NWM Guaranteed Exam Health and Life Questions And Answers With Verified Solutions Graded A+
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Course
NWM Health and Life
Institution
NWM Health And Life
a core medicare supplent policy (plan A) will cover all of the following expenses except
the first 3 pints of blood
20% of part B coinsurance amounts for medicare-approved services
part A coinsurance
part A deductible - part A deductible
a disability income policy has a waiting period of 7 dau...
NWM Guaranteed Exam Health and Life
a core medicare supplent policy (plan A) will cover all of the following expenses except
the first 3 pints of blood
20% of part B coinsurance amounts for medicare-approved services
part A coinsurance
part A deductible - part A deductible
a disability income policy has a waiting period of 7 daus. if the insured is disabled for 15 days, how many
days of benefits will the policy pay? - 8 days
a loss resulting from which of the following would qualify for the accidental death rider coverage? -
an automobile accident
a new homebuyer wants to purchase a life insurance policy that wuld protect his family against losing
the home, should he die before the mortgage was paid. the most inexpensive type of policy that would
accomplish this neeed would be - decreasing term
a person receives his medicare supplement policy and is not satisfied with the provisions. He can return
the policy for a full premium refund if he does so within how many days? - 30
a retail shop owner is insured under a business overhead expense policy that pays a maximum monthly
benefit of $2,500. his actual monthy expense is 3000. if the owner becomes disabled, the monthly
beenfit payable under this polcuy will be - 2,500
a specified disease policy would cover which of the following - cancer
according to the fair credit reporting act, all of the following statements are true except
if an applicant is declined for aninurance policy, he or she has no right to know what was in the report
it protects consumers against the ciruclation of inaccurate information
, it ensures that consumer reporting agencies are fair in their treatment of consumers
investigative consumer reports can be used to obtain information on the applicant's character and
reputation - if an applicant is declined for an insurance policy, he or she has no right to know what
was in the report
according to the time limit on certain defenses provision, statements or misstatements made in the
application at the time of issue cannot be used to deny a claim after the policy has been in force for a
minimum of how many years - 2 year
all of the following are characteristics of group health insurance plans except
the benefits under a group plan are more extensive than those under individual plans
the parties that hold a group health insurance contract are the employees ad the employer
the cost of insuring an individual is less than what would be charged for comparable benefits under an
individual plan
employers may require the employees to contribute to the premium payments - the parties that
hold a group health insurance contract are the employees and the employer
all of the following are features of a health insurance plan purchased on the health insurance
marketplace except - dollar limits on essential benefits
all of the following are true about key-person insurance except
the business is the beneficiary
the death benefit is taxable to the business
the business is the applicant and owner
the employee must give written consent by signing the application - the death benefit is taxable to
the business
all of the following are true of multiple employer trust except
the trust are formed by insurers, agents, broker, or third party administrators, who are called sponsors
the sponsor develops the plan, sets the underwriting rules, and administers it
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