Personenschade: het gaat om mensen, maar ook om geld
Handige formule: X – Y = schade
X = situatie zonder gebeurtenis
Y = situatie met gebeurtenis
- Elke euro aan kosten
- Elke euro aan gemiste inkomsten
- Een bedrag aan smartengeld
, De rode dingen worden behandeld
Schaderegeling
Jaren ’70-’80: voor het eerst aparte letselschadeafdeling bij verzekeraars
Letselschaderegeling nog lang in de kinderschoenen
- Weinig belangenbehartigers
- 1986 London Lancashire/Drenth (NJ 1987, 275), nu 6:96 lid 2 BW
- 1989 vereniging letselschadeadvocaten (LSA)
- 1989 rekenmodel inkomensschade gemaakt (Audalet)
- 2007 eerste rekencursus voor rechters
- 2011 eerste presentatie tijdens studie
Taal (ik heb schade) moet omgezet worden in cijfers (voor zo veel euro’s)
Hoe veel doden en gewonden vallen er in het verkeer?
Jaarlijks circa 380.000 verkeersslachtoffers
Waarvan 21.400 door een arts behandeld worden, opgenomen worden of overlijden 5,7%
van totaal
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