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Exam (elaborations)

Louisiana Insurance Exam

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  • Course
  • Louisiana Life And Health Insurance
  • Institution
  • Louisiana Life And Health Insurance

Louisiana Insurance Exam

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  • August 4, 2024
  • 10
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • Louisiana Life And Health Insurance
  • Louisiana Life And Health Insurance
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Prose1
Louisiana Insurance
Exam


Accelerated bBenefits b- b(CORRECT bANSWER)-riders battached bto blife binsurance bpolicies

b which ballow bdeath bbenefits bto bbe bused bto bcover bnursing band bconvalescent bhome

b expenses.



Accident b- b(CORRECT bANSWER)-an bunplanned, bunforeseen bevent bwhich boccurs bsuddenly

b and bat ban bunspecified bplace.



Accident bInsurance b- b(CORRECT bANSWER)-A btype bof binsurance bthat bprotects bthe binsured

b against bloss bdue bto baccidental bbodily binjury.



Accidental bBodily bInjury b- b(CORRECT bANSWER)-unplanned, bunforeseen btraumatic binjury

b to bthe bbody.

, Accidental bDeath band bDismemberment b(AD&D) b- b(CORRECT bANSWER)-an binsurance

b policy bwhich bpays ba bspecified bamount bor ba bspecified bmultiple bof bthe binsured's bbenefit bif

b the binsured bdies, bloses bhis/her bsight, bor bloses btwo blimbs bdue bto ban baccident.



Accidental bDeath bBenefits b- b(CORRECT bANSWER)-a bpolicy brider bthat bstates bthat bthe bcause

b of bdeath bwill bbe banalyzed bto bdetermine bif bit bcomplies bwith bthe bpolicy bdescription bof

b accidental bdeath.



Accidental bDeath bInsurance b- b(CORRECT bANSWER)-an binsurance bpolicy bthat bprovides

b payment bif bthe binsured's bdeath bis bthe bresult bof ban baccident.



Accumulation bPeriod b- b(CORRECT bANSWER)-the btime bover bwhich bthe bannuitant bmakes

b payments bor binvestments bin ban bannuity, band bwhen bthose bpayments bearn binterest btax

b deferred.



Activities bof bDaily bLiving b(ADL's) b- b(CORRECT bANSWER)-activities bindividuals bmust bdo

b every bday bsuch bas bmoving babout, bgetting bdressed, beating, bbathing, betc.



Actual bCash bValue b(ACV) b- b(CORRECT bANSWER)-the brequired bamount bto bpay bdamages bor

b for bproperty bloss, bwhich bis bcalculated bbased bon bthe bproperty's bcurrent breplacement bvalue

b minus bdepreciation.

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