Volledige samenvatting van de lesbrief 'Eenmanszaak 1'. Wegens deze samenvatting een 8,4 gehaald voor het schriftelijke examen. Duidelijke uitleg van de gehele lesstof.
Consumptiefkridiit:
(-nConsumptefnkredietn= nEennleninindienafieslotennwordnomnconsumptesnvanntenkunnenndoen.)
Ernzijnnviernvormennvannconsumptefnkrediet;
nPersoonlijkenlenini
Jenleentneenmaliineennbedrai,nwatnjenvervoliensnoverneennperiodenteruibetaalt.nAlsnkostennhebnjenden
rente.
nDoorlopendnkrediet n
Ernwordtndoorndenbankneennmaximaalnleenbaarnbedrainvastiesteld.nJenkuntnafossennennbijlenenn
wanneernjenwil,nmaarnernwordtnwelnrentenbetaaldnovernhetnieleendenbedrai.
nHuurkoopn&nKoopnopnafetalini n
-nHuurkoopn= nEennioednwordniekochtnennieleverd,nhiernanpasnwordninntermijnenn
betaald.nHetneiiendomnisntotnnandenlaatstenbetalininnietnvanndenkoper.nDaarnanwel.
-nKoopnopnafetalinin= nEennioednwordtniekochtnennieleverd,nhiernanpasnwordninn
termijnennbetaald.nDenkopernis,ndirectnbijndenleverininvannhetnioed,neiienaar.
Hypothecairenlenini n
(-nHypothecairenleninin= nEennlenininmetnonroerendnioednalsnonderpand.nAlsndenlenernhetnieleenden
bedrainnietnteruinkannbetalen,nmaindenbanknhetnonroerendnioednverkopen.)
Ernzijnn3nvormennvannHypotheekleninien n
nLineairenhypotheeklenini n Denafossiniennblijvennielijknmaarndenrentendaaltnomdatnhetnieleenden
bedraindaaltn(doorndenafossinien)n
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