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Oefening kaskrediet

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Oefening kaskrediet

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  • March 2, 2021
  • 2
  • 2019/2020
  • Other
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1OEFENING KASKREDIET

Stel het verloop van de rekening-courant grafisch voor en arceer de delen
waarop rente betaald moet worden.

Kaskrediet van 20.000 EUR

1 april: rekening van de klant vertoont CS 5.000 EUR
3 april: betaling cheque van 10.000 EUR
14 april: incassering wissel van 15.000 EUR
29 april: uitbetaling van lonen 20.000 EUR
11 mei: betaling van een factuur van 15.000 EUR
21 mei: incassering cheque van 20.000 EUR
30 mei: overschrijving van klant ontvangen van 10.000 EUR
Bereken de intrestkost indien je weet dat

- Basisrente = 12%
- Marge = 2%
- Provisie = 0,375% per jaar (op kwartaalbasis te betalen)
- Overschrijdingskost = 6% + 0,25% per jaar (op kwartaalbasis te
betalen)
- Dossierkost = 12€




29/04


1. 5000 x 0,14(basisrente + marge) x 11(dagen) /360 = 21,39
2. 10000 x 0,14 x 12d / 360 = 46,67
3. (25000 wordt opgesplitst in 2000 en 5000) 3.1: 20000 x 0,14 x 10d /
360 =77,77
(gedeelte dat teveel onder het maximum is) 3.2: 5000 x 0,20 x 10d /360
=27,77

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