Exam (elaborations)
CRPC Chapter 5.
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Exam of 2 pages for the course CRPC Sample Tests at CRPC Sample Tests (CRPC Chapter 5.)
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CRPC Chapter 5Identify reforms that are being considered or have been considered to address the
Social Security shortfall. - ANS-Many reforms are now being considered to address the
projected 23% Social Security shortfall. These include cutting benefit payments, raising
Social Security payroll taxes, further increasing full retirement age, changing how
excess funds are invested, privatizing Social Security, and providing direct government
subsidies to the program.
Living Wills - ANS-Apply only when the maker has a terminal illness and death is
imminent.
Medicare Part A - ANS-helps pay for care in a skilled nursing facility. Medicare Part A is
free for most recipients (who have worked in covered employment for at least 40
quarters).
Inpatient hospital care includes costs for semiprivate rooms, meals, operating and
recovery rooms, and prescription drugs.
Medicare Part B - ANS-Doctor bills and outpatient hospital care
Healthcare insurance deductibles - ANS-apply per year not incident
Custodial care helps individuals perform activities of daily living (ADLs). - ANS-Driving is
not an ADL. Dressing, bathing, eating, toileting, continence, transferring, and feeding
oneself are considered ADLs
Medicare part D - ANS-People pay a monthly means-tested premium that varies based
on the particular plan. These plans are available through private companies under
contract with Medicare. Medicare Part D is often included in Medicare Advantage plans
and not purchased in addition to them. The donut hole only gives credit for actual
out-of-pocket expenses for generic drugs. Name brand drugs, however, credit the
individual for both the out-of-pocket expenses and also a manufacturer discount. This
lowers the actual amount paid by the individual when the "out-of-pocket maximum" is
reached.
Medicare benefits - ANS-are available even if a client continues to work after age 65
A springing durable power of attorney - ANS-the most effective tool for incapacity
planning while limiting the potential for elder abuse
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