State Farm Policy
What are Special Limits of Liability? - ANSThese limits do not increase the Coverage B limit.
The special limit for each of the following categories is the total limit for each loss for all property
in that category:
money, coins and medals, including any of
these that are a part of a collection, and bank notes; - ANS$200
property used or intended for use in a business, including merchandise held as samples or for
sale or for delivery after sale - ANS$1,000 - This coverage is limited to $250 on
such property away from the residence premises.
securities, checks, cashier's checks, traveler's
checks, money orders and other negotiable
instruments - ANS$1,000
watercraft of all types and outboard motors,
including their trailers, - ANS$1,000
trailers not used with watercraft; - ANS$1,000
stamps, trading cards and comic books,
including any of these that are a part of a collection; - ANS$2500
loss by theft of firearms - ANS$2500
Silverware & goldware - ANS$2500
electronic data processing system equipment
and the recording or storage media - ANS$5000
loss by theft of any rug, carpet (except
wall-to-wall carpet), tapestry, wall-hanging or other
similar article. - ANS$5000 on any one item ; $10,000 in aggregate
Credit Card, Bank Fund Transfer Card, Forgery and
Counterfeit Money. - ANSWe will pay up to $1,000 for: the legal obligation of an insured to pay
because of the theft or unauthorized use - loss to an insured caused by forgery or alteration of
any check or negotiable instrument - loss to an insured through acceptance in good faith of
counterfeit United States or Canadian paper currency. No deductible applies to this coverage.
What are Special Limits of Liability? - ANSThese limits do not increase the Coverage B limit.
The special limit for each of the following categories is the total limit for each loss for all property
in that category:
money, coins and medals, including any of
these that are a part of a collection, and bank notes; - ANS$200
property used or intended for use in a business, including merchandise held as samples or for
sale or for delivery after sale - ANS$1,000 - This coverage is limited to $250 on
such property away from the residence premises.
securities, checks, cashier's checks, traveler's
checks, money orders and other negotiable
instruments - ANS$1,000
watercraft of all types and outboard motors,
including their trailers, - ANS$1,000
trailers not used with watercraft; - ANS$1,000
stamps, trading cards and comic books,
including any of these that are a part of a collection; - ANS$2500
loss by theft of firearms - ANS$2500
Silverware & goldware - ANS$2500
electronic data processing system equipment
and the recording or storage media - ANS$5000
loss by theft of any rug, carpet (except
wall-to-wall carpet), tapestry, wall-hanging or other
similar article. - ANS$5000 on any one item ; $10,000 in aggregate
Credit Card, Bank Fund Transfer Card, Forgery and
Counterfeit Money. - ANSWe will pay up to $1,000 for: the legal obligation of an insured to pay
because of the theft or unauthorized use - loss to an insured caused by forgery or alteration of
any check or negotiable instrument - loss to an insured through acceptance in good faith of
counterfeit United States or Canadian paper currency. No deductible applies to this coverage.
