Mrs. Roberts has Original Medicare and would like to enroll in a Private Fee-for-Service (PFFS)
plan. All types of PFFS plans are available in her area. Which options could Mrs. Roberts
consider before selecting a PFFS plan?
Choose one answer.
n Drug (MA-PD) PFFS plan that combin benefits and Part D prescription drug coverage, a PFFS plan offering only m benefits, or a PFFS p
b. A stand-alone prescription drug plan in combination with a PFFS plan or a
Medigap Supplemental Insurance plan.
c. A PFFS plan offering only medical benefits or a PFFS Medigap Suppleme
Insurance plan.
d. A Medicare Advantage Prescription Drug (MA-PD) PFFS plan that combin
benefits and Part D prescription drug coverage, a PFFS plan offering only m
benefits, or PFFS Medigap Supplemental Insurance plan.
1
, Question2
Marks: 1
Mr. Wong is a single individual. He has had a successful business career and is now able to
retire with a comfortable income. Mr. Wong's taxable income is in excess of $100,000. Mr. Wong
has health coverage through his employer but will sign-up Medicare Part A, Part B and Part D
when he leaves the workforce. How would you advise him as he budgets for Medicare
premiums?
Choose one answer.
a. Due to his participation in the workforce he will not have to pay premiu A and he will pay the lowest monthly premium rates for P
b. Due to his participation in the workforce he will not have to pay premiu
A and will pay reduced premiums for Part B and Part D.
c. Due to the provisions of MACRA, his Part B and D coverage will be co
covered through a low-cost Medigap policy to supplement his Part A cove
d. Due to his participation in the workforce he will not have to pay premiu
A but he will pay higher premiums for Part B and Part D due to the amou
income.
Question3
Marks: 1
Daniel is a middle-income Medicare beneficiary. He has chronic bronchitis, putting him at
severe risk for pneumonia. Otherwise, he has no problems functioning. Which type of SNP is
likely to be most appropriate for him?
2
, Choose one answer.
a. D-SNP
b. C-SNP
c. FIDE-SNP
d. I-SNP
Question4
Marks: 1
You are doing a sales presentation for Ms. Duarte and her son. Ms. Duarte has some cognitive
impairment and her son informs you that he has power of attorney to make financial decisions
for her. Can he execute the enrollment for her?
Choose one answer.
a. No, he cannot execute the enrollment for her. Only Ms. Duarte can sign t regardless of her mental capacities.
b. Yes, he can execute the enrollment for her. He can do so because he is a
immediate family member. No power of attorney is necessary.
c. Yes, he can execute the enrollment for her. A financial power of attorney i
d. No, he cannot execute the enrollment for her. He must have a legal autho under state law that explicitly allows him to make health
Question5
Marks: 1
Mr. Jacob understands that there is a standard Medicare Part D prescription drug benefit, but
when he looks at information on various plans available in his area, he sees a wide range in
what they charge for deductibles, premiums, and cost sharing. How can you explain this to
him?
Choose one answer.
The Part D stan dard model’s importance is that it is the only type of plan low-income beneficiaries can enroll and still receive any extra
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, er she should look at her Part D options during the annual Medicare enrollment
period because features of Part D might have changed. Mrs. Geisler can't
Q remember what Part D is so she called you to ask what her neighbor was talking
u about. What could you tell her?
e
s
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i D coversa.prescription
Part drugs and she should look at her premium and cost-sharing among other factors to see if they hav
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6 b. Part D covers long-term care services and she shouldn’t worry becau
M been no change in coverage.
a c. Part D covers hospital and home health services and the cost sharing
r changed this year.
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d. Part D covers physician and non-physician practitioner services and t
s
: deductible has not changed this year, but the physician charges may go
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