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215 test questions with complete solution
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215 test questions with complete solution
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215test
questions
with
complete
solution
pay
special
deductible
on
his
major
medical
policy
-
answerinsured
has
a
basic
expense
and
major
medical
policy.
He
is
injured
in
an
accident,
which
require
several
major
surgeries.
This
quickly
exhaust
his
basic
expense
policy.
What
must
he
before
his
major
medical
starts?
Hospital
Indemnity
policy
-
answerpays
a
benefit
for
each
day
the
insured
is
in
a
hospital
purpose
of
HMO
-
answerearly
detection
through
regular
check-ups
24
months
-
answerthis
provision
allows
the
insurance
company
to
limit
the
insurance
benefits
to
his
or
her
average
income
over
the
last
how
many
months?
applicant
-
answerWho
must
initial
the
changes
on
a
policy?
Insuring
clause
-
answercompany
promise
to
pay
paid-up
addition
option
-
answerallows
the
insured
to
purchase
a
smaller
amount
of
insurance
the
same
type
of
insurance
policy
90
days
-
answerproof
of
loss,
under
a
health
policy,
must
be
submitted
within
how
many
days?
Insuring
clause
-
answerthe
section
of
a
health
policy
that
states
the
causes
of
eligible
loss
under
which
an
insured
is
assumed
to
be
disabled
insurers
executive
officer
-
answerwho
has
the
authority
to
make
changes
to
an
insurance
policy
option
B
-
answerunder
this
option
the
death
benefit
includes
the
annual
increase
in
cash
value
so
the
death
benefit
gradually
increases
each
year
by
the
amount
that
the
cash
value
increases
Elimination
period
-
answerwaiting
to
receive
benefits
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