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NY Independent General Adjuster Exam - Series 17-70 (2025) Questions and Answers Latest (2025 / 2026) (Verified Answers) $12.49
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NY Independent General Adjuster Exam - Series 17-70 (2025) Questions and Answers Latest (2025 / 2026) (Verified Answers)

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NY Independent General Adjuster Exam - Series 17-70 (2025) Questions and Answers Latest (2025 / 2026) (Verified Answers)

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Document information

  • September 8, 2023
  • 40
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers

Subjects

  • series
  • 17 70
  • ny independent general adjuster exam
  • ny independent general adjuster

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  • NY Independent
  • NY Independent

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NY Independent General Adjuster Exam - Series 17-70

1. Dram Shop Liability refers to:: Liquor Law Liability.

2. The insured has suffered a covered loss under his DP-3 dwelling form. He

fails to protect the property from further loss. The additional loss that

occurs as a result of his inactions may be denied because of what clause in

the policy?: Neglect.

3. To be eligible for the New York assigned risk auto plan a person must::

Hold a valid driver's license.

4. Any insurance adjuster whose license has been revoked for cause will

not be entitled to apply for any other insurance license in New York until at

least:: One Year.

5. A typical benefit design for a long term care policy does not include a::

Con- ditionally or optionally renewability feature.

6. In New York the workers compensation program is administered by the

Workers Compensation Board which establishes guidelines for the

program. Notice of injury or death to a worker is required to be submitted to

the employer within what period of time?: 30 Days.

7. A common carrier is not held liable for the loss of a shipper's goods

when the loss results from:: An Act of God.


,8. If one is found guilty of federal insurance fraud, who can permit the

guilty individual to return to the insurance business?: Only an insurance

regulatory official.

9. When is a passenger first covered under an aircraft policy?: When

Entering the Aircraft.

10.If an insured takes precautionary measures to protect property from

flood damage such as creating a retaining wall of sand bags, how much

coverage if any, will be provided by a flood policy?: $1,000 if the flood is

imminent and the property is in danger of flooding.

11.Which Commercial Forms would cover sinkhole collapse?: Basic,

Broad, and Special.

12. is a movement allowed by certain joints of the skeleton that

de- creases the angle between two adjoining bones.: Flexion

13.The listing of the perils covered is found in which part of a

homeowner policy?: Insuring Agreement.

14.If a dog owned by a customer is injured in the parking lot of a store, is

that considered bodily injury under liability coverage?: No. The dog is

property and would be consider property damage.

15. The Superintendent of Insurance may approve the employment,


,appoint- ment or participation of any person whose license has been

revoked. Karen Jones had her license revoked and filed an application for

relicensing and






, has waited over 120 days without a response from the Insurance

Department. What should or can she do?: Assume the relicensing is

approved.

16.Mr. Vickers was in a hurry to catch a plane. He parks his car in the

parking garage at the airport and leaves the keys in the ignition. When he

returns he finds that his car has been stolen. Later the car was discovered

with severe collision damage. The airport carries Garagekeeper's Legal

Liability coverage and Mr. Vickers carries Liability and Comprehensive

coverage on his auto. What coverage would apply?: Mr. Vickers

comprehensive coverage.

17.An automobile is polluting the environment. What engine component

could be the primary cause?: Catalytic Converter Malfunction.

18.Under the dwelling policy, DP2 or D3, what is the maximum amount

of Coverage A that would be paid for additional living expenses?: 20%

19.Workers compensation policies also include employer's liability

coverage. If any employer fails to maintain the equipment and an employee

is injured, would it be covered under this coverage?: Yes.

20.Fidelity bonds are typically written to be effective for a:: Continuous

term without an expiration date.

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