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214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY NEWEST ACTUAL QUESTIONS AND VERIFIED SOLUTIONS|ALREADY GRADED A+ 100%TUTOR VERIFIED

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214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY NEWEST ACTUAL QUESTIONS AND VERIFIED SOLUTIONS|ALREADY GRADED A+ 100%TUTOR VERIFIED

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  • May 18, 2024
  • 12
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers

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  • 214 florida insurance life and variable annuity
  • 214 florida insurance life and variable
  • 214 florida insurance life and

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  • 214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY
  • 214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY

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214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY NEWEST 2024-2025
ACTUAL QUESTIONS AND VERIFIED SOLUTIONS|ALREADY GRADED A+
100%TUTOR VERIFIED




variable annuity - ANSWER-there is no guarantee of the dollar amount of the
payments, they fluctuate according to the value of an account vest primarly in
common stocks


join and survivor annuity - ANSWER-covers two or more lives and contiunes in
force so long as any one of them survives


period certain annuity - ANSWER-annuity imcome option that guarantees a
definite minimum peroid of payments


life annuity - ANSWER-payable during the continued life of the annuitant. No
provision is made for the guaranteed return of the unused portion of the
premium


installment refund annuity - ANSWER-annuity income option that provies for
the funds remaing at the annuiants death to be paid to the beneficiary in the
form of continued annity payments


immediate annuity - ANSWER-only be purchased with single payment. provides
payment of annuity benefit at one payment interval from date of purchase

, equity indexed annuities (EIA) - ANSWER-fixed annuity that offers the potential
for higher credited rates of return that their traditional counterparts but also
guarantee the owners principal


deferred annuity - ANSWER-provides postponment of the commencemnt of an
annity until after a specified peroid or until the annuiant attains a certain age.


annuiant - ANSWER-one to who an annuity is payable, or a person upon the
contiuance of whoes life further payment depends


accumulation period of an annuity - ANSWER-the time during which funds are
being paid into the annuity


payout (annuity period) - ANSWER-the point at which the annuity ceases to be
an accumulation vehicle and beings to generate benefit payments on a regular
basis.


funding method of annuity - ANSWER-single lump-sum payment or periodic
payment over time


principal sum - ANSWER-beginning sum of money


single-premium deferred annuities - ANSWER-annuities funded with single
premiums


assigment provision - ANSWER-sets forth the procedure necessary for
ownership transfer
*transfer is known as assignment
*new owner is the assignee

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