AHIP PRACTICE REVIEWS WITH
CORRECT ANSWERS
Mrs. Chen will be 65 soon, has been a citizen for twelve years,
has been employed full time, and paid taxes during that entire
period. She is concerned that she will not qualify for coverage
under part A because she was not born in the United Sta...
Mrs. Chen will be 65 soon, has been a citizen for twelve years,
has been employed full time, and paid taxes during that entire
period. She is concerned that she will not qualify for coverage
under part A because she was not born in the United States.
What should you tell her?
Choose one answer.
a. Most individuals who are citizens and over age 65 are
covered under Part A by virtue of having paid Medicare taxes
while working, though some may be covered as a result of
paying monthly premiums.
b. Most individuals who are citizens and over age 65 and wish
to be covered under Part A must enroll in a Medicare Health
Plan.
c. Most individuals who are citizens and over age 65 and are
covered under Part A must pay a monthly premium for that
coverage.
d. All individuals who are citizens and over age 65 will be
covered under Part A. - CORRECT ANSWER-a. Most
individuals who are citizens and over age 65 are covered under
Part A by virtue of having paid Medicare taxes while working,
though some may be covered as a result of paying monthly
premiums.
, Mr. Bauer is 49 years old, but eighteen months ago he was
declared disabled by the Social Security Administration and has
been receiving disability payments. He is wondering whether he
can obtain coverage under Medicare. What should you tell
him? - CORRECT ANSWER-d. After receiving such disability
payments for 24 months, he will be automatically enrolled in
Medicare, regardless of age.
Mr. Denton is 52 years old and has recently been diagnosed
with end-stage renal disease (ESRD) and will soon begin
dialysis. He is wondering if he can obtain coverage under
Medicare. What should you tell him? - CORRECT ANSWER-a.
He may sign-up for Medicare at any time however coverage
usually begins on the fourth month after dialysis treatments
start. Correct
Ms. Henderson believes that she will qualify for Medicare
coverage when she turns 65, without paying any premiums,
because she has been working for 40 years and paying
Medicare taxes. What should you tell her? - CORRECT
ANSWER-a. In order to obtain Part B coverage, she must pay a
standard monthly premium, though it is higher for individuals
with higher incomes. Correct
Mr. Diaz continued working with his company and was insured
under his employer's group plan until he reached age 68. He
has heard that there is a premium penalty for those who did not
sign up for Part B when first eligible and wants to know how
much he will have to pay. What should you tell him? -
CORRECT ANSWER-b. Mr. Diaz will not pay any penalty
because he had continuous coverage under his employer's
plan. Correct
Mrs. Peňa is 66 years old, has coverage under an employer
plan and will retire next year. She heard she must enroll in Part
B at the beginning of the year to ensure no gap in coverage.
What can you tell her? - CORRECT ANSWER-d. She may
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