COLORADO ACCIDENT AND HEALTH GENERAL STATE EXAM SIMULATOR|QUESTIONS|ANSWERS
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COLORADO ACCIDENT AND HEALTH GENERAL STATE
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COLORADO ACCIDENT AND HEALTH GENERAL STATE
COLORADO ACCIDENT AND HEALTH GENERAL STATE EXAM SIMULATOR|QUESTIONS|ANSWERS
COLORADO ACCIDENT AND HEALTH GENERAL STATE EXAM SIMULATOR|QUESTIONS|ANSWERS
Which of the following statements about Health Reimbursement Arrangements (HRA) is correct? - Accurate AnswerIf the employee paid for qual...
COLORADO ACCIDENT AND HEALTH
GENERAL STATE EXAM SIMULATOR|
QUESTIONS|ANSWERS
COLORADO ACCIDENT AND HEALTH GENERAL STATE EXAM SIMULATOR|QUESTIONS|ANSWERS
Which of the following statements about Health Reimbursement Arrangements (HRA) is correct? - Accurate Answer✅✅If the employee paid for qualified medical expenses, the reimbursements may be tax free.
Which parts of a health insurance policy are guaranteed to be true? - Accurate Answer ✅✅warranty
What is usually excluded from medical expense policies? - Accurate Answer ✅✅Intentionally self-
inflicted injuries
insurable interest only needs to exist at the time of application. - Accurate Answer ✅✅F
Blue Cross/Blue Shield - Accurate Answer ✅✅non-profit organizations reimbursement of benefits for the treatment of a beneficiary's injures caused by a third party? - Accurate
Answer✅✅subrogation is the right for an insurer to purse a third party the caused an insurance loss to the insured
accident policy will most likely pay a benefit for an - Accurate Answer ✅✅off-the-job-accident
deductibles are used in health policies to lower - Accurate Answer ✅✅coinsurance amount
must be renewed by the insurer and the premiums can only be increased if applied to the entire class of insureds - Accurate Answer ✅✅guaranteed renewable
dental care indemnity coverage - Accurate Answer ✅✅services are reimbursed after insurer receives the
invoice
agent authority - Accurate Answer ✅✅express, implied, and apparent
document NOT required to mention the Colorado fraud statute - Accurate Answer ✅✅certificates of authority
which of these arrangements allows one to bypass insurable interest laws? - Accurate Answer✅✅investor-originated life insurance sometimes called stranger originated life insurance is used to circumvent state insurable interest statutes.
all of the following are considered to be typical characteristics describing nature of an insurance contract
except - Accurate Answer ✅✅bilateral (unilateral, aleatory, and adhesion are all characteristics of insurance contract)
surgeon's fees are not - Accurate Answer ✅✅covered under hospitalization expense policy
after an insured gives notice of loss what must be done if the insurer does not furnish forms? - Accurate Answer✅✅file written proof of loss
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