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Samenvatting Patrimoniumdocumentatie met BZL Vastgoed
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Samenvatting Patrimoniumdocumentatie met BZL Vastgoed
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Patrimoniumdocumentatie - VastgoedInhoud
1 Inleiding...............................................................................................................................................4
2 Dossieropbouw en informatieplicht....................................................................................................4
2.1 Schema verkooptraject.................................................................................................................4
2.2 Schema verkooptraject.................................................................................................................5
2.3 Bronnen verkoopdossier..............................................................................................................5
3 Bemiddelingsopdracht + 4 Info over partijen......................................................................................6
3.1 Opdracht versus mandaat............................................................................................................6
3.2 Wat te doen als een mandaat bijna niet te vermijden is?............................................................6
3.2.1 Identificatie van opdrachtgever.............................................................................................7
3.2.2 Schematische voorstellingen.................................................................................................9
3.2.3 Praktische problemen bij handelingsbekwame partijen......................................................11
3.2.4 Handelingsonbekwaamheid en beperkingen.......................................................................11
3.2.5 De zorgvolmacht..................................................................................................................12
3.2.6 Omschrijving van de partijen volgens de regels van de kunst.............................................13
3.2.7 Omschrijving van een rechtspersoon..................................................................................13
3.2.8 Wie mag niet kopen?...........................................................................................................15
3.3 Welke wetgeving is van toepassing?..........................................................................................15
3.4.................................................................................................................................................... 15
3.4.1 Binnen of buiten de onderneming.......................................................................................15
3.4.2 Wat is het verschil tussen binnen en buiten........................................................................16
3.4.3 Wat is nu die pre-contractuele informatie?.........................................................................17
3.4.4 Wat is nu die opzegbrief?....................................................................................................17
3.4.5 Mag u al beginnen met uw opdracht voor herroepingstermijn is verlopen?......................17
3.5 Schriftelijk of mondeling?...........................................................................................................18
3.6 Verplichte vermeldingen............................................................................................................18
3.7 Soms te vermelden.....................................................................................................................19
3.8 Nooit te vermelden....................................................................................................................20
3.9 “Nice to have” informatie in uw bemiddelingsopdracht............................................................22
3.10 Exclusief – co-exclusief, niet-exclusief......................................................................................23
3.11 GDPR.........................................................................................................................................23
5 Patrimoniumdocumentatie...............................................................................................................24
5.1 Organisatiestructuur FOD Financiën...........................................................................................24
5.2 Kadaster: Wat, taken, kadastrale begrippen..............................................................................25
5.3 Kadaster: toegang tot informatie...............................................................................................35
5.4 Kadaster: kadastraal inkomen....................................................................................................39
5.5 Kadaster: Post- en prekadastratie..............................................................................................46
, 5.6 Hypotheekkantoor – organisatie................................................................................................48
5.7 Hypotheekkantoor – informatie.................................................................................................53
5.8 Registratiekantoor – organisatie en taken..................................................................................56
5.9 Landmetersplannen => zelfstudie (lezen: geen examenstof).....................................................57
6 Fysieke beschrijving van het goed.....................................................................................................57
6.1 Bouwplannen.............................................................................................................................57
6.2 Bouwtechnische diagnose..........................................................................................................58
6.3 Voorwerp van de verkoop..........................................................................................................59
6.4 Oppervlaktevermeldingen..........................................................................................................59
6.5 Liggingsinformatie......................................................................................................................59
7 Ruimtelijke ordening, stedenbouw en milieu....................................................................................59
7.1 Wetgeving..................................................................................................................................59
7.2 Begrippenkader..........................................................................................................................59
7.3 Onderzoeksplicht verkoop..........................................................................................................61
7.4 Onderzoeksplicht verhuur..........................................................................................................61
7.5 Bijzondere informatieplicht........................................................................................................62
7.6 Milieuvergunning........................................................................................................................63
7.7 Toekomst: omgevingsvergunning...............................................................................................63
7.8 Nuttige milieu gerelateerde informatie......................................................................................63
8 Juridische omgevingsfactoren...........................................................................................................63
8.1 Het bodemattest........................................................................................................................63
8.2 Onroerend erfgoed.....................................................................................................................67
8.3 Overstromingsgevaar.................................................................................................................69
8.4 Verkooprechten..........................................................................................................................71
9 Technische info constructies en installaties......................................................................................74
9.1 As-builtattest..............................................................................................................................74
9.2 Conformiteitsattest....................................................................................................................74
9.3 Energieprestatiecertificaat EPC..................................................................................................74
9.4 Postinterventiedossier PID.........................................................................................................78
9.5 Keuring elektriciteit....................................................................................................................79
9.6 Stookolieattest............................................................................................................................80
9.7 Technische info – CV...................................................................................................................81
10 Typegebonden vastgoedinformatie.................................................................................................82
10.1 Appartementsrecht..................................................................................................................82
10.2 Woningbouwnet.......................................................................................................................84
10.3 Verkoop van een bouwgrond...................................................................................................86
10.4 Verkoop van een perceel in bosgebied.....................................................................................86
,1 Inleiding
Professionalisering beroep sinds:
⇨ Beroepserkenning 1993 ➔ bijgestaan door BIV
o Beschermd beroep
o Toegangsvereisten
▪ Bachelorsdiploma
▪ Competentietest
▪ BIV stage
▪ Schriftelijke en mondelinge BIV examen
⇨ Oprichting BIV 1995
o Deontologische code (plichtenleer) en tuchtorgaan
o E-learning
o Permanente vorming CIB
➔ gevolg? Grotere beroepsaansprakelijkheid (2 fronten)
⇨ Verkoper = contractueel
⇨ Koper = buitencontractueel
2 Dossieropbouw en informatieplicht
2.1 Schema verkooptraject
, 2.2 Schema verkooptraject
2.3 Bronnen verkoopdossier
⇨ Artikel 12 Plichtenleer
⇨ Wetboek economisch recht
o Consumentenbescherming
➔ algemene informatieplicht
⇨ Bijzondere sectorale wetgevingen
o Vb. Vlaamse Codex Ruimtelijke Ordening, Energiedecreet, Bodemdecreet..
➔ bijzondere informatieplichten
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