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Portfolio minor ASP
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Dit is het portfolio voor de minor Armoede, Schuldhulpverlening en Participatie.
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PortfolioMinor armoede, schuldhulpverlening en parti cipati e
Naam: Romy Wienk
Datum: 17-11-2023
Studentnummer: 439491
Opleiding: Social Work deeltijd
Onderwijsinstelling: Saxion Enschede
Minor: Armoede, schuldhulpverlening en participatie
,Voorwoord
Dit beroepsproduct is geschreven voor de minor armoede, schuldhulpverlening en
participatie aan het Saxion in Enschede. Ik volg profiel zorg. Ik werk bij Aveleijn op de
Zwaluwborgh in Borne. Dit is een 24-uurs woonvoorziening voor mensen met een
verstandelijke beperking. Zelf werk ik op de eerste verdieping waar mensen met een lichte
verstandelijke beperking wonen en ook andere bijkomende problematieken zoals agressie,
dementie en autisme, wonen.
Dit beroepsproduct is gebaseerd op een fictieve cliënt met schulden.
Ik wens de beoordelaar van mijn beroepsproduct veel leesplezier toe.
Romy Wienk (439491)
Hengelo, 17 november 2023
2
,Inhoudsopgave
Hoofdstuk 1 Casusbeschrijving............................................................................................................... 5
1.1 Casus Jan........................................................................................................................................................5
1.2 Behoeftegebieden..........................................................................................................................................5
1.3 Inkomsten, uitgaven en schulden...................................................................................................................7
Hoofdstuk 2 Intakegesprek..................................................................................................................... 8
2.1 Indeling van het gesprek................................................................................................................................8
2.2 Verantwoording..............................................................................................................................................9
Hoofdstuk 3 Vervolggesprek................................................................................................................. 12
3.1 Indeling van het gesprek..............................................................................................................................12
3.2 Verantwoording............................................................................................................................................13
Hoofdstuk 4 Budgetplan....................................................................................................................... 16
4.1 Gegevens huishouding en woning................................................................................................................16
4.2 Inkomsten.....................................................................................................................................................16
4.3 Uitgaven.......................................................................................................................................................16
4.4 Schulden.......................................................................................................................................................17
4.5 Inspraak cliënt budgetplan...........................................................................................................................18
Hoofdstuk 5 Integraal plan van aanpak................................................................................................ 19
5.1 De cliënt........................................................................................................................................................19
5.2 Het probleem van de cliënt..........................................................................................................................19
5.3 Oorzaken van het probleem volgens de cliënt.............................................................................................19
5.4 Oplossingen volgens de cliënt......................................................................................................................19
5.5 Verwachtingen van de organisatie volgens de cliënt...................................................................................20
5.6 Bereidheid en medewerking van crediteuren..............................................................................................20
5.7 Betrekken van de cliënt bij het schuldhulpverleningsplan...........................................................................20
5.8 Keuze en argumentatie................................................................................................................................21
5.9 Het schuldhulpverleningsplan......................................................................................................................21
Hoofdstuk 6 Berekening betalingsvoorstel VTLB-calculator.................................................................23
6.1 Afloscapaciteit..............................................................................................................................................23
6.2 Wat krijgen de schuldeisers?........................................................................................................................23
6.3 Betalingsvoorstel..........................................................................................................................................24
Hoofdstuk 7 Betalingsvoorstel inclusief brieven....................................................................................25
Hoofdstuk 8 Onderhandelingsgesprek.................................................................................................. 27
8.1 Voorbereiding gesprek.................................................................................................................................27
8.2 Indeling van het gesprek..............................................................................................................................27
8.2 Verantwoording............................................................................................................................................28
3
, Hoofdstuk 9 Adviesgesprek.................................................................................................................. 30
9.1 Indeling van het gesprek..............................................................................................................................30
9.2 Verantwoording............................................................................................................................................30
Hoofdstuk 10 Evaluatie......................................................................................................................... 32
10.1 De casus......................................................................................................................................................32
10.2 Knelpunten.................................................................................................................................................32
10.3 Leerdoelen..................................................................................................................................................32
10.4 SWOT-analyse.............................................................................................................................................33
Literatuurlijst......................................................................................................................................... 34
Bijlage 1 Budgetplan............................................................................................................................. 35
Bijlage 2 VBLT Berekening................................................................................................................... 36
Bijlage 3 Inventarisatie schulden.......................................................................................................... 39
Bijlage 4 Brieven met betalingsvoorstel aan schuldeiser......................................................................40
Bijlage 5 Feedback medestudent.......................................................................................................... 46
Bijlage 6 Feedback medestudent.......................................................................................................... 56
Bijlage 7 Zelfredzaamheidsmatrix......................................................................................................... 65
4
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