NSA Notary Signing Agent Questions and Answers(A+ Solution guide)

A Notary Signing Agent has been providing signing services with no incidents for over 10 years without having undergone a background screening. Therefore he or she: - Must still obtain and pass a background screening A Notary Signing Agent with nearly 10 years experience has reviewed and is completely familiar with all the documents in a loan package. When meeting with the borrower, the Notary Signing Agent may now: - Present and state the general purpose of each document and how it must be signed Why should a Notary Signing Agent learn about all the closing documents in a loan package if they are not allowed to provide advice or counsel? - To demonstrate to the contracting companies that the Notary signing Agent is competent to oversee a signing appointment A Notary Signing Agent consistently follows the practice of obtaining borrowers' thumbprints in his or her journal, but is commissioned in a state that does not require journal thumbprints. A borrower has complied with all other notarization requirements, but objects to leaving her thumbprint in the journal. What should the Notary Signing Agent do? - Preform the notary The Notarial Evidence Form is completed by - The Notary Signing Agent and returned to the contracting company Notarial certificates on loan documents - Must be completed in the presence of the borrower During a signing appointment, a borrower asks the Notary Signing Agent if his loan rate is competitive. How should the NSA respond? - explain the to the borrower that a Notary Signing Agent is not permitted to discuss loan rates A Notary Signing Agent regularly records all notarial acts performed at a closing in a journal. This is considered: - A practice required by the Code of ConductA borrower expresses a reluctance to continue signing documents. The Notary Signing Agent may: - Recommend that the borrower contact the lender's representative immediately before signing any more documents