Hierbij een samenvatting voor Financieel Rekenen voor de studie Finance & Control, Inholland. Hierin wordt de makkelijkste methode behandeld en uitgewerkt.
Financieel rekenen formules
H1: Rekenen met één geldbedrag
Enkelvoudig: Interest berekend over het beginkapitaal.
Samengesteld: Interest berekend over het opgebouwde kapitaal.
+ rente
CW: Contante waarde EW: Eindwaarde
- rente
H2: Berekenen eindwaarde van een reeks geldbedragen
1. Tijdlijn schema maken
100 100 100 100 EW=? I = 5%
0 1 2 3 4
2. Uitschrijven van de formule.
100 x 1,05^4 + 100 x 1,05^3 + 100 x 1,05^2 + 100 x 1,05
3. Haakjes plaatsen.
100 x (1,05^4 + 1,05^3 + 1,05^2 + 1,05)
De reden: 1e : 2e -> 1,05^4 : 1,05^3 = 1,05
4. Formule:
: Eerste van stap 3
100 x (1,05 x 1,05^4 – 1,05)
(1,05-1) : Laatste van stap 3
: De reden
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