Wise exam questions and answers already passed

Wise exam questions and answers already passed a good reason to have a credit card is that it allows the person to not have to carry large amounts of cash uses his bank ATM card at his local grocery store's ATM that charges a 3.00 fee for each transaction. he uses this ATM machine sometimes a month. This practice should be no because the person is spending money unnecessarily and increasing the chance of identity theft companies are likely to place drivers in the "assigned risk pool" if they over age 65 have several recent accidents rosario hill's loan payment will be received by the bank on june therefore the correct payment is 342.56 which dollar amount shown on the statement will definitley .... rosario hill makes her monthly payment? late charges based on this statement, how much interest has Rosario loan this year? 932.27 This girl saw an error when reviewing her credit report. What should she do? send the error to her creditors identity theft a person should not provide his social security number over the phone unless the call to the organization where he has an account how can a person improve their credit score pay the amount he owes on his credit cards uses a debit card to make a purchase, the amount of the purchase is from the person's bank account balance at the time of the sale been contributing regularly to her company's 401k plan . she decides to leave the company. it would be financially advisable. the money from the 401k plan and use it as an emergency fund applying for a 20 year old bank mortgage in order to purchase a house. When will this person become the sole owner of the home. the mortgage payments have been made individuals and corporations contribute so generously to charitable organizations? charitable organizations raise credit scores for owning rather then renting a home is that owning a home usually tax deductions and builds financial equity shares of stock at 10$ a share for a total of 400$. she sells the 40 shares at 20$ a share for a total of $800. of 400$ a bank savings account is that it to earn interest while establishing a personal finance history certificate of deposit with a guaranteed rate of interest and a maturity date cost take a summer vacation rather than work over the summer. the money lost by not working is called: financial planner to achieve financial goals to deposit a check a signature is required in the back of a check to pay his monthly telephone bill automatically from his checking account what should this person do this month? money in his checking account to pay the bill the purpose of buying insurance is to financial protection in case of a loss of having pay directly deposited in an employees checking account is that the ....taxes are lower ...cannnot be lost or stolen to cosign a lown for tasha the lender will most likely ramon's creditworthiness for the loan of earning income is 100$ from babysitting houston needs a loan he should first from a well known insurance broker of investments important? the investors risk over several types of investments "paying yourself first" for a person with a part time job is 25$ each week from earnings following information, what are the person's total LIABILITIES mortgage owed, student loan, credit card debt, employees must have money deducted from their paychecks for ....income tax buying insurance for a cell phone is to replace the cell phone if it is lost and stolen can reduce the cost of homeowners insurance by ....an anti theft security system in the house to money management indicates an understanding of the time value of money money in a safe deposit box receives a 200$ gift card it is important for the person to see the condition of the card or packaging to know about the rules for use ...purchasing stock, a person should be aware that their is no guarantee that the price of the stock will go up is inflation, a person can definitely expect rate of unemployment take risk so that their money increased potential for growth Term Life Insurance Policy cash to the insured person when the policy ends Purpose of the Securities Exchange Commission? determine the end of day price of stocks buy collectables such as antiques expecting to have the value of the antiques increase a student is planning to take a student loan from the government payments on most of these loans plan to start blank month the month after the loan is approved a feature of having a fixed interest rate mortgage premiums for homeowners insurance remain the same for the life of the mortgage ..... who wants deposits to be federal deposit insurance corporation insured, should deposit money in a savings account at a credit union which of the following is most liquid savings account at a local bank A form of payment that is guaranteed to be as good as cash is a. personal check