Summary Words to know and subject matter Legal English II
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Course
Juridisch Engels II
Institution
Hogeschool Gent (HoGent)
All the words and theoretical material you need for the Legal English II exam in the third year of legal practice taught by lecturer L. Martin. The words are familiar in English, hence the English explanation and no translation.
Unit 2A
Eligible Describes someone or something that
meets the criteria or requirements for a
par9cular condi9on or privilege.
Balance Refers to the remaining amount of money in
your account.
Bank statement Refers to a document provided by a bank to
an account holder. It includes details such as
deposits, withdrawals, cleared checks, and
any fees or charges applied to the account.
Charges Represents the costs or fees associated with
a service or transac9on.
Fee Refers to a payment required for a
par9cular service or privilege.
Transfer means to move funds from one account,
person, or financial ins9tu9on to another.
Withdraw Refers to the ac9on of taking money out of
an account.
Current account Type of bank account that is designed for
regular and frequent transac9ons.
Bill Represents a statement of charges or fees
owed for goods or services.
Deposit Involves puIng money into an account.
Issue Can refer to a point in dispute or a
challenge, but in a financial context.
OverdraL Occurs when withdrawals exceed the
available balance in an account, leading to a
nega9ve balance.
An applicant A person who wants to ask for something
like a job or a bank account
An ATM machine The machines that give money to bank
customers (automa9c telling machines). In
the UK an ATM is called a cashpoint.
An automated payment A payment that your bank will make every
week or every month without needing your
permission to do it each 9me.
StraighSorward Simple and easy to understand
Subject to status Depending on your age or how much
money you have, for example
Chip and pin The system of security for using cards which
contain a microchip. You have to put your
card into a machine and then enter your PIN
(personal iden9fica9on number).
To validate something To make something legally acceptable
Credit An amount of money paid into a bank
account
Debit An amount of money that goes out of bank
,Income A word for all the money you receive. It
could be every month or every year.
Outgoings A word for all the money you spend. It could
be every month or every year.
To lend A verb which means that you give
something to someone else for a period of
9me. They must give it back to you.
To borrow A verb which means that you take
something from someone else for a period
of 9me. You must give it back to them.
To owe To have to pay some money to someone
else.
Debt A general word for money which you owe to
someone else.
In the red We say this when you spend more money
from your account than you have in it.
In the black If your bank account has some money.
Account number It is a personal number that iden9fies your
bank account. No one else has the same
number.
Branch of a bank It is a local office or bureau of your bank.
Foreign currency Each country has its own. It is the money in
coins and notes that people use in that
country.
Debit card It is a card that allows you to withdraw cash
from your current account or pay for goods
or services electronically by taking money
out of your current account.
OverdraL It’s the amount of money that you owe to
the bank because you withdraw more from
your current account than you have in it.
Loan It is an amount of money that you borrow
from the bank for an agreed period of 9me.
Print off your balance It means to look how much money you have
in your bank account and receive a piece of
paper showing that amount. You can do this
at the bank’s ATM machines.
Make bank transfers It means to move money electronically from
one bank account into another bank
account.
Interest It is the amount of money that a bank
charges you for loan or overdraL. We also
pay this to you on any money you save at
our bank.
PIN number It’s your personal iden9fica9on number.
This allows you to use your debit card. You
must never tell anyone else this number.
, Account manager
Business account An account for customers who has a
business.
Saving account An account to save money for the future of
for children.
Interest rates
Credit card A credit card allows people to buy things
and pay for them later.
Credit history
Defaulted on loans It means that you don’t pay the money back
and the bank might have to go the court to
try to get its money.
Iden9ty theL If someone has your address and your
credit card or debit card details they can use
your money to buy things or even to take
money out of your account.
Receipts The piece of paper that proves that you
have paid for something with your card.
Borrower Someone who borrow something from
someone
Lender Someone who lend something to someone
Security Safety
Refers to measures taken to ensure
protec9on
Property Possession
Describes belongings or assets that
someone owns or has legal rights to.
Marital status Civil status
Indicates whether a person is single,
married, divorced, or widowed.
Sum of money Amount of currency
Represents a specific quan9ty of money.
Paying by instalment Involves making payments in parts over a
specified period instead of paying the full
amount at once.
To process To perform a series of ac9ons or steps to
achieve a par9cular result, oLen related to
handling informa9on or materials.
To authorise To grant permission
Involves giving official approval or consent
to carry out a par9cular ac9on.
To disclose To reveal
Means to make informa9on known or to
unveil something that was previously
hidden.
To approve Signifies giving consent or agreement to a
proposal, request, or ac9on.
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