100% satisfaction guarantee Immediately available after payment Both online and in PDF No strings attached
logo-home
Previously searched by you
Previously searched by you
logo
Samenvatting Hoofdstuk 9 Economie Integraal VWO $4.98   Add to cart
Quickly navigate to
Preview
  2.  
  3. VWO / Gymnasium
  4.  
  5. Economie

Summary

Samenvatting Hoofdstuk 9 Economie Integraal VWO
 6 views  0 purchase
  • Course
  • Economie
  • Level
  • VWO / Gymnasium

Samenvatting van Hoofdstuk 9 van Economie Integraal VWO5

Preview 1 out of 4  pages

Document information

  • November 30, 2022
  • 4
  • 2021/2022
  • Summary

Subjects

  • rente
  • interest
  • intertemporele budgetlijn
  • hypotheek
  • aow
  • bedrijfspensioen

Written for

  • Secondary school
  • VWO / Gymnasium
  • Economie
  • 5
All documents for this subject (2014)

Seller

avatar-seller
nathaliederoos

Content preview

9.1 Jong geleerd, oud gedaan
Financiële levenscyclus




Human capital
Bekwaamheden die het resultaat zijn van opvoeding, onderwijs, training en ervaring.
Opbrengst: een investering in human capital vertaalt zich vrijwel altijd in een hoger
toekomstig inkomen.
Positieve externe effecten van het onderwijs: het kennisniveau van de samenleving neemt
toe, waardoor de welvaart in een land toeneemt (betere gezondheidszorg, technologische
verbeteringen).

9.2 Sparen en lenen
Intertemporele ruil
Het verplaatsen van koopkracht naar voren of naar achteren in de tijd.

Rente of interest: enkelvoudig en samengesteld
r=5%  percentage
r=0,05  perunage
Voorbeeld: €15.000 spaargeld met 3,5% rente per jaar.
Enkelvoudige interest (1 jaar)  0,035 x 15.000 = €525 wordt aan rente behaald
Samengestelde interest (10 jaar)  15.000 x (1+0,035)10 = €21.158,98 saldo na 10 jaar

Nominale en reële rente
Nominale rente: de rente die met de geldgever overeen is gekomen (in euro’s of
percentages).
Reële rente: de nominale rente gecorrigeerd voor de verandering in het gemiddeld prijspeil.
index nominale rente
Index reële rente = x 100
index gemiddeld prijspeil
Voorbeeld: De nominale rente is 4% en het gemiddeld prijspeil stijgt met 2%.
104
x 100 = 101,96
102

The benefits of buying summaries with Stuvia:

Guaranteed quality through customer reviews

Guaranteed quality through customer reviews

Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.

Quick and easy check-out

Quick and easy check-out

You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.

Focus on what matters

Focus on what matters

Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!

Frequently asked questions

What do I get when I buy this document?

You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.

Satisfaction guarantee: how does it work?

Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.

Who am I buying these notes from?

Stuvia is a marketplace, so you are not buying this document from us, but from seller nathaliederoos. Stuvia facilitates payment to the seller.

Will I be stuck with a subscription?

No, you only buy these notes for $4.98. You're not tied to anything after your purchase.

Can Stuvia be trusted?

4.6 stars on Google & Trustpilot (+1000 reviews)

62890 documents were sold in the last 30 days

Founded in 2010, the go-to place to buy study notes for 14 years now

Start selling
$4.98
  • (0)
  Add to cart