonable expenses incurred by an insured to protect damage property from further loss, or defense expenses? A. Additional Coverage B. Exclusion C. Declaration D. Insuring AgreementA. Additional coverage The additional coverag...

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CIC - Personal Lines UPDATED Exam Questions and CORRECT Answers

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CIC - Personal Lines UPDATED Exam Questions and CORRECT Answers HO -3 Dwelling Coverage and Peril - Ans Open Peril and replacement cost Personal Property Replacement Cost Loss Settlement - Ans Changes property not eligible for RC from ACV to RC REplacement Cost loss Settlement for certain non...

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Guarantee ExamFX, Idaho Personal Lines Simulation UPDATED Exam Questions and CORRECT Answers

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Guarantee ExamFX, Idaho Personal Lines Simulation UPDATED Exam Questions and CORRECT Answers In the last 72 hours, there were 3 instances of volcanic eruptions that damaged a property covered by a dwelling policy. How many deductibles will the insured have to pay before the policy covers th...

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Personal Lines Insurance UPDATED Actual Exam Questions and CORRECT Answers

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Personal Lines Insurance UPDATED Actual Exam Questions and CORRECT Answers Risk _________ is when one takes action to prevent or reduce potential loss. - CORRECT ANSWER- Reduction When the number of similar units increases, the predictability of the loss improves according to the rule of __...

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Ohio Personal Lines (Insurance Exam) UPDATED Actual Exam Questions and CORRECT Answers

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Ohio Personal Lines (Insurance Exam) UPDATED Actual Exam Questions and CORRECT Answers Stock Insurance Company - CORRECT ANSWER- Issues non-participating policies and is owned by stockholders who received taxable corporate dividends as a return profit Reinsurance - CORRECT ANSWER- The transfe...

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