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Exam (elaborations)

HUD Exam – Tenancy Exam Questions with Complete Solutions

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HUD Exam – Tenancy Exam Questions with Complete Solutions

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HUD Exam – Tenancy Exam Questions
with Complete Solutions
Jake has a session with a new client, Ruth, later that day. She has received
notice that her apartment complex, which offers her project-based housing
assistance, will be sold to a new management company in six months. The
new company will renovate the building and will no longer participate in the
project-based assistance program. To help Ruth find another affordable
rental option, Jake should take all of the following steps, except:
A. Provide Ruth with contact information for local housing authorities that
administer rental assistance programs.
B. Approve Ruth for a Housing Choice Voucher. C. Help Ruth understand
what may deter a landlord from approving her rental application.
D. Assist Ruth in distinguishing between her housing wants and needs - -B.
Approve Ruth for a Housing Choice Voucher.
-Housing counselors cannot approve clients for Housing Choice Vouchers;
however, they can refer clients to local housing agencies where they can
submit an application.

-Ahmed has received a note from his landlord explaining that he will be
evicted if he continues to break tenant regulations. The note did not specify
exactly what Ahmed was doing wrong. If Ahmed reviews his lease, he is
likely to find all of the following guidelines that he must abide by, except:
A. Guests may not stay at the housing unit more than 15 days without the
owner's written consent.
B. The resident is permitted to park only in the parking location 152.
C. The resident agrees to permit the landlord to enter the apartment
unannounced to show the unit to potential tenants.
D. The resident agrees to keep the premises and all items in order and good
condition. - -C. The resident agrees to permit the landlord to enter the
apartment unannounced to show the unit to potential tenants.

-Jake has a Skype appointment scheduled with his client, Tatiana, who is
upset about her landlord's behavior. All of the situations that Tatiana
describes would likely suggest that her landlord is in breach of contract,
except:
A. Fixing a broken stovetop seven months after she submitted a request for
repair.
B. Arriving on the site of the property for a random home inspection, without
prior warning.
C. Neglecting to pay the water bill, resulting in two weeks without water
service.

, D. Calling Tatiana in advance to advise her that he will come by to replace a
broken cabinet door. - -D. Calling Tatiana in advance to advise her that he
will come by to repair a broken cabinet door.

-Jamie has an actual cash value renters insurance policy with contents
coverage, loss of use coverage, and liability coverage. For which expense will
she likely be reimbursed?
A. The cost of rebuilding the living room, which was destroyed by fire.
B. The entire cost of purchasing a brand new bedroom set damaged by a
pipe burst and subsequent water damage.
C. Expenses associated with purchasing replacement materials for the
artwork she sells through an online vendor.
D. Expenses for legal fees when Jamie is sued by her daughter's classmate
who injured himself when he tripped over clutter at Jamie's apartment. - -D.
Expenses for legal fees when Jamie is sued by her daughter's classmate who
injured himself when he tripped over clutter at Jamie's apartment.

-Jake has clients in all of the following situations. Which client would Jake
likely recommend contact an emergency rent assistance program?
A. The client wants to quit working to return to college and will need help
paying for rent while in school.
B. The client cannot afford a rental in the area and needs a housing subsidy
to obtain a rental.
C. The client has been living with a roommate who suddenly moves and does
not leave his portion of the month's rent.
D. The client has been notified that her rent will increase by $200 per month
if she decides to remain in her apartment after her lease comes up for
renewal in four months. She cannot afford to pay an additional $200 a
month. - -C. The client has been living with a roommate who suddenly
moves and does not leave his portion of the month's rent.
-If the roommate did not leave his portion of the rent, the client may not
have enough money to pay the full amount of rent. If he does not pay in full,
he may be threatened by eviction. Emergency rent assistance programs are
likely to assist in this situation.

-A client with two cats received a cure or quit notice. Which following action
would a housing counselor likely recommend to someone in this situation?
A. Send an "answer" to the court explaining that the animal is not considered
a pet.
B. Find another home for the animal within the time frame outlined in the
notice.
C. Consult with a housing counselor to find housing in preparation for the
eviction.
D. Hide the cat at a friend's house for a few days or until things cool off with
the landlord. - -B. Find another home for the animal within the time frame
outlined in the notice.
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