Exam (elaborations)
Test questions CRPC Module 5
- Course
- Institution
Test questions CRPC Module 5
[Show more]
Seller
Follow
denicetho
Content preview
Test questions CRPC Module 5What is a typical way to plan for the management of property if a client becomes
incapacitated - ANS-Nominate a conservator for the property
Create a durable power of attorney
Create a trust
True facts about living wills - ANS-They must be signed
They must be witnessed by people who are not heirs
They allow the maker to dictate what life sustaining measures may be taken
Which one of the following is true regarding Medicare Part A? - ANS-Medicare Part A
helps pay for care in a skilled nursing facility. Medicare Part A is free for most recipients
(who have worked in covered employment for at least 40 quarters). Doctor bills and
outpatient hospital care are covered by Medicare Part B.
Inpatient hospital care under Medicare part A includes - ANS-Meals, operating in
recovery rooms, inpatient prescription drugs, semi private rooms
What does Medicare part B cover - ANS-Physician services, home healthcare,
preventative care
What does Medicare part B not cover - ANS-Eyeglasses, cosmetic surgery, most
prescription drugs, and other types of expenses. Note that preventative care is covered
under part B
What is an acceptable strategy for filling gaps between actual cost and Medicare
coverage - ANS-Purchasing Medigap policies from private vendors
Maintaining coverage through an employer provided health
For low income seniors qualifying for Medicaid
What are some health plan options under Medicare advantage plans - ANS-Health
maintenance organization's, preferred provider organization's, private fee for service
plans
Conservatorship - ANS-The required court hearing is a matter of public record
The court may require the posting of a performance bond
A conservatorship is given responsibility for managing the affairs of an individual who
can no longer make his or her own decisions
, A conservator is named or granted authority by the court
Provisions of the affordable care act include - ANS-The establishment of
www.healthcare.gov
Children can remain on their parents health insurance until age 26
Certain preventative care services must now be provided with no cost sharing on the
consumers part
HSA and FSA's are not allowed to be used for over the counter medications not
prescribed by a doctor
Deductibles of health insurance - ANS-The amount that the insured must pay before the
plan pays anything
The deductible for catastrophic and bronze plans will be larger than for gold or platinum
Deductibles do not apply to many forms of preventative care
A living will - ANS-Applies only to life-sustaining measures where as an advanced
medical directive or medical proxy does not require a terminal illness and typically
covers all healthcare situations where the principle is on able to give informed consent
A power of attorney for incapacity - ANS-They may not be recognized by some financial
institutions
Custodial care helps individuals perform activities of daily living including -
ANS-Dressing, bathing, transferring, eating, toileting, continents, and feeding oneself
Most long-term care policies cover services related to - ANS-Cognitive impairment
Tax deductibility of qualified long term care - ANS-Individuals and couples filing jointly
can deduct medical expenses that exceed 10% of AGI
Self-employed individuals can deduct QLTCI premiums as a business expense
Partners can deduct QLTCI premiums as a business expense
Deductibility of QLTCI premiums does not expire after the current year
What is true regarding Medicare coverage of the long-term care expenses -
ANS-Medicare will not pay unless a doctor has certified the need for skilled, nursing
care. A hospital stay is required prior to rehabilitative care and will only pay for 20 days
with no coinsurance and then up to another 80 days with coinsurance. Must be at
Medicare approved facility
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller denicetho. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $9.32. You're not tied to anything after your purchase.
Can Stuvia be trusted?
4.6 stars on Google & Trustpilot (+1000 reviews)
79373 documents were sold in the last 30 days
Founded in 2010, the go-to place to buy study notes for 14 years now