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Samenvatting Lesbrief 'Eenmanszaak 1' (M&O Havo) $3.80   Add to cart

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Samenvatting Lesbrief 'Eenmanszaak 1' (M&O Havo)

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Volledige samenvatting van de lesbrief 'Eenmanszaak 1'. Wegens deze samenvatting een 8,4 gehaald voor het schriftelijke examen. Duidelijke uitleg van de gehele lesstof.

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  • Yes
  • May 15, 2018
  • 5
  • 2016/2017
  • Summary
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SamenvatninEenmanszaakn n

H

Consumptiefkridiit:
(-nConsumptefnkredietn=nEennleninindienafieslotennwordnomnconsumptesnvanntenkunnenndoen.)
Ernzijnnviernvormennvannconsumptefnkrediet;
nPersoonlijkenlenini
Jenleentneenmaliineennbedrai,nwatnjenvervoliensnoverneennperiodenteruibetaalt.nAlsnkostennhebnjenden
rente.
nDoorlopendnkrediet n
Ernwordtndoorndenbankneennmaximaalnleenbaarnbedrainvastiesteld.nJenkuntnafossennennbijlenenn
wanneernjenwil,nmaarnernwordtnwelnrentenbetaaldnovernhetnieleendenbedrai.
nHuurkoopn&nKoopnopnafetalini n
-nHuurkoopn=nEennioednwordniekochtnennieleverd,nhiernanpasnwordninntermijnenn
betaald.nHetneiiendomnisntotnnandenlaatstenbetalininnietnvanndenkoper.nDaarnanwel.
-nKoopnopnafetalinin=nEennioednwordtniekochtnennieleverd,nhiernanpasnwordninn
termijnennbetaald.nDenkopernis,ndirectnbijndenleverininvannhetnioed,neiienaar.


Hypothecairenlenini n
(-nHypothecairenleninin=nEennlenininmetnonroerendnioednalsnonderpand.nAlsndenlenernhetnieleenden
bedrainnietnteruinkannbetalen,nmaindenbanknhetnonroerendnioednverkopen.)
Ernzijnn3nvormennvannHypotheekleninien n
nLineairenhypotheeklenini n Denafossiniennblijvennielijknmaarndenrentendaaltnomdatnhetnieleenden
bedraindaaltn(doorndenafossinien)n




nSpaarhypotheek nDenlenernspaartnomninnéénnkeernafntenkunnennlossen.nHijnbetaaltnechternwelnspaarn
premie,npremienvoorndenoverlijdensrisicoverzekerininennrente.




Annuïteitenlenini nHetnbetaalbedrainpernmaandnisndenhelenleenperiodenielijknalleenndaaltndenrenten
ennstjienndenafossinien.




Enkilvoudigi-finfSamingistildifintirist:
(-nEnkelvoudiieninterestn=nJenkrijitnrentenoverndenhoofdsomnvannjenspaarrekenini.


(-nSameniesteldeninterestn=nJenkrijitnrentenoverndenHoofdsomnvannjenspaarrekeninin+nRentenvannhetn
afielopennjaar

, Eindwaardifbirikinin:
Zondoenjendat;

K0n=nKapitaaln0 (nnBeiinnvanndenperiode)
Knn=nKapitaalnnieuw (nnEindenvanndenperiode)
nn=nHetnaantalnperioden

Denformulen= Knn=n K0nxn ,Percentaien^n


Vb.f
K0f=f1000
Knf=f? fKnf=f1000fxf1,06f^3
nf=f3fJaar
Rintipircintagif=f6%




Contantifwaardifbirikinin:
Zondoenjendat;n

EWn=nEindwaarde
Knn=nKapitaalnnieuw
nn=nAantalnperioden

Denformulen=n EWn=n nnnnnnnnnnKn
n nnnnnnnnnnnnnn
n n
nnn ,Rentepercentaien^nn

Vb.f
K0f=f?
Knf=f1000 fK0f=f f1000
nf=f3fJaar ffffffffffffff1,06^3
Rintipircintagif=f6%




Bigrippin:
-nBrutonlastenn=nAfossinin+nRente
-nNetonlastenn=nBrutolastenn-nBelastnivoordeel

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