Commercial Casualty II – CISR | 2024
Questions & Answers | 100% Correct |
Verified
In BAP what does liability section provide protection from claims for? - Bodily Injury and Property
Damage for which insured is legally responsible for.
In BAP physical damage section what type of protection? ...
Commercial Casualty II – CISR | 2024
Questions & Answers | 100% Correct |
Verified
In BAP what does liability section provide protection from claims for? - ✔✔Bodily Injury and Property
Damage for which insured is legally responsible for.
In BAP physical damage section what type of protection? - ✔✔provides coverage for damage to or loss
of an insured's covered auto.
What other BAP coverages can be added by endorsement? - ✔✔
What are BAP liability auto exposures that can arise out of insured maintenance or use of several types
autos? - ✔✔Autos name insured owns
,Autos Name insured does not own, but uses in business
Autos name insured hires or borrows
List some common claims that arises out of physical damage? - ✔✔Collision
windshield breakage
theft
fire
vandalism
Define "Accident" in BAP - ✔✔Does not have to be sudden. A Continuous or repeated exposure to the
same conditions that result in BI or PD
Define "Auto" in BAP - ✔✔a land motor vehicle, trailer or semi trailer designed to travel on public roads
subject to financial responsibility law or other MV law where it is licensed or principally garaged
Recap CGL "insured contracts" - ✔✔Lease of premises
Sidetrack agreement
easement or license agreement
obligation as required by ordinance
assumed tort liability
*BAP elevator maintenance is not applicable!
BAP uses LEAS plus what other "insured contract?" - ✔✔Rental Lease agreement - made by name
insured or any of it's employees.
does not cover property damage to auto rented or leased by name insured or one of the employees
Recap descriptive phrases for GL mobile equipment? - ✔✔"designed for use off public roads"
"used primarily to service premises you own or rent"
"moves on crawler treads"
, "self propelled or not
self propelled"
"provides mobility to permanently mounted specific equipment"
"not otherwise described ... maintained for purposes other than transport of persons or cargo"
What 6 types mobile equipment for BAP? - ✔✔1.
Bulldozers, farm machinery, forklifts and
other vehicles designed for use principally off public roads.
2.
Vehicles maintained for use solely on or next to premises you own or rent. (The key words are
"maintained for use solely on premises you own or rent".)
3.
Vehicles that travel on crawler treads.
4.
Vehicles, whether self
-
propelled or not, maintained to provide mobility to permanently mounted
specific equipment. (This wording includes trailers.)
5.
Other vehicles that are not self
-
propelled and are maintained primarily to provide mobility to
specific pe
rmanently attached equipment.
6.
Vehicles not otherwise described maintained primarily for purposes other than the transportation
of persons or cargo.
Describe what coverage triggers for Symbol 1 - ✔✔liability for any auto
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