FDCPA Study Guide Questions and Answers with Complete Solutions |Rated A+

FDCPA Study Guide Questions and Answers with Complete Solutions |Rated A+ In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - c) Postcard The FDCPA is a strict construction statute, which means there is no room for speculation or interpretation as to its terms. TRUE FALSE - TRUE When is the earliest a debt collector may contact a debtor? a) 7:00 AM in the debtor's time zone 6) 8:00 AM in the debtor's time zone c) 8:00 AM in the debt collector's time zone d) Anytime - a) 6) 8:00 AM in the debtor's time zone When is the latest a debt collect may contact a debtor? a) 5:00 PM in the debtor's time zone ) 9:00 PM in the debtor's time zone 9:00 PM in the debt collector's time zone d) Anytime - ) 9:00 PM in the debtor's time zone