State Farm Insurance Exam Guide and Answers

Personal Info Insurance - Answers-Miscellaneous vehicle coverage, covers motorcycles, motorhomes, and mopeds Extended Non-owned Coverage - Answers-Covers non-owned vehicles carrying people, property. Fee applies to named insured Non-owners Coverage - Answers-Personals liability, medical payments, and UM/UIM. Insurance people who have no car but who often borrow others people vehicles Personal Injury Protection - Answers-What does PIP stand for? PIP - Answers-Covers injury to insured no matter who's at fault Children of the insurance are covered while on a school bus Covers policy holders and passengers regardless of if they have health insurance PIP - Answers-Also known as No-Fault insurance Medical Payment - Answers-If PIP is primary, what is secondary? PIP - Answers-If medical payment is secondary what is primary? After PIP is exhausted - Answers-When is secondary (medical payment) paid out? Personal Auto Policy - Answers-What does PAP stand for? PAP - Answers-Covers individuals and residing family members People driving vehicle with owner's permission 4 wheel drive vehicles under 10k pounds Base policy - Answers-Excuse liability comes into affect after the _________ has been exhausted? Follow Form & Stand Alone - Answers-What are the 2 forms of excess liability?